The present disclosure relates to systems and methods for creating and using personas. The method includes receiving a first set of input signals associated with data from one or more source; receiving a second set of input signals associated with data from one or more source; converting the first set of input signals and the second set of input signals to a wavelet; constructing a persona based on the wavelet; storing the persona in a ledger; receiving a request for a decision related to a transaction; converting the request to a new wavelet; determining a difference between the new wavelet and the stored persona; generating a score based on the difference; and authorizing the transaction based on the score.

A system and methods are provided for using order descriptor identifiers in relation to orders being used in trading strategies. According to one example method, when a hedge order is submitted upon detecting a fill of another order, the hedge order includes one or more order descriptor identifiers conveying a purpose of the hedge order to a user. The order descriptor identifiers can be used to search for desired orders and perform more effective order management and post trade analysis.

A system and methods are provided for using order descriptor identifiers in relation to orders being used in trading strategies. According to one example method, when a hedge order is submitted upon detecting a fill of another order, the hedge order includes one or more order descriptor identifiers conveying a purpose of the hedge order to a user. The order descriptor identifiers can be used to search for desired orders and perform more effective order management and post trade analysis.

A system includes a processor and a memory with instructions. The instructions include, in response to receiving a zoned graph request, determining a current breakeven point on a current date based on a strike price of an option. The instructions include estimating a future strike price of the option based on an expiration date of the option, determining a future breakeven point on the expiration date of the option based on the estimated future strike price, and determining a range as a current price corresponding to the current breakeven point to a future price corresponding to the future breakeven point. The instructions include, for each time between the current date and the expiration date, determining a middle breakeven point at the corresponding time based on the range and generating a zoned graph including the current breakeven point, the future breakeven point, and each middle breakeven point at the corresponding times.

Disclosed is a data processing system comprising a database arrangement and at least one processor coupled in communication with the database arrangement. The at least one processor is configured to obtain, from the database arrangement, labelled training data; process 5 the labelled training data using at least one machine learning algorithm to generate a data processing model; obtain, from the database arrangement or a user device, at least one test document; process the at least one test document using the data processing model to extract key information from the at least one test document; and compare the 10 extracted key information with reference key information to identify whether or not there exist inconsistencies between the extracted key information and the reference key information.

The present disclosure describes transaction-enabling systems and methods. A system can include a facility including a core task including a customer relevant output and a controller. The controller may include a facility description circuit to interpret a plurality of historical facility parameter values and corresponding facility outcome values and a facility prediction circuit to operate an adaptive learning system, wherein the adaptive learning system is configured to train a facility production predictor in response to the historical facility parameter values and the corresponding outcome values. The facility description circuit also interprets a plurality of present state facility parameter values, wherein the trained facility production predictor determines a customer contact indicator in response to the plurality of present state facility parameter values and a customer notification circuit provides a notification to a customer in response.

Embodiments of the present invention provide a system for generating and transmitting tiered supplemental resources based on identifying event triggers. The system is configured for retrieving one or more digital artifacts from a data repository, generating one or more supplemental resources associated with the one or more digital artifacts, continuously monitoring one or more resource pools associated with one or more users to identify one or more event triggers, identifying at least one trigger associated with a resource pool of a user of the one or more users based on continuously monitoring the one or more resource pools associated with the one or more users, and transmitting at least one supplemental resource of the one or more supplemental resources to a digital supplemental resource wallet of the user.

Embodiments of the present invention provide a system for generating and transmitting tiered supplemental resources based on identifying event triggers. The system is configured for retrieving one or more digital artifacts from a data repository, generating one or more supplemental resources associated with the one or more digital artifacts, continuously monitoring one or more resource pools associated with one or more users to identify one or more event triggers, identifying at least one trigger associated with a resource pool of a user of the one or more users based on continuously monitoring the one or more resource pools associated with the one or more users, and transmitting at least one supplemental resource of the one or more supplemental resources to a digital supplemental resource wallet of the user.

Method to generate onboarding flow for application starts with on-boarding server receiving request from electronic device to activate application. On-boarding server determines whether request is initial request. Request is determined to be initial request when minimal set of information associated with user is not stored in on-boarding server. When request is determined to be initial request, on-boarding server signals to electronic device to display request for minimal set of information associated with user which includes at least one of: user identification, legal name, phone number, or email address. Minimal set of information associated with user is then received and stored in on-boarding server. On-boarding server signals to allow initial access to application. Signaling to allow initial access includes signaling that user requires access to payment processing hardware to process user's physical payment instrument. On-boarding server receives default payment information entered using payment processing hardware. Other embodiments are also described.

A computer-implemented method includes managing bank accounts respectively associated with a plurality of account holders for a bank, including processing transactions for the bank accounts where a transaction includes at least credit card transactions and checking transactions and where the first user has full access to a first bank account. The method includes providing a second user restricted access to the first bank account, establishing a connection with the second user via the Internet, providing the second user, according to the restricted access, a user interface to display at least a portion of a plurality of budget categories and at least a portion of transactions associated with the first bank account, receiving an input from the second user to flag a transaction, and responsive to the input, updating the user interface to reflect the flag and notifying the first user of the flag.