The present invention provides polymer modified aqueous urea formaldehyde resin (UF resin) binder compositions useful in making a treated glass mat, e.g., for roofing shingles, wherein the polymer modifier is an multistage aqueous emulsion acorn copolymer comprising one protuberant polymer stage containing phosphorous acid groups and one or more other polymer stage comprising an addition copolymer incompatible with the protuberant polymer stage, wherein the multistage aqueous emulsion copolymer has a measured Tg of from 60 to 25 C., or, preferably from 31 30 to 12 C. and, further wherein the weight ratio of the total of monomers used to make the one or more other polymer stage to the total amount of monomers used to make the protuberant polymer stage ranges from 3:1 to 50:1, or, preferably, from 3:1 to 30:1 or, more preferably, from 3:1 to 20:1, or, even more preferably, from 8:1 to 12:1.

A curable aqueous binder composition comprising sheared or extruded cross linked starch particles and a crosslinking agent for use in the formation of composite materials such as mineral, natural organic or synthetic fiber products including mineral fiber insulation, non-woven mats, fiberglass insulation and related glass fiber products as well as wood based products and construction materials. In one application the curable aqueous starch binder composition may be blended with a second non-formaldehyde resin to make fiberglass insulation. In another application the curable aqueous starch binder composition may be mixed into a formaldehyde based resin to make fiberglass roof shingles.

A curable aqueous binder composition comprising sheared or extruded cross linked starch particles and a crosslinking agent for use in the formation of composite materials such as mineral, natural organic or synthetic fiber products including mineral fiber insulation, non-woven mats, fiberglass insulation and related glass fiber products as well as wood based products and construction materials. In one application the curable aqueous starch binder composition may be blended with a second non-formaldehyde resin to make fiberglass insulation. In another application the curable aqueous starch binder composition may be mixed into a formaldehyde based resin to make fiberglass roof shingles.

A curable aqueous binder composition comprising sheared or extruded cross linked starch particles and a crosslinking agent for use in the formation of composite materials such as mineral, natural organic or synthetic fiber products including mineral fiber insulation, non-woven mats, fiberglass insulation and related glass fiber products as well as wood based products and construction materials. In one application the curable aqueous starch binder composition may be blended with a second non-formaldehyde resin to make fiberglass insulation. In another application the curable aqueous starch binder composition may be mixed into a formaldehyde based resin to make fiberglass roof shingles.