A method for managing data processes in a network of computing resources includes: receiving at least one child request being routed from an intermediary device to at least one corresponding destination device, the at least one child request requesting execution of at least one corresponding child data process, each of the at least one child data process for executing at least a portion of the at least one parent data process from an instructor device, and each of the at least one child request including a destination key derived at least in part from the at least one instructor key; storing the at least one child request in at least one storage device; modifying the at least one child request upon receiving a child request modification signal; and generating signals for communicating the child requests to one or more requesting devices.

Systems and methods for processing transactions using a digital payment platform.

A personal electronic parking system and method adapted to identify, track, predict, alert, manage and collect payment, and enforce on-street and off-street parking, the system including a central cloud network adapted to generate and manage user data and parking data, a user interface adapted to show users parking information relevant to the user, a unique machine-readable code, wherein the code provides identification of a specific vehicle used by the user, one or more sensors, one or more meter devices adapted to connect with the central cloud network and the user interface, and a parking payment and enforcement portal.

Systems and methods are for routing electronic payment transactions to PIN-less networks using payment pseudo-networks and electronic transaction simulation. One method comprises: receiving transaction-related information from a merchant, the transaction-related information including a bank identification number (“BIN”), one or more available network IDs, one or more merchant categories, an issuer regulatory status, a transaction amount, and a preferred status; extracting routing criteria from the received transaction-related information; dynamically identifying one or more eligible networks based on extracted routing criteria; dynamically identifying one or more breakeven transaction amounts for each identified eligible network, each breakeven transaction amount defining a point at which two or more eligible networks have the same expenses for a given transaction amount; and routing signature debit transactions from the merchant to a least cost PIN-less network selected from the eligible networks based on identification of a desired breakeven transaction amount for the PIN-less network.

An electronic transaction verification system comprising a client subsystem, a merchant subsystem, and a transaction verification subsystem. The transaction verification subsystem receives a quantum payment serial number from the client subsystem and performs entangled quantum encryption on the received quantum payment serial number to generate an entangled quantum payment serial number. The verification subsystem encrypts the entangled quantum payment serial number and transmits the encrypted entangled quantum payment serial number to the merchant subsystem. The transaction verification subsystem also transmits the entangled quantum payment serial number to the client subsystem.

Systems and methods for autonomous payment routing are provided. A method may include storing in a smart card a database of contacts accessed from a digital contact directory. The method may include receiving a request to reroute a payment via an alternate payment channel, the payment including a recipient and an amount, and the alternate payment channel originating from an account associated with one of the contacts in the database. The method may also include resolving, via a wireless communication element that is embedded in the smart card, routing information for the account. The method may also include transmitting, to an administrator of the account, a request for authorization to reroute the payment, and, when authorization is received, executing the payment via the alternate payment channel.

An illustrative embodiment of a co-purchasing system & method may be configured to integrate into a retailer's existing e-commerce system such that the co-purchasing system & method may be provided as a checkout option on the retailer's website, which may include other checkout options in addition to the co-purchasing system & method. An Organizer of a co-purchasing campaign may invite others to participate in the co-purchasing campaign using a dynamic link, which link may be configured with a specific expiration time/date.

To provide a payment-purpose user terminal, a payment system, and a computer program executed at the terminal and the system, which improve convenience for a customer (user) at checkout (in particular, duration of money amount inputting of products). A payment-purpose user terminal capable of communicating payment information with a cash register terminal that is connectable to a server includes: an operation input device configured to receive an operation input by a user; a user communication device configured to communicate with the server or the cash register terminal; and a user control device configured to control the operation input device and the user communication device, and the user control device receives selection of a payment method through the operation input device in duration of money amount inputting of products at the cash register terminal.

A client comprising an application for secure payment transactions is provided. The application runs on a personal mobile communication device and the client accesses a service provided by a server, which includes a payment gateway. Various security measures are included in the client-server communication related to executing payment transactions in a secure environment.

Techniques are disclosed for exchanging digital gaming currency directly between an online service system platform and an online gaming system platform. Various techniques disclosed describe integration of the online service system platform with the online gaming system platform and linking user accounts between the platforms. Integrating the online service system platform with the online gaming system platform and linking user accounts between the platforms allows for direct transferring of digital gaming currency between user accounts located in the online service system platform. Additionally, digital gaming currency may be directly deposited into a user's account on the online gaming system platform from the online service system platform.