A transaction data processing apparatus includes a scanning unit configured to scan a product code of a product related to a transaction, a printing unit configured to print transaction data on a sheet, a communication unit configured to transmit the transaction data to an external device over a network, and a control unit. The control unit is configured to generate the transaction data based on the scanned product code, determine whether the network is online or offline, and control the communication unit to transmit the transaction data to the external device when the network is online, and the printing unit to print the transaction data on the sheet when the network is offline.

The invention relates to a computer-implemented system and method for receiving at a business an electronic person to business (P2B) payment from an individual. The method may comprise the steps of contacting an individual having a demand deposit account (DDA) to request the P2B payment in an amount that is due to the business; providing a designated electronic address for the business for receiving the P2B payment; identifying a reference number that is associated with the P2B payment; requesting the individual to use a P2B payment server to make the P2B payment from the individual's DDA account to the designated electronic address, wherein the P2B payment is associated with the reference number; monitoring the P2B payment server in real time to confirm receipt of the P2B payment; and using the reference number to apply the received P2B payment to the amount that is due to the business.

An X-ray beam is generated in an interaction zone of an electron beam and a target, the zone being an annular layer of a molten fusible metal in an annular channel of a rotating anode assembly. The channel has a surface profile which prevents slopping of the molten metal in the radial direction and in both directions along the rotation axis. The liquid-metal target forms a circular cylindrical surface due to the centrifugal force acting thereupon. The linear velocity of the target is preferably higher than 80 m/s; in a vacuum chamber, a changeable membrane made of carbon nanotubes is installed in the X-ray beam path and a protective screen with apertures for electron beam entry and X-ray beam exit is arranged around the interaction zone. The technical result consists in an X-ray source with increased power, brightness, lifetime and ease of use.

Systems and methods for automatically intercepting and repurposing a point-of-sale receipt print spool to eliminate a paper receipt and generating an electronic receipt integrated into a user's own financial accounting and banking systems without the need to provide a user's email at the point of sale or otherwise compromising the user's privacy or data.

In various embodiments, a system and method for providing simplified checkout are provided. In example embodiments, an identifier that corresponds to a payment account of a user is received at a payment provider system. Account information from the payment account of the user is retrieved from a payment data storage of the payment provider system. The account information is used in a payment transaction involving a merchant system. A payment interface having transaction fields populated with the account information retrieved from the payment account of the user is presented to the user while the user maintains a presence on a webpage of a merchant system.

In some implementations, a system for providing and managing associations between mobile computing device and physical shopping carts used in retail stores includes a physical shopping cart configured to transport physical goods around a store. The physical shopping cart includes a product detection system that is programmed to detect products that are placed in the physical shopping cart, a wireless transceiver to wirelessly communicate with other devices, and a cart identifier that uniquely identifies the physical shopping cart. The system further includes a mobile computing device that is programmed (i) to obtain the cart identifier for the shopping cart, (ii) to establish an association with the physical shopping cart using the cart identifier, and (iii) once the association between the physical shopping cart and the mobile computing device has been established, to output a user interface that provides a real-time summary of the products in the physical shopping cart.

A system and method for third-party food and dining ordering control using digital receipts, comprising at least one device capable of accessing the internet which may be a mobile device or personal computing device such as a laptop or desktop, a web application, and a point-of-sale system at a restaurant or retailer, wherein users of the web application may deposit funds into an account and set regulations on what they may purchase with the deposited funds, or have an administrator set up an account for them, allowing the administrator to regulate what the sub-user may purchase, in keeping with budget, diet, and lifestyle restrictions, which may utilize zero-step authentication to allow for seamless use of the service at certain establishments, and which may implement the generation and transmission of interactive digital receipts which can provide registered users with greater control over subordinate user accounts.

A server comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to receive, via the communications module and from a first computing device, a signal representing a data transfer request, the data transfer request including at least a transfer amount and a transfer address; send, via the communications module and to the transfer address, a signal including an electronic message, the electronic message including the transfer amount and at least one selectable option defining a transfer method, the at least one selectable option including a first selectable option defining a first transfer method that includes an additional requirement not required by a second transfer method; receive, via the communications module and from a second computing device, a signal indicating a selection of the at first selectable option defining the first transfer method; determine that the additional requirement has been completed; and when it is determined that the additional requirement has been completed, complete the data transfer using the first transfer method.

Disclosed embodiments include systems and methods for improving the accuracy of online banking systems. In various embodiments, the system includes a user device capturing receipt information from one or more e-commerce application and a server device for associating captured receipt information with transaction data. The system may include a browser extension for facilitating automatic capture of receipt information and a matching module for associating receipt information with transaction data. In various embodiments, transactions displayed in transaction statements within an online banking application are augmented with item level data including product name, price, and vendor for each product included in a transaction.

Embodiments of the present disclosure relate to systems and methods for notifying an entity of a requested payment. In addition, embodiments of the present disclosure relate to solutions for identifying information about an intended recipient of a payment. Embodiments of the present disclosure also relate to solutions for sending a notification to a recipient regarding a payment. Embodiments of the present disclosure further relate to solutions for allowing a recipient to track a payment.