Patent classifications
G06Q20/047
SYSTEMS AND METHODS FOR PROVIDING A VIRTUAL SAFETY DEPOSIT BOX FOR REMOTE ACCESS TO STORED DIGITAL AND VIRTUAL CONTENT
Described are systems and methods for providing virtual and remote access to virtual content in a virtual safebox. A computer system includes a virtual vault database for storing a plurality of virtual safeboxes storing digital/virtual content provided by a user. The stored content includes image content representing personal identification documents of the user. The computing device includes at least one processor configured to receive an access request message from a first safebox access computing device and, in response retrieve, from the virtual vault database, the first virtual safebox. The processor is further configured to generate an inventory list identifying each content item and transmit an inventory message to the first safebox access computing device. The processor is further configured to receive a content retrieval message from the first safebox access computing device and transmit a content message to the first safebox access computing device.
Real-time transaction and receipt processing systems
A transaction processing system for performing one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.
KIOSK-BASED SYSTEMS AND METHODS FOR SELLING CRYPTOCURRENCIES
A method for selling a cryptocurrency via a consumer-operated kiosk is provided. In some embodiments, the method: displays to a user, via a user interface, one or more options to purchase one or more cryptocurrencies; receives from the user, via the user interface, a selection of one of the cryptocurrencies; obtains a cryptocurrency exchange rate from a cryptocurrency exchange; presents the exchange rate to the user via the user interface; receives from the user payment for the selected cryptocurrency via a bill acceptor; purchases the selected cryptocurrency from the cryptocurrency exchange in an amount based on a value of the received payment and the exchange rate; and displays to the user, via the user interface, a receipt having a redemption code and a personal identification number (PIN), wherein both the redemption code and the PIN are necessary to obtain the selected cryptocurrency.
Platform for Providing Customizable User Brand Experiences, Sponsorship Junctions, and Conversion Attribution
A computer-readable medium that, when executed on a server, establishes processes for providing a brand sponsorship environment, the processes including providing a computer-implemented platform establishing a sponsorship junction involving, in case 1, a set of trigger-monitorable activities defined by a set of sponsoring brands or, in case 2, a subset of the trigger-monitorable activities defined by the set of sponsoring brands.
PAYMENT TERMINAL SYSTEM AND METHOD OF USE
A payment terminal, including: a display, an input device configured to generate input signals indicative of a user input, a payment instrument reader configured to receive payment instrument data from a financial payment instrument, a secure processor connected to the payment instrument reader, a main processor connected to the display, the main processor separate and distinct from the secure processor, a secure input processor connected to the input device and the secure processor, wherein the secure processor is operable between an unsecured mode, wherein the secure processor sends input coordinates based on the input signals received from the secure input processor to the main processor; and a secured mode, wherein the secure input processor ceases input coordinate forwarding to the main processor.
DIGITAL COUPONS FOR SECURITY SERVICE OF COMMUNICATIONS SYSTEM
A method performed by a security system of a 5G network to protect against cyberattacks on a personalized basis. The security system can identify a cybersecurity threat to a wireless device based on contextual information relating to the wireless device, a user preference, or a call detail record. The security system can determine a one-time fee to charge the user in exchange for protecting the wireless device against the cybersecurity threat, generate an coupon to protect the wireless device against the cybersecurity threat, and send the coupon to the wireless device based at least in part on the contextual information relating to the wireless device and the user preference. When the security system receives an indication that the coupon was redeemed, responds by deploying a network asset to protect the wireless device against the cybersecurity threat.
System and method for device registration and authentication
Systems and methods for device registration and authentication are disclosed. In one embodiment, a method for authentication of a device may include (1) receiving, at a mobile device, a first credential; (2) transmitting, over a network, the first credential to a server; (3) receiving, from the server, a first key and a first value, the first value comprising a receipt for the first credential; (4) receiving, at the mobile device, a data entry for a second credential; (5) generating, by a processor, a second key from the data entry; (6) retrieving, by the mobile device, a third credential using the first key and the second key; (7) signing, by the mobile device, the first value with the third credential; and (8) transmitting, over the network, the signed third value to the server.
Self-Sovereign Identity Verifiable Credentials for Consent Processing
A consumer obtains a consent credential for a given retailer. The consent credential identifies receipt data, which the consumer is authorizing the retailer to obtain. A consumer engages in a wallet-to-wallet transaction with a retailer utilizing Decentralized Identifiers (DIDs) for the wallets of the consumer and the retailer. Receipt data is produced by a payment service on behalf of the retailer, the receipt data is signed by an issuing authority associated with the retailer and delivered as a receipt credential to the consumer. The receipt data is not maintained by the payment service nor the retailer. The retailer requests the receipt data after from the consumer after payment is processed for the transaction by the payment service. The consumer authorizes the request or denies the request, when authorized the receipt credential and corresponding authorized portions of the receipt data are provided from the consumer to the retailer.
RECEIPT CONTENT CAPTURE DEVICE FOR INVENTORY TRACKING
A receipt capture device can collect transaction information from transactions conducted at a point of sale system by capturing receipt data transmitted from the point of sale system for the purpose of printing receipts at an external receipt printer. The receipt capture device can then send the collected receipt data to an online system for analysis. At the online system, received receipt data can be decoded from the printer-readable format it is transmitted in and used to enhance the online system's understanding of transactions occurring at a retailer associated with the point of sale system. For example, the online system can determine an approximate inventory of items available at purchase at the retailer by aggregating items recently purchased in transactions at the point of sale system.
Method for transmitting a complementary information relating to a financial transaction
A transmission method and transmission device for transmitting to at least one electronic address, managed by at least one server, at least one complementary information relating to at least one financial transaction carried out by a user. The method includes: receiving at least one first message relating to at least one financial transaction from a terminal, the message comprising at least one identifier of the user; determining at least one electronic address as a function of the at least one identifier; obtaining at least one complementary information; generating at least one second message including the at least one complementary information; and transmitting in a time interval the at least one second message to the at least one electronic address.