Patent classifications
G06Q20/047
SYSTEM FOR MANAGING TRANSACTIONAL DATA
A system may include transaction storage devices. Each transaction storage device may include a data store configured to receive, from a first entity, a request to push a detailed transaction corresponding to a secure identifier. The secure identifier may be generated, using an encoding function, from a user identifier of a user. The data store may be further configured to store the detailed transaction based on a first determination to trust the first entity. The system may further include an access controller configured to perform the first determination by applying a first security rule corresponding to a type of the secure identifier to the request to push the detailed transaction, and a registry configured to store at least the first security rule.
Apparatus for access control and processing
A computer-based ticket system enables users to electronically transfer tickets to other users, and to obtain tickets from other users. A first software module executing in a server is configured to cancel a first ticket for a first seat at first event associated with a first user, and issue a second ticket for the first seat to a second user at least partly in response to an instruction from the first user received from a first user terminal and an instruction from the second user received from a second user terminal.
REAL-TIME PROVISIONING OF TARGETED DIGITAL CONTENT BASED ON DECOMPOSED MESSAGING DATA
The disclosed embodiments include computer-implemented apparatuses and processes that provision, in real-time, targeted digital content based on decomposed, structured messaging data. For example, an apparatus may receive a message associated with an exchange of data involving a first counterparty and a second counterparty. The message includes elements of message data disposed within corresponding message fields, and the message data characterizes a real-time payment requested from the second counterparty by the first counterparty. The apparatus may generate intent data associated with the data exchange based on the elements of the message data, and based on the intent data, obtain digital content associated with the data exchange. The apparatus may transmit notification data that includes the digital content to a device operable by the second counterparty, and an application program executed at the device to may present a portion of the digital content within a digital interface.
REAL-TIME PREDICTION OF PARAMETER MODIFICATIONS BASED ON STRUCTURED MESSAGING DATA
The disclosed embodiments include computer-implemented apparatuses and processes that predict, in real-time modifications to parameters based on structured messaging data. For example, an apparatus obtains (i) first elements of decomposed message data that characterize real-time payments requested by a first counterparty and (ii) a second elements of decomposed message data that characterize real-time payments requested by one or more second counterparties associated with the first counterparty. The apparatus determines a first value of a parameter of a data exchange based on the first elements of decomposed message data, and determines a second value of the parameter based on the second elements of decomposed message data. Based on the first and second parameter values, the apparatus generates information characterizing a modification to at least the first parameter value during a temporal interval, and transmit notification data that includes the information characterizing the modification to a device operable by the first counterparty.
REAL-TIME GENERATION AND PROVISIONING OF TARGETED PRODUCT DATA BASED ON STRUCTURED MESSAGING DATA
The disclosed embodiments include computer-implemented systems and processes that generate and provision, in real time, targeted product data based on structured messaging data. For example, an apparatus receives message associated with an exchange of data involving a first counterparty and a second counterparty. The message may include elements of message data disposed within corresponding message fields, and characterizing a real-time payment requested from the second counterparty by the first counterparty. The apparatus may determine that a product is available to the second counterparty based on one or more of the elements of the message data, and may transmit notification data to a device operable by the second counterparty. The notification data comprising product data characterizing the product, and the first notification data causing an application program executed at the device to present at least a portion of the product data within a digital interface.
