A computer-implemented method and apparatus are provided to reduce false fraudulent declines of transactions. Payment processor (PP) systems may be provided with a request acceptor and a replacement transaction generator. The request acceptor receives a notification of a decline of a first transaction attempted by a cardholder with a merchant, for allegedly fraudulent, and a request to determine whether the first transaction was falsely identified as fraudulent, and if so, to remedy the first transaction. The replacement transaction generator generates, in response to a determination that the first transaction was falsely identified as fraudulent, and the merchant is a false fraudulent reduction partner merchant, a replacement second transaction to replace the declined first transaction. The replacement second transaction may include a bypass authorization code, and made available to the cardholder to use to transact with the merchant bypassing the declined first transaction.

Methods, systems, and apparatuses for block chain security schemes for electronic cash tokens are described herein.

Methods, systems, and apparatuses for block chain security schemes for electronic cash tokens are described herein.

Provided herein is a computer-implemented method, a system, and a non-transitory computer-readable storage medium. The system may be implemented using a blockchain network. The computer-implemented method includes: i) attaching a digital asset of a first entity to an exchange platform; ii) computing a first shared key associated with the digital asset using a key of the first entity and a first key of the exchange platform; iii) generating and broadcasting a first blockchain transaction to a blockchain network; and iv) initiating, by the first entity, transfer of ownership of the digital asset from a first entity to a second entity; v) computing a second key and a second shared key; vi) replacing the first key associated with the exchange platform with the second key associated with the exchange platform; and vii) detaching, by the second entity, the deposit from the exchange platform using the second shared key.

Various aspects of the disclosure relate to using a verifiable and distributed encoding as a digital currency (e.g., cryptocurrency). According to some embodiments, systems and methods can be executed to transfer cash or “hard” currency responsive to exchange of cryptocurrency supported by blockchain technology. In further example, the systems and methods are tailored to operate within a specified/defined community that ensures the efficient operation of the system by ensuring liquidity of the transfer. According to one embodiment, the system is configured to distribute stable coin, issuing the coin at a discounted value (e.g., relative to a redemption or cash equivalent face value). For example, by issuing coin at a discount the system automatically facilitates peer-to-peer physical cash transfers.

Various aspects of the disclosure relate to using a verifiable and distributed encoding as a digital currency (e.g., cryptocurrency). According to some embodiments, systems and methods can be executed to transfer cash or “hard” currency responsive to exchange of cryptocurrency supported by blockchain technology. In further example, the systems and methods are tailored to operate within a specified/defined community that ensures the efficient operation of the system by ensuring liquidity of the transfer. According to one embodiment, the system is configured to distribute stable coin, issuing the coin at a discounted value (e.g., relative to a redemption or cash equivalent face value). For example, by issuing coin at a discount the system automatically facilitates peer-to-peer physical cash transfers.

A diamond asset comprising one or more diamonds and an encryption chip is used to asset-back a cryptographic token that can be used to conduct transactions. The cryptographic token is written to a blockchain using a smart contract that is configured to enable a transaction associated with the token in response to two or more of: a signature by the encryption chip, a signature by the owner of the diamond asset, and a validation of a visual layout of the diamond asset.

Disclosed herein are multispace parking pay stations comprising: at least one processor, a memory, a communications element, a printer, and a computer program including instructions executable by the at least one processor to create an application comprising: a software module receiving a unique identifier associated with a parking customer, the parking customer having executed a mobile payment for parking in a space associated with the pay station; a software module transmitting the unique identifier to a central parking management server and querying the central parking management server with the unique identifier to identify the parking customer and verify the mobile payment; and a software module generating and sending instructions to the printer to print a payment verification for the parking customer.

A content sharing method by which a relay server shares content between application management servers. According to the method: the relay server receives, from a first application management server for operating a first application, first content information that can be used through the first application; the relay server transmits the first content information to remaining application management servers; the relay server receives content purchase information including a purchase request and payment information, which is inputted through a second application, from a second application management server for operating the second application; the relay server provides the purchase request for the first content information to the first application management server; the relay server receives a purchase confirmation of the first content information from the first application management server; and the relay server transmits the purchase confirmation of the first content information to the second application management server.

Arrangements for controlling access to a protected entity include receiving a redirected client request to access the protected entity that includes a public key of the client; granting, in response to the received redirected request, access tokens of a first type to a client using the public key of the client; identifying a conversion transaction identifying a request to convert the first type of access tokens with access tokens of a second type, the transaction designating the protected entity; determining a conversion value for converting the first-type access tokens into second-type access tokens based on at least one access parameter; converting, using the conversion value, a first sum of the first-type access tokens into a second sum of second-type access tokens; and granting the client access to the protected entity when the sum of second-type of access tokens is received as a payment from the protected entity.