A method for performing a card-to-card direct contactless transaction between a first active smart card and a second active smart card, each comprising an active near-field communication (“NFC”) reader. The method may include activating the first active smart card by receiving input of a personal identification number (“PIN”) on a keypad located on the first active smart card, verifying the PIN and further receiving input of a transaction amount on the keypad. The method may further include initiating a wireless NFC communication to perform the transaction by positioning the first active smart card within a pre-determined distance to the second active smart card and confirming accuracy of each of the first and second active smart card using the active NFC reader to retrieve card ID data and confirm accuracy. Following confirming, the method may include completing the transaction using the first active smart card and a payment network.

Provided is a method for providing a mobile gift card issuance service, and a server apparatus and a system therefor, the method including the steps of: receiving, from a product terminal, product information on a product for which a mobile gift card is to be issued; generating a random number corresponding to the received product information; generating a code by using the generated random number; associating the generated random number and code with the product information and storing the same as mobile gift card information; and transmitting the mobile gift card information to a sales channel server.

The present invention is generally directed toward a mobile device that can be used in a secure access system. More specifically, the mobile device can have credential data loaded thereon remotely updated, enabled, disabled, revoked, or otherwise altered with a message sent from, for example, a control panel and/or controller in the system.

A system for vending consumer goods in a vehicle includes a container for storing consumable units of at least one sort of consumer goods, a sensor system including at least one first sensor configured to detect removal of a consumable unit from the container by a consumer, and a computer system connected to the sensor system via a data network. The computer system includes a user database storing a user account assigned to the consumer and a service database storing a price for each consumable unit. Each user account comprises a service payment account listing services and a corresponding amount of money due for each service. The computer system is configured to retrieve from the service database a price for the removed consumable unit and to charge the service payment account of the consumer with an amount of money corresponding to the price of the removed consumable unit.

Described is a system (SY) comprising a card (DV1) and a peripheral device (DV2) configured to cooperate together to enable a biometric print to be acquired. The smartcard (DV1) includes a biometric print sensor (10) and a control module for transmitting control signals (SG) to the peripheral device (DV2), each control signal (SG) being defined by a respective single level of an electrical characteristic. Apart from a possible internal power supply, the peripheral device (DV2) may include passive components only, including a user interface (20) configured to put itself into a predetermined state in response to each received control signal (SG), so as to guide a user in acquiring a biometric print by means of the biometric print sensor (10).

A communication system ad methods that includes a RFID tag writer to assign a unique identification to RFID tags, a series of personal communication devices, that have an RFID tag, a processor, a signal receiver and a display, and processors provide instructions to the displays to provide different light sequences in response to signals received, and a central controller that includes a processor, a transceiver and a memory, where the memory stores information relating to the RFID tags, user accounts and has an input device that allows users to be segregated into defined groups and stored, and the controller receives signals from tag readers or communication devices and transmit signals to the personal communication devices to affect the displays.

A method for loading and/or unloading an automated shipment machine with shipments by means of a user with a vehicle or for preparing same. In the method, the user on the vehicle is authenticated. The vehicle is taken into communication range for communication with the automated shipment machine. The vehicle is authenticated on the automated shipment machine, and optionally, the user is authenticated on the automated shipment machine.

A method and system for acquiring an Internet user's consent to be geographically located via at least two independent sources of geographical information. At least one independent source of geographical information is the wireless location of the Internet user's mobile phone.

A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.

A computer system configured to authenticate the identity of a user who is attempting to access a website or conduct a transaction is provided. The system is configured to receive a geographical location associated with the user and to receive the geographical location of a mobile phone associated with the user, and to determine whether the two geographical locations are within an acceptable distance. The system is configured to take into account the accuracy of the mobile phone location.