A coin processing unit includes a control unit that causes a coin dispensing unit to dispense a prescribed number of coins in a plurality of times according to the total volume of the coins or the prescribed number of coins. Therefore, the coin processing unit is able to dispense a prescribed number of coins from the coin dispensing unit in a plurality of times according to the total volume of the coins or the prescribed number of coins. As a result, the coins dispensed from the coin dispensing unit to the coin transport unit are carried to an outlet port through the coin transport unit, without getting stuck in the coin transport unit, and are discharged to a coin receptacle.

When a checkout apparatus 10 serving as a money handling apparatus detects that change is left behind after dispensing of the change in a settlement mode, the checkout apparatus 10 shifts from a settlement mode to a left money retaining mode. Upon receiving money in the left money retaining mode, the checkout apparatus 10 stores information on the amount of the money, date and time of the reception, etc., in a memory, thereby managing the left money separately from proceeds from sales. Since the same money handling unit as that for the settlement is used for storage and feeding of the left money, miniaturization and cost reduction of the apparatus is realized. Since money equivalent to the left money can be dispensed as in the settlement, a complicated operation, such as opening a housing of the checkout apparatus 10, is not necessary when responding to a request for a refund of the left money.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

A cash management system includes a plurality of cash settlement devices, a cashier device, and a cash management device, wherein the cash management device acquires the inventory number in each cash settlement device, and when a request is made to supply change funds, calculates the total number of banknotes or coins lacking relative to the preset post-replenishment inventory number thereof, wherein the cash management device instructs the cashier device to, when the total number is equal to or less than the inventory number in the cashier device, dispense banknotes or coins, the number of the dispensed banknotes or coins being required to allow the inventory number in the cash settlement device to reach the post-replenishment inventory number, and when the total number exceeds the inventory number in the cashier device, dispense banknotes or coins, the number of the dispensed banknotes or coins being calculated according to a preset calculation formula.

A cash management system includes a plurality of cash settlement devices, a cashier device, and a cash management device, wherein the cash management device acquires the inventory number in each cash settlement device, and when a request is made to supply change funds, calculates the total number of banknotes or coins lacking relative to the preset post-replenishment inventory number thereof, wherein the cash management device instructs the cashier device to, when the total number is equal to or less than the inventory number in the cashier device, dispense banknotes or coins, the number of the dispensed banknotes or coins being required to allow the inventory number in the cash settlement device to reach the post-replenishment inventory number, and when the total number exceeds the inventory number in the cashier device, dispense banknotes or coins, the number of the dispensed banknotes or coins being calculated according to a preset calculation formula.

A voucher ticket system employing a bill validator installed into any suitable automated machine, including an Automated Teller Machine (ATM), a gaming machine, etc. The bill validator is integrated with a bill reader, a voucher ticket reader, a reader to obtain an electronic voucher ticket from a portable computing device, a printer, and any other supporting peripheral devices. The bill validator communicates with an electronic money account manager through a voucher ticket system interface. The electronic money account manager maintains records associated with the electronic voucher ticket using a master voucher ticket ID, including a financial value, an electronic marker, an expiration, a status, etc. The electronic money account manager enables use of the electronic voucher ticket as common currency at an associated gaming facility, any associated ATM, etc. The electronic marker defines authenticity to maintain integrity of the electronic vouchers tickets.

A voucher ticket system employing a bill validator installed into any suitable automated machine, including an Automated Teller Machine (ATM), a gaming machine, etc. The bill validator is integrated with a bill reader, a voucher ticket reader, a reader to obtain an electronic voucher ticket from a portable computing device, a printer, and any other supporting peripheral devices. The bill validator communicates with an electronic money account manager through a voucher ticket system interface. The electronic money account manager maintains records associated with the electronic voucher ticket using a master voucher ticket ID, including a financial value, an electronic marker, an expiration, a status, etc. The electronic money account manager enables use of the electronic voucher ticket as common currency at an associated gaming facility, any associated ATM, etc. The electronic marker defines authenticity to maintain integrity of the electronic vouchers tickets.

A computer-implemented method for processing a transaction initiated using cash includes: determining a transaction amount; determining an amount of cash received from the user; determining an amount of change due to the user; receiving an identifier associated with the user; generating a credit message identifying the amount of change due and the identifier; and communicating the credit message to a remote system configured to credit the amount of change due to a user account corresponding to the identifier. A system and computer program product for processing a transaction initiated using cash are also disclosed.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

A point of sale system uses change from cash transactions to, upon the approval of a customer, purchase a lottery stake. The system generates a receipt for both the point of sale transaction and the lottery stake purchase. The receipt indicates when the customer has won. In particular the receipt has imprinted a list of items purchased and a lottery indicator imprinted on the receipt for indicating whether the receipt is a winner. Ideally, the receipt is printed on paper and includes a subtotal, a tax line item, a total, and a change line item. At least a portion of the change line amount represents the lottery stake. In one embodiment of the invention, the receipt includes the statement: You Won!.