Disclosed embodiments may include a system that may receive first level authentication data from a first user, identify a first user device associated with the first user, and determine whether a current location of the first user device is within a predetermined proximity of a first computing device. In response to the determination, the system may detect one or more objects within the predetermined proximity of the first computing device using the one or more positional sensors. The system may determine that at least one of the one or more objects is associated with a human, and in response, trigger a security measure. The system may transmit an indication of the triggered security measure to the first computing device, and may transmit instructions to the first user device configured to cause the first user device to provide an alert to the first user.

Disclosed embodiments may include a system that may receive an indication that a user is accessing an ATM, receive, from the ATM, average session duration data over a predetermined period, generate, using a machine learning model, a busyness score for the ATM based on the average session duration data over the predetermined period, and determine whether the busyness score for the ATM exceeds a busyness score threshold. When the busyness score for the ATM does not exceed the busyness score threshold, the system may cause the ATM to present, via a first graphical user interface, a default ATM experience. When the busyness score for the ATM exceeds the busyness score threshold, the system may cause the ATM to present via, a second graphical user interface, a busy ATM experience.

Apparatus to secure an Automated Teller Machine (ATM) or other structure are disclosed herein. One apparatus includes an arm including an attachment and a lockpin that engages the attachment in an engaged position. The lockpin is configured to prevent the arm from disengaging from the engaged position when a force is applied to the arm. Another apparatus includes an arm including an attachment that prevents rotation of the arm, a lockpin that engages the attachment in an engaged position, and a lock connected to the lockpin to prevent releasing the lockpin from the engaged position. An ATM includes a frame, a gate, and an abutment. The gate includes an arm including an attachment that locks the arm. The abutment includes a lockpin that engages the attachment in an engaged position to prevent the arm from unlocking and a lock connected to the abutment to prevent access to the lockpin.

A point-of-sale (POS) device includes a processor, a battery, a transaction object reader, a printer with a printer controller, and optionally a temperature sensor. The processor determines a present power discharge capability rate of the battery, optionally based on a temperature measured by the temperature sensor. The processor also calculates a first estimated power draw rate based on a first setting value for at least one of the components of the POS device, such as the printer. If the first estimated power draw rate is dangerously close to the present power discharge capability rate of the battery, a second estimated power draw rate is calculated based on a second setting value for the one or more components. If the second estimated power draw rate is no longer dangerously close to the present power discharge capability rate of the battery, the components are set to the second settings value.

A method for on-behalf ATM processing via blockchain includes: receiving, by a receiver of an automated teller machine (ATM), a transaction identifier; receiving, by an input device interfaced with the ATM, a withdrawal amount; identifying, by the ATM, a blockchain transaction in one of a plurality of blocks comprising a blockchain, wherein the blockchain transaction includes at least the transaction identifier and a current balance; and processing, by the ATM, withdrawal of the withdrawal amount based on the current balance, where processing includes dispensing, by a dispenser interfaced with the ATM, currency equivalent to the withdrawal amount if the withdrawal amount is less than or equal to the current balance or displaying, by a display device interfaced with the ATM, a message indicating an insufficient balance if the withdrawal amount is greater than the current balance.

Consolidated resource event processing at an automated electronic apparatus. A user having a resource depository that is associated with an entity other than the entity controlling the automated electronic apparatus is able to conduct certain resource events at the apparatus, e.g., inputting tangible resources at the automated electronic apparatus, initiating a resource event with a second user at the automated electronic apparatus using the tangible resources, and receiving tangible resources at the automated electronic apparatus. Computer-readable indicia is displayed on or proximate to the automated electronic apparatus which is captured and read by a mobile communication device, in possession of a user, to (i) identify the automated electronic apparatus, (ii) link the automated electronic apparatus to a resource depository held by the user at an entity different than the entity controlling the automated electronic apparatus and (iii) trigger the automated electronic apparatus to receive an input of tangible resources by the user.

Identification information is received at a transaction machine. The identification information is associated with a user associated with an account. Using an activity profile of the user, a determination is made to enable chained transactions during the user's use of the transaction machine. A sequence of user interfaces to display to the user is generated enabling the user to chain transactions based on the activity profile.

A banknote deposit machine is able to receive banknotes, preferably so as to make a payment, wherein the banknote machine is permanently connected via a data link to a (cloud) storage system, or is designed to establish a temporary data link with the (cloud) storage system. Banknote data, such as image data or serial number data, etc., specifically of banknotes which are considered stolen or which were handed over as a result of a crime, for example as a ransom, are stored in the (cloud) storage system. Whenever the banknote deposit machine receives a banknote whose identification appears suspicious, for example because the banknote has a serial number that is stored in the (cloud) storage system, feedback is sent to the operator of the banknote machine and/or the payment transaction is terminated and/or an appropriate institution or authority, for example the police or a security service, is automatically informed.

In some implementations, an automated teller machine (ATM) may accept a card. The ATM may eject the card at a first time. The ATM may retract the card based on a determination that a threshold amount of time has elapsed from the first time and that the card has not been removed. The ATM may eject the card at a second time after retracting the card. The ATM may retract the card based on a determination that the threshold amount of time has elapsed from the second time and that the card has not been removed. The ATM may provide the card to a card storage compartment of the ATM after retracting the card and based on a determination that the card has been ejected or retracted a threshold number of times.

A method performed by a processor of a provider computing system includes allowing an account holder at the provider to initiate a transaction with the provider remotely (e.g., via smartphone, online banking, etc.), by submitting a request for a specified transaction to be picked up in a lockbox at a provider's lockbox location. The pickup and completion of the account holder's requested transaction occurs at a lockbox location that has a plurality of lockboxes. The lockbox allows the account holder to access the facility at the account holder's leisure, both in time and location. The lockbox pickup service alleviates the uncertainty, fluctuating time cost, and inconvenient operating hours by allowing the account holder to request transactions with an easy to use interface resulting in a lockbox to be accordingly prepped so that the account holder can provide the proper authentication information and access the lockbox.