A personal safety system comprising: a personal electronic device carried by an individual having one or more sensors for recording visual and/or audio data associated with the individual; at least one external service nominated by the individual to be in electronic communication with the personal electronic device to receive and store the recorded visual and/or audio data from the personal electronic device in real time for monitoring purposes; and wherein, the visual and/or audio data is continuously recorded in discrete predetermined intervals by the personal electronic device and at the completion of each discrete predetermined interval the visual and/or audio data for that discrete predetermined interval is transmitted to the external service together with data capturing the time and location of the individual, and following transmission of the visual and/or audio data, the data is deleted from the personal electronic device.

Systems and methods for securely generating and printing documents are disclosed. For example, processor(s) of a computer system may receive information for the document from a computing device through a network, verify the information for the document, and upon verification, generate document generation data using at least a portion of the information for the document. The document generation data may include document metadata that enables generation of an image of the document and/or the image of the document. Upon the processor(s) verifying first authentication information of a first code associated with a printing device received from the computing device through the network and second authentication information of a second code associated with the computing device received from the printing device through the network, the processor(s) may transmit the document generation data to the printing device through the network, and cause the printing device to print the image of the document.

A system for storing data related to a transaction and for facilitating the transaction, the system comprising: an application server coupled with a database and configured to store information associated with a plurality of transactions, the information including account information related to a user account maintained by a first financial institution, a recipient identifier, and account information related to a recipient account maintained with a second financial institution, the application server further configured to: receive transaction data associated with a payment of the transaction, the transaction data comprising an identifier and user account information; identify the recipient account information based on a comparison of the received identifier against the stored recipient identifier; generate transfer instructions data based on the transaction data and recipient account information; and forward the transfer instructions data to the first financial institution based on the user account information to cause a deposit into the recipient account.

Described herein are systems, methods, and apparatuses for performing a user-less payment for an item upon its delivery by an unmanned delivery vehicle. The unmanned delivery vehicle may navigate to a delivery location, receive payment information, initiate a payment transaction with a remote server, and release the item at a specified location upon successful completion of the payment transaction. Upon arrival of the unmanned delivery vehicle, a wireless data transmission device may send payment information to a remote server, and the remote server may provide the unmanned delivery vehicle with an indication of whether the item can be released and a specific location at which the item can be released.

A computerized method verifies an issued check. The method verifies that the first check information matches second check information. The first and second checking information includes first and second routing numbers, first and second account numbers, first and second check numbers, and first and second dollar amounts associated with an issued check and received check, respectively. The method sends to a computer system of a payee financial institution in response to verifying the first check information matches the second check information, a verification message indicating that the first check information matches the second check information. The method also receives an indicator from the payer financial institution after the issued check has cleared in the payer financial institution; and informs the payee financial institution after the issued check has cleared.

An information processing system, method, and computer-readable medium that generate emotion values based on information related to interactions between one of a plurality of objects and other ones of the plurality of objects, the one of the plurality of objects being associated with a person, acquire at least one emotion value of the generated emotion values based on an identification of the person, and provide personal credit information of the person based on the acquired at least one emotional value.

An information processing system, method, and computer-readable medium that generate emotion values based on information related to interactions between one of a plurality of objects and other ones of the plurality of objects, the one of the plurality of objects being associated with a person, acquire at least one emotion value of the generated emotion values based on an identification of the person, and provide personal credit information of the person based on the acquired at least one emotional value.

The present invention generally relates to a system, method, and computer program for providing maximum savings in electronic commerce. Specifically, during a shopping experience, several products or service inputs, such as: electronic coupon codes, sales taxes, cashback rebates, customer loyalty programs, etc. are calculated and compared against numerous competitor retailer stores to ascertain the lowest price. Several optimization schemes are also disclosed which enhance a user experience.

The disclosed embodiments provide systems and methods for providing real-time warnings to merchants for data breaches. For example, the system may include one or more memory devices storing instructions and one or more processors configured to perform operations consistent with this disclosure. The operations may include collecting and storing transaction authorization requests from one or more merchants. The transaction authorization requests may include a virtual account number associated with an account, the virtual account number being previously bound to a merchant and reusable only for the bound merchant. The operations may further include detecting an event at the bound merchant based on, for example, a transaction authorization request having a mismatch between a transacting merchant and the bound merchant. The operations my further include communicating notification of the event through a communication interface with the bound merchant.

A system, method and computer-readable medium are provided to enable digital bank endorsement. A digital image of a back side of a check may be placed in a computer memory. Appropriate coordinates for a bank endorsement may be determined. A bank endorsement may be automatically generated. The digital image may then be electronically altered by overlaying, merging, or rendering text of the generated bank endorsement. A modified digital image may be combined with an image of the front side of the check and stored and/or exported to check clearing operations.