A method includes obtaining, by a consumer computing device of a data communication network, a temporary credential in accordance with a temporary credential protocol. The method continues with accessing, by the consumer computing device, a temporary vault in accordance with the temporary credential, where the temporary vault stores or is to store a set of shareable data records. The method continues with facilitating, by the consumer computing device, execution of a data analysis function on the set of shareable data records to produce an analytical result. The method continues with receiving, by the consumer computing device from the temporary vault, the analytical result. The method continues with storing, by the consumer computing device, the analytical result in memory associated with the user computing device.

A virtual payment system for paying for goods, services and content ordered over an internetwork is disclosed. The virtual payment system includes a commerce gateway. Buyers and sellers becomes registered participants by applying for virtual payment buyer and seller accounts. Once an account is established with the commerce gateway, a digital certificate is stored on the registered participant's computer. A buyer can then order a product, i.e., goods, services or content from a seller and charge it to the virtual payment account. When the product is shipped, the seller notifies the commerce gateway, which applies the charges to the buyer's virtual payment account. The buyer can settle the charges using a prepaid account, a credit account, or by using reward points earned through use of the virtual payment account. A buyer may create sub-accounts.

A virtual payment system for paying for goods, services and content ordered over an internetwork is disclosed. The virtual payment system includes a commerce gateway. Buyers and sellers becomes registered participants by applying for virtual payment buyer and seller accounts. Once an account is established with the commerce gateway, a digital certificate is stored on the registered participant's computer. A buyer can then order a product, i.e., goods, services or content from a seller and charge it to the virtual payment account. When the product is shipped, the seller notifies the commerce gateway, which applies the charges to the buyer's virtual payment account. The buyer can settle the charges using a prepaid account, a credit account, or by using reward points earned through use of the virtual payment account. A buyer may create sub-accounts.

A system and method including receiving input data from a plurality of Data Sellers, selling tokens to a plurality of Data Buyers, receiving tokens from a first Data Buyer in exchange for providing data and analyses calculated from input data received from one or more Data Sellers, paying tokens to the each Data Seller whose data was used to calculate the data and analyses provided to the first Data Buyer, and trading tokens between token buyers and token sellers.

A system and method including receiving input data from a plurality of Data Sellers, selling tokens to a plurality of Data Buyers, receiving tokens from a first Data Buyer in exchange for providing data and analyses calculated from input data received from one or more Data Sellers, paying tokens to the each Data Seller whose data was used to calculate the data and analyses provided to the first Data Buyer, and trading tokens between token buyers and token sellers.

Systems and apparatuses for safety deposit box access using a smart table and a locker are described herein. A safety deposit box access system includes a smart table and a locker. The smart table includes a processing circuit configured to receive an appointment request from a customer user device. The processing circuit is further configured to authenticate the customer, verify the customer is authorized to access the safety deposit box, release the safety deposit box from the locker, measure the change in weight of the safety deposit box, lock the locker, and transmit a notification to the customer when the safety deposit box has been returned to the vault.

Systems and methods for charging electric vehicles and for quantitative and qualitative load balancing of electrical demand are provided.

Systems and methods for charging electric vehicles and for quantitative and qualitative load balancing of electrical demand are provided.

A method is provided for recording purchase transactions, including: receiving a purchase order request that is associated with a purchase order, the purchase order request being received from a purchaser-side system, the purchase order request including purchase information identifying a product, a product quantity, and a first order identifier that is assigned to the purchase order by the purchaser-side system; generating a transaction document in response to the purchase order request, including the purchase information into the transaction document, and recording the transaction document in a document sharing platform or shared cryptographically protected ledger; and progressively updating the transaction document with information provided by the purchaser-side system and a seller-side system as the purchase order is being fulfilled, wherein each update to the transaction document is recorded in the cryptographically protected ledger.

A method is provided for recording purchase transactions, including: receiving a purchase order request that is associated with a purchase order, the purchase order request being received from a purchaser-side system, the purchase order request including purchase information identifying a product, a product quantity, and a first order identifier that is assigned to the purchase order by the purchaser-side system; generating a transaction document in response to the purchase order request, including the purchase information into the transaction document, and recording the transaction document in a document sharing platform or shared cryptographically protected ledger; and progressively updating the transaction document with information provided by the purchaser-side system and a seller-side system as the purchase order is being fulfilled, wherein each update to the transaction document is recorded in the cryptographically protected ledger.