Systems and methods for predicting forward market pricing for renewable energy credit based on human behavioral data are disclosed. An example transaction-enabling system may include a forward market circuit to access a forward energy credit market and a market forecasting circuit to automatically generate a forecast for a forward market price of an energy credit in the forward energy credit market where the forecast is based at least in part on a human behavior information collected from at least one human behavioral data source. The example system may further include wherein the energy credit includes a renewable energy credit associated with a renewable energy system, and a smart contract circuit to perform at least one of selling the renewable energy credit or purchasing the renewable energy credit on the forward energy credit market in response to the forecasted forward market price of the energy credit.

A system and computer-implemented method for modeling estate disposition are disclosed. One embodiment receives balance sheet inputs, estate planning document inputs and timing/event inputs. Conveyance and tax logic are applied to the inputs. Flowcharts illustrating the disposition of the estate based on the inputs are generated. Tax and liquidity analysis based on the inputs are also generated.

A technique of tracking insurance funds using an interpretive representation of accounting information includes obtaining a plurality of accounting entities. It further includes deriving, based on the accounting entities, a plurality of funds-source entities and a plurality of funds-use entities. It further includes, in response to an allocation scheme, creating a set of tracking entities that allocate the funds-source entities to the funds-use entities, wherein each tracking entity connects one funds-source entity and one funds-use entity.

A web-based software application accessible by subscribers via the internet at: http://cstore.saltwaretax.com, which allows convenience store and similar retail store owners to calculate Texas sales and use taxes by entering their purchases manually or by importing records electronically. The application connects to a database named “Cstore” which stores taxability decisions for convenience store products and expenses and is used by the application to calculate the sales tax payable. The subscriber may also upload digital images of transaction invoices to be stored electronically for future reference.

A system and methods for allowing a business to create rules and automate the impact of a transaction (such as a sales order) across the various legal entities that are involved. These entities may be located in different jurisdictions, with each subject to differing tax, accounting, safety, consumer protection, or other rules or regulations. The overall transaction processing is relatively difficult in conventional systems, which are separate and typically require complex technical integration, while also being prone to error and fragility. However, because the underlying system/platform used in implementing embodiments of the inventive methods contains data and business logic applicable to both entities involved in each stage of a transaction or service delivery process, those embodiments enable businesses to create rules and automate the impact of executing a transaction or other operation across the various participating entities.

Track Your Closing is an invention that enables Home Sellers and Home Buyers to track the statuses of pre-closing steps in a real estate transaction and to learn of updates as they happen in real time. Track Your Closing enlists the Home Seller's and Home Buyer's respective attorneys to electronically input data as it becomes available. This data includes information collected for closing documents, statuses on pre-closing activities, and progress of transaction timelines. Home Sellers and Home Buyers make elections for the information, pre-closing activities, and transaction timelines for which they want notification. Track Your Closing then pushes this data and provides real time notifications to Home Buyers and Sellers of the status of any and all matters of which they elect to be kept aware. Track Your Closing's availability on mobile devices means information can be input and statuses and updates received at changing locations.

A method for generating a service provider invoice includes obtaining documents from a plurality of sources via a service provider mobile device of a service provider. The documents are generated for customer jobs performed by the service provider at jobsites. Based on a pre-determined criterion, the documents are analyzed to identify a subset of the documents corresponding to a jobsite. The job data is extracted from the subset of the documents, and used to generate the service provider invoice. The job data includes time and material information associated with a customer job of the customer jobs that is performed at the jobsite.

Transaction-enabling systems including a controller are disclosed. The controller can access a distributed ledger including an instruction set, tokenize the instruction set, interpret an instruction set access request, and, in response to the instruction set access request, provide a provable access to the instruction set.

A method of screening participants for a clinical trial by obtaining identifying information chosen from a biometric sample, personal information, physical attributes, and combinations thereof from a prospective participant, optionally generating a unique identifier code, populating a database server with the unique identifier code and participant information and storing the information on non-transitory computer readable media, screening the participant for a clinical trial based on either the unique identifier code and/or participant information and searching for a match with existing participant information in the database server and a plurality of outside databases to determine protocol violations, and determining eligibility of the participant for the clinical trial and preventing the protocol violations. A system for screening participants for a clinical trial and preventing future violations while currently enrolled in a clinical trial.

A budget information device may include a memory and a processor cooperating with the memory for importing and storing different financial databases into the memory. Each different financial database may include numerical data and textual identifiers. The processor and memory may be for processing the numerical data and textual identifiers from the different financial databases. The processor and memory may also be for providing a GUI to a user, the GUI including views for respectively accessing the numerical data and textual identifiers for each of the different financial databases. Each view may include a cross-reference feature for accessing numerical data and textual identifiers associated to numerical data and textual identifiers in a current view.