In order to improve efficiency of an operation of a cash handling system and reduce the labor required for the operation, a POS register receives an input of a cash-out amount, and an input of a charge amount. The POS register reads a debit card ID from a debit card, and transmits a settlement request including the debit card ID and a settlement amount to a management server. Upon receiving the settlement request, the management server withdraws the settlement amount from an account, and transmits a settlement permission to the POS register. Upon receiving the settlement permission from the management server, the POS register performs charge of electronic money, and transmits a dispensing instruction for the cash-out amount to a change machine. The change machine receives the dispensing instruction and dispenses cash.

A systems and method for reconfigurable and/or updatable lightweight electronic devices are disclosed for a computer system for facilitating financial transactions and reducing the opportunity for fraud. Via use of such a device, system, or method, various capabilities for a user are provided, simplified, secured, and/or made more convenient. The system may interact with various other devices or systems, including those that are cloud-based or communicate through the cloud, and may utilize various local sensors, in order to provide one or more of improved access, monitoring, user diagnostics, and so forth.

A computer vision card reader and/or point of sale device is described. The device is configured to sense when a user inserts a card into a card reader and to determine when a user departs or is about to depart from the device without retrieving the card. The device may issue an audible or visible alert to the user, reminding the user to retrieve the card. The device may additionally send a notification to a mobile device associated with the user that reminds the user that he has left a card at the point of sale. In some embodiments, message sent to the user contains a code and, upon entry of the code, the point of sale or card reader device returns the card to the user.

Transformation of inputs including beacon inputs, Global Positioning System (GPS) inputs, captured panorama inputs, user-penned descriptive inputs, and payment-amount-specifying inputs, via components, into outputs including user device POS configuration setting outputs and/or payment-gateway-directed authorization request outputs. Further, transformation of inputs including POS scanner inputs, POS keyboard inputs, and/or POS printer-directed inputs, via components, into outputs including compliance check outputs, tagged omnibus record outputs, SKU-UPC mapping outputs, and/or convergence/correlation outputs. Additionally, transformation of inputs including older limited-capability POS software image inputs and/or newer limited-capability POS software image inputs, via components, into outputs including update directive outputs. Functionality set forth includes allowing user devices to directly communicate with payment gateways, capturing and making use of scanner-obtained data and printer-destined data in a way that does not require code alternation of already-installed POS software, and allowing software of limited-capability POS devices to be updated without sending large, full-overwrite software images.

A POS terminal has: a device driver; a POS application that communicates with a peripheral through the device driver; a filter driver that acquires communication information related to communication performed between the POS application and the peripheral through the device driver; and a failure detection application that acquires communication information from the filter driver over a predetermined period, defines a decision reference according to which a decision is made about an abnormality related to the peripheral, according to the acquired communication information, and makes a decision about an abnormality related to the peripheral through a comparison between the defined decision reference and communication information acquired from the filter driver after the predetermined period.

A method for personal data administration in a multi-actor environment is performed by a system that includes a data management process managed by a remote server. The system includes a user profile that is associated to a user PC device and includes a set of data management protocols and a user data registry. The system also includes a third-party account that is associated to an account ID and a third-party data registry. The method begins when a data transmission notification is received by the remote server. The remote server analyzes the notification to select an appropriate protocol from the data management protocols. The method then executes the data management protocol, makes a record of the interaction, and transmits an outgoing data packet to the third-party account. The method then monitors the outgoing data packet to determine if the user data contained therein has been transferred interacted or tampered with.

A method of configuring or changing a configuration of a POS terminal by at least one operator, in which an authorization of the operator by the POS terminal is established, in which after successful authorization of the at least one operator, the at least one operator carries out the configuration or change of the configuration, in which an identification feature for identification of the at least one operator is introduced into the POS terminal, in which this identification feature is used for authorizing the at least one operator. A method of associating a POS terminal with an operator, in which the POS terminal checks the integrity of the identification feature of the operator for identification of the operator, with which the POS terminal is associated.

A platform for services able to be integrated into a payment solution. The platform also offers a graphical programming tool for payment solutions, which allows a user of the platform to define a payment solution by integrating the desired services and by parameterizing them. This graphical programming tool may be used without requiring any computing knowledge. The graphical programming tool makes it possible to generate two pieces of software, for example script-based software, one intended to be executed on the payment terminal and to collaborate with the other one on a server of the service platform in order to provide a payment solution.

The present invention provides a registration system (10) including a recognition unit (11) that analyzes an image obtained by a camera imaging a placing surface of a table on which a product is placed and recognizes the product in the image, a registration unit (12) that registers the recognized product as a checkout target, a first display unit (13) that displays a list of the products registered as the checkout targets on a display, a first selection unit (14) that selects one or more of the products from the list, and a second display unit (15) that displays information for determining the selected product, on the placing surface.

Techniques described herein are directed to, among other things, utilizing a self-centering user interface to receive information associated with a transaction. For instance, a computing device may receive a first input at a first location of a display. The computing device may then determine a positioning for the user interface, where the user interface may be substantially centered about the first location. In some instances, the computing device may display the user interface using the positioning. The computing device may then receive a second input corresponding to swipe from the first location of the display to a second location of the display. The computing device may then determine a symbol included in the user interface based at least in part on the second input. In some instances, the user interface includes a keypad for entering a personal identification number associated with a payment instrument.