This disclosure relates to a system and method for bill payment from a billing or payroll system. In particular, this disclosure enables individuals, such as retirees or employees, to effectively pay their bills directly from their retirement community's billing system or their employer's payroll system, respectively, which has a number of benefits including providing retirees/employees with a convenient system for automating bill payments, and providing the retirees/employees a clearer understanding of their discretionary income and, in turn, providing retirees/employees with benefits to their overall physical and mental health. This disclosure also provides increased certainty to third party billers, knowing their bills will be paid from a relatively secure source, namely the retirement community's billing system or the employer's payroll system.

A user may purchase a subscription service online, which may be purchased as a gift for a gift recipient. At the end of the gifted subscription, the gift recipient may wish to continue the subscription without interruption. However, the subscription order may be stored in memory in association with the purchaser, and there may be no way to automatically link, in memory, the data in a gift subscription order and the data in a new subscription ordered by the gift recipient. In some embodiments, data associated with a subscription order includes a subscription transfer object, which stores subscription information specific to the subscription recipient and omits personal information associated with the purchaser. In some embodiments, a subscription identifier is issued to the recipient, which, when provided to the platform, allows the subscription transfer object to be transferred over to a new subscription for the recipient.

The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention relates to integrating player tracking and cash access transactions by allowing a player to utilize a player tracking card for each financial transaction conducted in a gaming environment, wherein financial account information for the player, such as bank or credit card information, is linked to their player tracking account and card.

The present disclosure is directed toward a system that allows a promotion and marketing system to provide promotions to users of the promotion and marketing system for establishments that are currently not affiliated with the promotion and marketing system.

The present disclosure provides a method, non-transitory computer-readable storage medium, and a vehicle tracking system for real-time, dynamic and adaptive an artificial-intelligence based cost negotiation for transportation services. The system trains the artificial-intelligence based system to negotiate with one or more users for transportation services. In addition, the system obtains a first set of data from the one or more users. Further, the system prepares a first cost quotation for one or more transport vehicles. Furthermore, the system sends the first cost quotation to the one or more users. Moreover, the system receives a response from the one or more users for negotiating on cost. Also, the system analyses the response from the one or more users. Also, the system continuously interacts with the one or more users for the cost negotiation. Also, the system sends a final cost quotation to the one or more users.

A method includes, initiating, by one or more of a user computing device and a bi-directional digital asset point of sale (POS) computing device, a digital asset-based interaction. The method further includes obtaining, by the bi-directional digital asset POS computing device, a digital asset-based interaction amount increase request including an increase amount of second user desired assets. The method further includes obtaining, by a digital asset-based interaction computing entity, real-time information and locking an amount of system digital assets to back the digital asset-based interaction. The method further includes providing, by the bi-directional digital asset POS computing device, the increase amount of the second user desired assets to the user computing device. The method further includes providing, by the digital asset-based interaction computing entity, an amount of the assets in a POS desired asset format to the bi-directional digital asset POS computing device.

Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for pausing the processing of transactions during a workflow. Other aspects may provide for a messaging microservice that permits communications between the transaction exchange platform and external third-parties.

Certain exemplary embodiments relate to entertainment systems that interact with users so as to provide for social networking and/or other services. In certain exemplary embodiments, an entertainment system is configured to provide jukebox-related and entertainment system mediated services that are accessible from within and from the outside of the location, coordinating social networking services among and between patrons within and outside of the location and also providing for advertisement opportunities. In certain exemplary embodiments, the entertainment system within a location may serve as and/or be connected to a jukebox. The entertainment system within the location may be connected to one or more client devices, one or more displays, one or more bar-top or hand-held gaming devices, etc., in certain exemplary embodiments. The jukebox-related and entertainment system mediated services may provide mechanisms for enhancing patrons' experiences, creating a sense of ownership and/or belongingness to a connected community of entertainment system users.

Certain exemplary embodiments relate to entertainment systems that interact with users so as to provide for social networking and/or other services. In certain exemplary embodiments, an entertainment system is configured to provide jukebox-related and entertainment system mediated services that are accessible from within and from the outside of the location, coordinating social networking services among and between patrons within and outside of the location and also providing for advertisement opportunities. In certain exemplary embodiments, the entertainment system within a location may serve as and/or be connected to a jukebox. The entertainment system within the location may be connected to one or more client devices, one or more displays, one or more bar-top or hand-held gaming devices, etc., in certain exemplary embodiments. The jukebox-related and entertainment system mediated services may provide mechanisms for enhancing patrons' experiences, creating a sense of ownership and/or belongingness to a connected community of entertainment system users.

Aspects described herein may relate to a transaction exchange platform using a streaming data platform (SDP) and microservices to process transactions according to review and approval workflows. The transaction exchange platform may receive transactions from origination sources, which may be added to the SDP as transaction objects. Microservices on the transaction exchange platform may interact with the transaction objects based on configured workflows associated with the transactions. Processing on the transaction exchange platform may facilitate clearing and settlement of transactions. Some aspects may provide for pausing the processing of transactions during a workflow. Other aspects may provide for a messaging microservice that permits communications between the transaction exchange platform and external third-parties.