G07F19/20

Cardless financial transactions

An automatic-transaction-machine (ATM) has a processor that controls at least portions of some financial transactions conducted by the ATM. A banking computer system associated with the ATM is receives a pre-created transaction request from a customer using a mobile device. When the customer later brings the mobile device to the ATM, the ATM presents transaction-verification data to be received by the mobile device. The ATM is configured to receive mobile-verification data back from the mobile device that is responsive to the transaction-verification data. When the mobile-verification data is authenticated by the banking computer system the ATM is configured to execute the pre-created transaction request.

Kiosks for remote collection of electronic devices for value, and associated mobile application for enhanced diagnostics and services

A kiosk for accepting a portable electronic device from a client in exchange for payment includes a display, one or more cameras, a portable device receiving arrangement, a payment dispensing arrangement, and a communication connection to a remote server and/or operator. The kiosk is configured to, in conjunction with the remote server and/or operator, perform one or more of associating a fundraising even with an amount payable for the accepted portable electronic device, change or defer payments in accordance with at least some attributes that are yet to be evaluated, and to perform authentication of the accepted portable electronic device.

MEDIUM STORAGE BOX, FINANCIAL DEVICE, AND METHOD OF CONTROLLING THE SAME
20170365122 · 2017-12-21 ·

A medium storage box according to an embodiment includes: a cassette body having a storage space in which a medium is stored; a cassette door coupled to the cassette body to open or close the storage space; a door opening detection unit for generating an open detection signal when the cassette door is opened; a microcomputer for determining that the cassette door is opened when receiving the open detection signal, and for storing the determined opening information of the cassette door in a cassette memory; and a battery for supplying power to the door detection unit and the microcomputer, wherein when the open detection signal is generated in the door opening detection unit, the battery supplies power to the microcomputer.

Financial device and medium stacking apparatus
09845217 · 2017-12-19 · ·

A medium stacking apparatus comprises a stacking surface for stacking a medium; a first guide to guide the stacking of the medium in the case of stacking of the medium and to press the medium in the case of separating of the medium stacked on the stacking surface; and a second guide that is capable of supporting the medium stacked on the stacking surface, the first guide including a first plate, and a second plate that is rotatably connected to the first plate, the second plate being rotated about the first plate in the case of stacking of the medium, and a portion or all of the second plate being overlapped with the first plate in the case of separating of the medium.

ARRAY OF CARD MECHANISMS

A card mechanism used in an array with other card mechanisms. Each card mechanism handles plastic cards that are to be personalized and provided to end users. The plastic cards can be cards such as financial cards including credit and debit cards, identification cards, driver's licenses, and other plastic cards that are personalized. The card mechanism(s) can supply cards to be personalized in one or more other card mechanisms and/or in a card personalization machine used with the card mechanism(s) in which case the card mechanism(s) is configured as a card input hopper, collect cards that have been personalized in which case the card mechanism is configured as a card output hopper, and/or perform one or more personalization operations on the cards in which case the card mechanism is configured as a card personalization mechanism.

Dynamic configuration of an augmented reality overlay

A device may detect, in a field of view of a camera, one or more components of an automated teller machine (ATM) device using a computer vision technique based on generating a three dimensional model of the one or more components. The device may identify the ATM device as a particular device or as a particular type of device based on the one or more components of the ATM device, or first information related to the ATM device. The device may identify a set of tasks to be performed with respect to the ATM device. The device may provide, for display via a display associated with the device, second information associated with the set of tasks as an augmented reality overlay. The device may perform an action related to the set of tasks, the ATM device, or the augmented reality overlay.

Information providing system and information providing method using an automatic transaction apparatus

An information providing system includes: a processor that executes a process including: receiving an identifier to uniquely identify an automatic transaction apparatus in which transaction is performed, and an input of a financial institution code read from a card inserted into the automatic transaction apparatus; determining information to be output in the automatic transaction apparatus, based on a relation between the financial institution code and the identifier of the automatic transaction apparatus; and displaying the determined information on a screen of the automatic transaction apparatus or an external display device controlled by the automatic transaction apparatus.

Systems and methods for providing automatic teller machine security

Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a display, a physical barrier configured to intersect a line of sight from a location adjacent the automatic teller machine to the display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to determine that a user is operating the automatic teller machine. The one or more processors may be further configured to alter a degree of opacity of the physical barrier, based on the determining.

Authenticating users to ATMs and other secure machines for cardless transactions
09836741 · 2017-12-05 · ·

Systems, apparatus, methods, and computer program products for using quick response (QR) codes for authenticating users to ATMs and other secure machines for cardless transactions are disclosed. Embodiments of the present disclosure read an image displayed on a display of an external device using a mobile device associated with a user authorized to access a secure resource, decode transaction information encoded in the image, transmit the transaction information and an identifier of the mobile device from the mobile device to an authentication system, and grant access to the secure resource if the transaction information and the identifier satisfy an authentication test performed at the authentication system.

TOUCH SENSING ELECTRODE, AND TOUCH SENSING METHOD AND DEVICE
20170344150 · 2017-11-30 · ·

Disclosed are a touch detection electrode, a touch detection method and a touch detection device. The touch detection electrode can realize ordinary capacitive touch by inputting corresponding sensing signals to a part of or all touch sensing electrodes in a first time period; and can realize force touch by inputting corresponding sensing signals to a part or all of the touch sensing electrodes in a second time period. That is, the determination of touch coordinate and the sensing of pressure can be simultaneously realized by driving the ordinary capacitive touch and the pressure touch in time division mode.