The systems, methods and computer program products (collectively “system”) described herein relate to customized real time data delivery. The system may be configured to receive, by a performance marketing cluster, first data from a first data source. The system may also receive, by the performance marketing cluster, second data from a second data source. The system may determine, by the marketing cluster, an analysis scheme for the first data and the second data based on the first data source. The system may also determine, by the marketing cluster, at least one of a propensity to act or a recommendation selected from a predefined number of available options for a population based on the analysis scheme and the first data source.

A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit notifications to requestees to request payment from the requestees. The transaction account issuer may transfer the payment from a transaction account of the requestee to the consumer's transaction account.

A method and apparatus for a commerce platform coordinating a purchase of a product sold by a merchant system through a third party application are described. The method may include receiving a notification from the third party application requesting to purchase a product from within the third party application, wherein the notification comprises an identifier for the product and an identifier for the merchant system that sells the product. The method may also include a product checkout interface having an appearance consistent with an appearance of a user interface of the third party application, and transmitting the product checkout interface generated by the commerce platform to a user device executing the third party application causing the third party application to render the product checkout interface within at least a portion of the user interface of the third party application.

Exemplary embodiments of the present disclosure are directed towards a computer implemented method comprising enabling a user to search for at least one keyword available for buying by inputting the at least one keyword. The method includes displaying the at least one keyword available for buying in response to the user inputting the at least one keyword, whereby the at least one keyword available for buying associated with at least one of: pricing raging from a minimum value to a maximum value or a fixed pricing and selecting the at least one keyword available for buying. The method also includes initiating an online payment for buying the at least one keyword.

In some embodiments, apparatuses and methods are provided herein useful to automatically recommending an item. In some embodiments, there is provided a system for automatically recommending an item to a customer comprising a plurality of items available for purchase; a portable electronic device configured to obtain identifying data corresponding to a first item collected by a user; and a control circuit configured to receive data associated with the first item; determine a location in the retail store of the first item; identify one or more items previously purchased by the user that are located within a threshold proximity to the location; determine a most frequently bought item of the identified one or more items; and cause a portable electronic device to display a suggestion for the user to collect the most frequently bought item and add the most frequently bought item to an electronic shopping list of items to purchase.

The present disclosure includes a method of providing a virtual bottle service from an establishment to a user. The virtual bottle service is accessible by the user via an app on a smartphone of a user. The method comprises receiving, via the app on the smartphone of a user, a purchase request for a virtual bottle from an establishment, and after the receiving, allocating the user with a predetermined number of drinks of a particular liquor from the establishment. The method further includes, in response to a drink order from the virtual bottle by the user, decrementing the number of drinks from the virtual bottle that remain available to the user. The method may also include communicating, to the user, the remaining number of drinks via the app on the smartphone. A corresponding system that incorporates and/or uses such a method is also provided.

Various embodiments described herein assist in identifying one or more product items of interest (e.g., high demand product items) based on surge activity, such as user buying surges, user selling surges, and user product listing (e.g., electronic or online listing) surges on an online marketplace system, and can further notify one or more users of selling opportunities of the identified products items of interest.

A multimodal recommendation identification system analyzes data describing a sequence of past content item interactions to generate a recommendation for a content item for a user. An indication of the recommended content item is provided to a website hosting system or recommendation system so that the recommended content item is displayed or otherwise presented to the user. The multimodal recommendation identification system identifies a content item to recommend to the user by generating an encoding that encodes identifiers of the sequence of content items the user has interacted with and generating encodings that encode multimodal information for content items in the sequence of content items the user has interacted with. An aggregated information encoding for a user based on these encodings and a system analyzes the content item sequence encoding and interaction between the content item sequence encoding and the multiple modality encodings to generate the aggregated information encoding.

A method for the verification and authentication of additive manufactured product, comprising the steps of receiving, from a customer, at least one customer requirement for a product, deriving at least one manufacturing requirement and generating a product geometry file for the product, recording, by a first computing device, to a distributed transaction register, a first transaction reflecting certification of the product geometry file, obtaining a first output reflecting the first transaction, printing the product with a 3D printer, recording, by a second computing device, to the distributed transaction register, a second transaction reflecting the printing of the product and the first output, obtaining a second output reflecting the second transaction, embedding within the product a unique code reflecting the second output, whereby the product geometry file and the printing of said product may be verified with the unique code such that the product may be authenticated.

A computer-implemented system and method for providing contextually relevant servicing is provided. A request for servicing is received via a call center and assigned to a user. A context of the user is tracked via sensors that are associated with the user. An activity performed by the user during the servicing is determined based on the context, and one or more recommendations relevant to the identified activity are provided to the user.