Absentee Ballot System and Method Using Codes For Minimizing Pandemic Exposure
The inventive apparatus for printing, sending, receiving and counting absentee ballots, comprises a printer for creating a plurality of ballots, each of the ballots bearing a unique code device containing a unique identification code and a would-be voter personal computing device for sending a communication from a would be voter requesting a ballot and for sending personal identification information. The personal computing device must receive a biometric to become activated. A board of elections computing device receives a communication from a would-be voter requesting a ballot, the board of elections computing device being operated by software which causes it to execute a number of program steps comprising verifying that the personal computing device must receive a biometric to become activated, receiving personal identification information from the would-be voter personal computing device, and comparing the received personal identification information with voter record information contained in the database of registered voter information a board of elections to determine whether the would-be voter is registered to vote. A balloted voter database is adapted for storing a notation of a positive identification of the would-be voter as a registered voter, and for storing in the balloted voter database a notation that the would be voter is to be sent one of the ballots. A scanning device is adapted for scanning the unique code device on one of the ballots. A sent ballots database stores the identification of the one ballot in the sent ballots database. A voted ballots database receives an indication that a communication has been received from the registered voter personal computing device of the would be voter, the communication comprising the output of a scan of the unique code device on the ballot sent to the would-be voter, the information including the unique identification code, whereby returned voted ballots may be assessed for authenticity, wherein the program of steps comprises assessing authenticity of return ballots by determining that each ballot is included in the sent ballots database and is included in the voted ballots database, whereby the ballots that are included in the sent ballots database and in the voted ballots database are identified as verified ballots, and the election choices in the verified ballots may be counted.
Kiosk-based systems and methods for selling cryptocurrencies
A method for selling a cryptocurrency via a consumer-operated kiosk is provided. In some embodiments, the method: displays to a user, via a user interface, one or more options to purchase one or more cryptocurrencies; receives from the user, via the user interface, a selection of one of the cryptocurrencies; obtains a cryptocurrency exchange rate from a cryptocurrency exchange; presents the exchange rate to the user via the user interface; receives from the user payment for the selected cryptocurrency via a bill acceptor; purchases the selected cryptocurrency from the cryptocurrency exchange in an amount based on a value of the received payment and the exchange rate; and displays to the user, via the user interface, a receipt having a redemption code and a personal identification number (PIN), wherein both the redemption code and the PIN are necessary to obtain the selected cryptocurrency.
SYSTEM AND METHOD FOR GENERATING AND STORING DIGITAL RECEIPTS FOR ELECTRONIC SHOPPING
A system and a method are provided for generating a digital receipt for purchases made utilizing a digital wallet or with other payment procedures. The digital receipt is stored in the cloud in a digital receipts repository for later retrieval. The digital receipt can be standardized to facilitate data processing of the data contained in data fields of the digital receipt. The data fields are text/field searchable and actionable so that the receipts and the data therein can be viewed in any manner desired by the user of the digital wallet.
HTTP-BASED SERVER PAYMENT COLLECTION SYSTEM, HTTP-BASED USER TERMINAL PAYMENT COLLECTION SYSTEM, AND HTTP-BASED PAYMENT COLLECTION METHOD
An HTTP-based server payment collection system, an HTTP-based user terminal payment collection system, and an HTTP-based payment collection method are provided. A header field containing payment collection information is added under the conventional HTTP protocol. Through integration of the HTTP protocol and digital currency/electronic currency, the conventional HTTP protocol acquires financial functions, such as remittance, payment collection. The payment collection between the user and the webpage contents provider is also realized for value transmission while the HTTP protocol transmits information. The payment collection system and the payment collection method can be extensively used in servers and user terminals, such as browsers, media players, and readers, to synchronize the transmission of information and value in HTTP protocol. The present invention is characterized in synchronous transmission of value and information, no mutual interference between value transmission and information transmission, value transmission without using a dedicated account, convenience, high efficiency and, time and cost saving.
CHECKOUT ASSISTANCE SYSTEM, CHECKOUT ASSISTANCE METHOD, AND PROGRAM
A checkout assistance system (1) is configured by including a purchase product information generation unit (110) and a screen data generation unit (120). The purchase product information generation unit (110) generates purchase product information relating to a purchase product of a customer read by use of a mobile terminal (20) of the customer. Screen data including checkout processing information for causing a checkout processing apparatus that executes checkout processing to acquire the purchase product information are generated, and the screen data are output to a display apparatus (24) of the mobile terminal (20).