Methods and processes can include disbursement and/or management and issuance of guaranteed preapprovals in real property transactions recorded as smart contracts in a distributed digital ledger system. In some embodiments, holders of guaranteed preapproval NFTs may be linked to real property purchase agreements also recorded as NFTs. Holders of the real property purchase agreement NFTs may swap with other holders of the guaranteed preapproval NFTs received form an approved lending entity.

Methods and processes can include disbursement and/or management and issuance of guaranteed preapprovals in real property transactions recorded as smart contracts in a distributed digital ledger system. In some embodiments, holders of guaranteed preapproval NFTs may be linked to real property purchase agreements also recorded as NFTs. Holders of the real property purchase agreement NFTs may swap with other holders of the guaranteed preapproval NFTs received form an approved lending entity.

A cryptographic blockchain computer network digital cryptocurrency loan system that rewards both the loan holder and the loan paying network users with system utility fund tokens for each loan payment made. System utility fund tokens entitle the system users to receive dividend distributions of passive income from a system digital cryptocurrency investment fund.

A process mining system performs process mining using visual logs generated from video streams of worker devices. Specifically, for a given worker device, the process mining system obtains a series of images capturing a screen of a worker device while the worker device processes one or more tasks related to an operation process. The process mining system determines activity labels for a plurality of images. An activity label for an image may indicate an activity performed on the worker device when the image was captured. The activity label is determined by extracting information from pixels of the image and inferring the activity of the worker device from the extracted information. The process mining system generates event logs from the visual logs of worker devices and uses the event logs for process mining.

A processing system may obtain a customer identifier at a first retail location of a telecommunication network service provider, determine a recency factor of the identifier, obtain an identification of items of interest to the customer, and determine whether the customer has visited a second retail location of the provider within a time period prior to the customer being at the first retail location. The processing system may then apply, to a fraud detection machine learning model, a plurality of factors comprising: a quantity of items of interest, a value of the items, a factor associated with whether the customer has visited the second retail location within the time period, and the recency factor, where the fraud detection machine learning model outputs a fraud indicator value, determine that the fraud indicator value meets a warning threshold and present a warning to a device at the first retail location.

A processing system may obtain a customer identifier at a first retail location of a telecommunication network service provider, determine a recency factor of the identifier, obtain an identification of items of interest to the customer, and determine whether the customer has visited a second retail location of the provider within a time period prior to the customer being at the first retail location. The processing system may then apply, to a fraud detection machine learning model, a plurality of factors comprising: a quantity of items of interest, a value of the items, a factor associated with whether the customer has visited the second retail location within the time period, and the recency factor, where the fraud detection machine learning model outputs a fraud indicator value, determine that the fraud indicator value meets a warning threshold and present a warning to a device at the first retail location.

Techniques for certifying a document and for securely transmitting access to the document across a blockchain network are disclosed. A document, which details results of a soft inquiry executed against a user's credit history, is accessed. A hash algorithm is applied to the document to certify it. The hash algorithm is based on a timestamp indicating when the document was created. Applying the hash algorithm also generates a portable identifier reflecting the document is certified at the time indicated by the timestamp. The portable identifier is added as a record to a blockchain. The record is transmitted to a second computer system using public and private keys.

The present invention is a system and method for conveniently sending and receiving data and a method of reserving workspace. In particular, the invention allows a user to uniquely search for and lease a workspace for providing hair beauty services in a convenient manner. The proposed embodiment provides a unique experience for a user by providing a pleasant and secure experience.

A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.

A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.