There are provided systems and methods for enabling user to user interactions in multi-user video conference applications. A user may utilize a computing device to interact with online service providers in order to initiate and/or join a video conference with one or more other users. During the video conference, the user may be provided with options to interact with other users, such as by engaging in electronic transaction processing. When performing such interactions, data for the video conference may be extracted and provided to a transaction processor server. The server may then utilize the data to determine accounts of users within the video conference that may be utilized for electronic transaction processing services. If no account exists, the server may initiate a process to onboard such users. When an account exists, the server may further populate graphical icons that may be used for electronic transaction processing services.

In some examples, a payment service system receives a request to associate a proxy identifier with a user account of a charity. The proxy identifier is individually distinguishable from other proxy identifiers associated with user accounts of other users, and has a syntax including a symbol and a string of one or more characters. The symbol and the string are concatenated such that the symbol appears immediately before the string. The payment service system receives, via an application on a user device of a user, an input associated with the proxy identifier, and performs a database lookup to identify the user account associated with the proxy identifier. Information associated with the user account of the charity is presented via a user interface presented by the application. The user interface enables the user to donate funds from a financial account of the user to the user account of the charity.

An interface and device architecture for a payment device. An interface between a payment application installed in a payment device and one or more value-add applications (such as loyalty programs, transit applications, etc.) that are also installed in the payment device. The API or interface design permits communications and data transfer between the payment application and one or more value-add applications. This reduces (and in some cases may prevent) the need for back-end server processing of data that may be relevant to both a payment transaction and to a function of the value-add application. Similarly, the same or another API or interface may enable communications and data transfer between a value-add application and the payment application.

Embodiments of the present application provide a payment method, a gateway device, a server and a storage medium. The method is applied to the gateway device, and the method includes: obtaining target identification information and payment amount of a target IoT device connected to the gateway device, wherein the target identification information includes a first device identification of the target IoT device and/or a feature identification of a physical layer between the target IoT device and the gateway device; sending a first payment request to the server, wherein the first payment request includes the target identification information, a second device identification of the gateway device and the payment amount, and the first payment request is configured to instruct the server to search a target payment account associated with the target identification information and the second device identification, and to deduct from the target payment account according to the payment amount.

A vehicle such as an autonomous or self-driving vehicle has a navigation system for displaying, on a display screen, a user interface presenting a map showing multiple routes. The vehicle includes a traffic-prioritization processor configured to cooperate with the navigation system to present prices and travel times for the multiple routes via the user interface to enable a user of the vehicle to select one of the multiple routes based on both the prices and the travel times displayed on the display screen. The vehicle further includes a radiofrequency data transceiver configured to cooperate with the traffic-prioritization processor to communicate with one or more other vehicles or a central server to negotiate a traffic reprioritization for a user-selected route.

The present invention provides an interface for controlling the transfer of electronic messages between a financial institution and a transaction processing system for processing the messages, wherein the financial institution is connected to the transaction processing system via a data communications network, the interface comprising communication circuitry operable to receive an electronic message issued by the financial institution; and processing circuitry operable to determine whether the format of the electronic message conforms to a predetermined standard necessary for processing of the electronic message; and in the event that the format of the electronic message does conform to the predetermined standard, the communication circuitry is further operable to transmit the electronic message over the network for storage in a message queue unit associated with the transaction processing system; and in the event that the format of the electronic message does not conform to the predetermined standard, the communication circuitry is operable to return the electronic message to the financial institution.

There is provided a method of correlating a telephone call between a first party and a second party with information that is to be used in a third party service implemented in relation to the telephone call. The method comprises routing telephone calls involving the first party via a third party service system that implements the third party service. The method further comprises, at a communication management system of the first party, determining call identification data for the telephone call and session data associated with a session of the third party service to be implemented in relation to the telephone call, and sending the call identification data and the session data to the third party service system; and, at the third party service system, receiving the call identification data and the session data from the communication management system, using the received call identification data to identify the telephone call, using the received session data to determine the information that is be used in the third party service, and correlating the information with the identified telephone call.

Systems and methods for use in verifying a request for access to data in a system comprising a first module having access to a first trusted indicator of time, a second module having access to an untrusted indicator of time and a computing device having access to a second trusted indicator of time. The first module generates a password using at least the first trusted indicator of time. The second module receives a password associated with the request for access to data and validates the received password using at least the untrusted indicator of time. The second module then causes a message to be transmitted to the computing device, the message comprising data indicative at least of the untrusted indicator of time used to validate the received password. The computing device then generates data indicative of a comparison between the untrusted indicator of time and the second trusted indicator of time, and uses the generated data to provide said access to data.

Systems, methods and apparatus are disclosed for remote management of payment terminals. Public keys, or other security elements can be received from a certification authority and distributed to the payment terminals. A merchant, or other entity affiliated with the payment terminals, can monitor the status of the software and security elements of the payment terminals.

Systems, methods and apparatus are disclosed for remote management of payment terminals. Public keys, or other security elements can be received from a certification authority and distributed to the payment terminals. A merchant, or other entity affiliated with the payment terminals, can monitor the status of the software and security elements of the payment terminals.