A computing system receives a request to create a digital data object from a user device of a user. The request includes user data for the digital data object. The computing system generates the digital data object based on one or more parameters of the user data. The computing system generates a quick response (QR) code associated with the digital data object. The QR code uniquely identifies the digital data object. The computing system causes a physical copy of the digital data object to be printed by causing display of the QR code on an output device, and causing scanning of the QR code. The scanning of the QR code causes a printer to print the physical copy of the digital data object.

A method of processing a purchase transaction includes generating a transaction file containing a product code, which is transmitted from a user computing device when an image of a product code identifier is captured by the user computing device, a first user ID of the customer, and an indicator of whether or not the customer has opted in to receive electronic receipts. The method further includes generating an electronic receipt based on the transaction file, storing a conversion table containing the first and second user IDs of the customer, converting the first user ID contained in the transaction file to the second user ID based on the conversion table, when the indicator indicates that the customer has opted in, and storing the electronic receipt in association with the second user ID. The electronic receipt is transmitted in response to a request for electronic receipts associated with the second user ID.

Embodiments are directed to methods and systems for determining the identity of a user as a person or a robot. In some embodiments, the methods and systems engage a web browser to produce a token and calculate a computation cost associated with the token production. The methods and systems use the computation cost to prove that the web browser on a device not handicapped by the computational challenge of producing tokens, which would handicap a robot. In some embodiments, the methods and systems generate a cookie based on a confirmed user purchase, and record the user identity contained in the cookie at a block chain to identify the user as a verified purchaser. The methods and systems may later retrieve the cookie and search the block chain using the user identity contained in the cookie. By locating the user identity in the block chain, the methods and systems know that the user is a verified purchaser, indicating the user to be a person, as robots cannot make purchases.

An information processing apparatus (100) includes: a person detecting unit (102) that executes processing of detecting a person and a location with respect to each of a first image generated in a first camera (5a) and a second image generated in a second camera (5b); a coordinate generating unit (104) that generates coordinates of the location of the detected person; and a determination unit (106) that determines, by using a first location generated from the first image and a second location generated from the second image, whether the person detected from the first image and the person detected from the second image are the same person.

A rule-based reasoning system may receive first transaction-level data for a first transaction that indicates a first transaction amount of the first transaction and a first merchant associated with the first transaction. The system may determine first item-level data for the first transaction that indicates one or more line items associated with the first transaction. The system may infer second item-level data for a second transaction based on the first item-level data and based on: a determination that a second merchant, associated with the second transaction, matches the first merchant associated with the first transaction, and a determination that a second transaction amount, associated with the second transaction, matches the first transaction amount or satisfies a condition that is based on a calculation performed using the first transaction amount and the second transaction amount. The system may output an indication of the second item-level data associated with the second transaction.

A customer places an order of items to be purchased with an online concierge system. The online concierge system provides the order to a picker who shops for the items at a retailer and delivers them. The online concierge system requests an image of a receipt of the order from the picker. The online concierge system performs image processing on the image of the receipt and uses machine learning and optical character recognition to determine the actual amounts purchased of items. The online concierge system charges the customer based on the actual amounts purchased of each item.

An option is set on a payment card of a card issuer. A request for payment for a transaction is received by a payment server of the card issuer from a merchant device/server. The payment server requests and receives a one-time token based on the option. An authorization indicating payment was successful is sent from the payment server to the merchant device/server with a flag set, the token, and a network address. Merchant device/server identifies the flag obtains the token and sends an e-receipt for the transaction along with the token to the network address. The e-receipt accessible from the network address by a consumer associated with the transaction. Furthermore, the e-receipt is obtained by the consumer without registering personal information or contact information with the merchant, which preserves the anonymity of the consumer with respect to the merchant.

A method of payment terminal operation, including: receiving a payment collection request for a payment from an application, generating a payment initiation request for the payment, sending the payment initiation request to a secure processing system, switching the secure processing system from operation in an unsecured mode to operation in a secured mode in response to receipt of the payment initiation request, facilitating payment information entry, and receiving a payment response notification, generated based on the payment information, at the main processor.

A receipt capture tool residing on a customer mobile device may be initiated when a customer completes an in-store or online purchase. The receipt capture tool may prompt the customer to capture an image of a receipt detailing a purchase and an item (e.g., product or service) purchased. For instance, the photo of a physical receipt may be taken by the mobile device, or an electronic receipt or email detailing the purchasing transmitted from a physical merchant or online merchant server may be stored. Receipt information may be extracted and saved with other information pertinent to the item purchased, including warranty information. If the customer needs to return or repair the item purchased at a future date, the receipt and warranty information may be subsequently accessed via their mobile device. The receipt and warranty information may also be stored in a searchable database to facilitate easy retrieval by the customer.

According to an embodiment, a payment apparatus stores, where deposit data is stored in a transaction memory, cash payment data including a cash payment amount used to pay a total amount of a deposit amount included in the deposit data, in the transaction memory. The payment apparatus creates, on the basis of information regarding a transaction stored in the transaction memory, receipt data including information regarding the total amount and the cash payment amount.