A personal cooling enclosing material comprises a garment body; an air cooling system provided on an outside surface of the garment body, wherein the air cooling system further comprises a receptacle and a coolant contained in the receptacle; and an air circulation system provided on an inside surface of the garment body for drawing original air from an internal space inside the garment body for cooling. The air circulation system is separated from the air cooling system to avoid direct contact of the original air with the coolant of the air cooling system. The air cooling system is in thermal communication with the air circulation system.

A cooling system, such as a cooling vest, includes a cooling panel having a cooling panel body having a front wall, a rear wall, and an interior space between the front wall and the rear wall. A cooling member is positionable within the interior space of the cooling panel body, such as by being removably insertable thereinto. The cooling panel includes a conduction surface adapted to directly or indirectly contact an individual, such as a wearer, wherein the conduction surface is cooled by the cooling member in the interior space. Optionally, a fan can blow air chilled by the cooling member towards the individual so the individual can also experience convection cooling.