An information processing method includes: receiving, by a communication part of a terminal, first information relating to a remittance request from a first user, displaying, in a display of the terminal, a first indication based on the first information, displaying, in the display, a second indication that is based on the remittance request and differs from the first indication, receiving, by the communication part, an input by a user of the terminal based on the second indication displayed in the display, and executing, by a processor of the terminal, remittance processing that is based on the remittance request and relates to remittance from the user of the terminal to the first user, based on the input by the user of the terminal.

Systems and methods for crowdsourcing information on a guarantor for a loan are disclosed. An example system may include a crowdsourcing request circuit to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a guarantor for a loan; a crowdsourcing publishing circuit to publish the crowdsourcing request to a group of information suppliers; and a crowdsourcing communications circuit to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event.

Systems and methods for crowdsourcing information on a guarantor for a loan are disclosed. An example system may include a crowdsourcing request circuit to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a guarantor for a loan; a crowdsourcing publishing circuit to publish the crowdsourcing request to a group of information suppliers; and a crowdsourcing communications circuit to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event.

An information processing device according to the present disclosure includes one or more hardware processors configured to function as a risk calculation unit configured to calculate a degree of risk indicating a risk of ignition of a battery as an index based on information concerning an ignition factor of the battery mounted on a vehicle, and an insurance premium determination unit configured to determine an insurance premium in accordance with the degree of risk.

Provided is means for rewarding employees or the like according to their contribution to a company. An information processing device includes first storage means for storing first trust information that is information indicating that share options have been entrusted from a trustor to a first trustee, inquiry means for inquiring whether to designate a beneficiary for all or some of the share options in a certain period of time before occurrence of a beneficiary designation event of a trust indicated by the first trust information, response receiving means for receiving a response to an inquiry from the inquiry means, and second storage means for, in a case where the response received by the response receiving means indicates that all beneficiaries are not designated, storing second trust information that is information indicating that, among the share options related to the first trust information, share options for which no beneficiary has been designated have been entrusted from the trustor to a second trustee.

Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.

Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.

Systems and methods for crowdsourcing information on loan collateral are disclosed. An example system may include a crowdsourcing request circuit to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a collateral for a loan; a crowdsourcing publishing circuit to publish the crowdsourcing request to a group of information suppliers; and a crowdsourcing communications circuit to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event.

Systems and methods for crowdsourcing information on loan collateral are disclosed. An example system may include a crowdsourcing request circuit to configure at least one parameter of a crowdsourcing request related to obtaining information on a condition of a collateral for a loan; a crowdsourcing publishing circuit to publish the crowdsourcing request to a group of information suppliers; and a crowdsourcing communications circuit to collect and process at least one response from the group of information suppliers, and to provide a reward to at least one of the group of information suppliers in response to a successful information supply event.

A system and method that varies the terms and conditions of a subsidized loan includes a data collection circuit structured to receive data related to an item of collateral that provides security for a loan; a valuation circuit structured to determine a value for the item of collateral based on the received data and a valuation model; a smart contract circuit structured to create a smart lending contract, wherein the smart lending contract specifies a covenant defining a required value of the item of collateral; and a loan management circuit comprising: a value comparison circuit structured to compare the value of the item and the specified covenant and determine a collateral satisfaction value, an automated agent circuit structured to automatically implement loan related activities in response to the collateral satisfaction value, wherein the loan related activities comprise: issuing a notice of default or a foreclosure action.