According to one or more aspects of the present disclosure, operations may include obtaining a token transaction request of a token transaction that includes a transfer of assignment of a crypto-token of a crypto-medium from a first entity to a second entity. The token transaction request may be a request to initiate the token transaction. The operations may further include generating a transaction signature in response to obtaining the token transaction request. The operations may include validating the token transaction using the digital signature and blocks of a private blockchain that includes a blockchain record of all transactions of the crypto-medium. In these or other embodiments, the operations may include generating a new block for the private blockchain, the new block including an update to the blockchain record that indicates the token transaction details. The generating of the new block may be triggered by the token transaction being validated.

Generating self-issued claims anchored by DIDs and using the self-issued claims as self-identification. The computing system generates one or more claims, each of which includes at least information related to (1) a DID, (2) a property of a subject entity who is an owner of the DID, and (3) a value corresponding to the property. For each of the one or more claims, the computing system generates a cryptographic signature by signing the claim with a private key associated with the corresponding DID. The cryptographic signature proves that the claim is a self-issued claim, which is issued by the owner of the corresponding DID and is about the owner of the corresponding DID. A portion of data related to the self-issued claim is then propagated onto a distributed ledger.

This invention relates to systems and methods for authenticating transactions using a mobile device based primarily on the introduction of a layer of middleware and wherein the Payment Networks, Merchants, Issuing Banks, Credit Reporting Bureaus, Insurance Companies, Healthcare Providers may customize the implementation of the services based on individual strategy and consumer preferences.

Apparatuses, methods, systems, and program products are disclosed for modifying the enabled features of a hardware component at the time of use. An apparatus includes a processor and memory that stores code executable by the processor. The code is executable by the processor to obtain a feature of the hardware component that is not enabled and generates an encrypted code associated with the feature of the hardware component to be enabled. The apparatus processes a payment for the cost of enabling the hardware component and enables the feature of the hardware component in response to the association of the payment processed with the encrypted code for the feature of the hardware component.

Systems, computer program products, and methods are described herein for secure resource transfer integration. The present invention is configured to electronically receive an access request to access a cold storage wallet associated with the user; initiate an authentication protocol to determine whether the user is authorized to access the cold storage wallet; provide access to the cold storage wallet to the user based on at least determining that the user is authorized to access the cold storage wallet; electronically receive a user request to transfer at least a portion of resources from the cold storage wallet to a resource distribution account associated with the user; execute the transfer of at least the portion of resources from the cold storage wallet to the resource distribution account; and display a notification indicating the execution of the transfer of at least the portion of resources.

A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.

An example operation may include one or more of receiving a request which identifies a data value, reading, from a distributed blockchain storage, one or more data other data values that are related to the identified data value and which are previously stored thereon, determining whether the identified data value satisfies one or more compliance attributes based on the one or more other data values, and generating an output based on the determination.

Techniques described herein are directed to, among other things, wireless payment readers configured to transition between multiple different power states. In some instances, these power states include one or more relatively low-power states such that an overall battery life of the wireless payment readers are lengthened. Further, in some instances, a point-of-sale (POS) application operating on a POS device that wirelessly couples to an example wireless payment reader may cause the wireless payment reader to transition from one state to another, such as from a first, lower-power state to a second, higher-power state in response to the POS application determining that a payment is to be processed using the wireless payment reader.

The present invention generally relates to computer systems, methods and program products for non-custodial trading of digital assets on an exchange.

A system and method for generating a notification of a price change for a transaction and facilitating an associated price adjustment based on electronic image capture of a paper receipt. An image capture system captures an electronic image of a paper transaction receipt, which is transmitted to a data extraction processor that extracts transaction receipt data from the captured electronic image. A unique key is generated that is matched to a transaction record to generate a reliability score for the OCRed image and to authorize price matching. If the price monitoring server identifies that the price of a purchased transaction item has changed, the price monitoring server automatically generates a notification to the user indicating the price change and an email to the customer service department of the merchant from which the transaction item was purchased, requesting a price adjustment that is credited back to the payment instrument.