In order to process a mobile transaction offline, a user terminal transmits a mobile transaction code and a merchant terminal ID to a payment information transmission server and the payment information transmission server transmits a payment information message including the mobile transaction code to a merchant terminal, so that it is possible to process mobile transactions through a unified user interface despite different payment plans of various payment service providers.

Described herein are systems, methods, and computer readable media for capturing image data of one or more regions of a vehicle (e.g., a cargo area of an autonomous vehicle) at various particular times and assessing the image data to determine whether a past vehicle occupant has left behind one or more belongings of value in the vehicle. If it is determined that a former vehicle occupant has left behind an article of value, an audible message may be outputted from a speaker of the vehicle to inform the former occupant of the presence of the article in the vehicle or a notification may be sent to a mobile device of the former occupant. The audible message may be outputted, for example, while the former occupant is beyond a predetermined distance from the vehicle, but still within range of hearing the message.

A system for handling a lost item in an autonomous vehicle and a server. The vehicle includes a vision sensor configured to respectively capture a first vehicle interior image and a second vehicle interior image when a passenger boards and alights from the vehicle. The vehicle is configured to transmit the captured first vehicle interior image and second vehicle interior image to the server. The server is configured to compare the first vehicle interior image with the second vehicle interior image and transmit lost item information to the passenger when the lost item in the vehicle is sensed.

The following relates generally to light detection and ranging (LIDAR) and artificial intelligence (AI). In some embodiments, a system: receives LIDAR data generated from a LIDAR camera; measures a plurality of dimensions of a room of the home based upon processor analysis of the LIDAR data; builds a 3D model of the room based upon the measured plurality of dimensions; receives an indication of a proposed change to the room; modifies the 3D model to include the proposed change to the room; and displays a representation of the modified 3D model.

Systems and methods are provided for dynamically adjusting payout to deliverers, comprising receiving a plurality of delivery orders, wherein each of the plurality of delivery orders is associated with a delivery address in a geographic region, and wherein the geographic region is associated with a plurality of configurations; determining a base fee for fulfilling the plurality of delivery orders in the geographic region based on the plurality of configurations associated with the geographic region; adjusting, using a pricing algorithm, the base fee for fulfilling the plurality of delivery orders based on the determined configurations; receiving one or more features associated with the plurality of delivery orders; and adjusting the adjusted base fee based on the received one or more features, wherein the pricing algorithm used to calculate the base fee is selected among a plurality of pricing algorithms based on the geographic region.

Systems and methods relate to detecting duplicate payments. A system includes a network interface and a processing circuit including a memory and at least one processor. The memory stores instructions that are executable by the at least one processor to provide a user interface to a user device associated with a user; receive a payment request from the user device; and retrieve, based on a first set of rules, a number of payment records from a number of systems of record. The instructions further cause the system to filter, based on a second set of rules, the retrieved number of payment records; perform a first comparison and a second comparison of attribute(s) of the payment request to attribute(s) of each of the retrieved or filtered payment records; determine, based on the comparisons, if the payment request is a duplicate payment request; and present a notification describing the duplicate payment request.

A server computer system comprises a communications module; a processor coupled with the communications module; and a memory coupled to the processor and storing processor-executable instructions which, when executed by the processor, configure the processor to analyze historical data transfers within one or more resource accounts to generate a data budget; receive a signal indicating a data transfer request; analyze the data transfer request and, based on the data budget, determine an affordability of the data transfer; responsive to determining that the data transfer is not affordable from one of the resource accounts, generate one or more recommendations to afford the data transfer; and send, via the communications module and to a computing device, a signal causing the computing device to display a notification that includes the one or more recommendations to afford the data transfer.

A road usage charge system uses a proprietary blockchain to conduct transactions for road usage fees. While driving, a mobile device or equivalent tracks the vehicle location, speed, time of day, day of week, and any other parameter that may be used to modify a base road use fee are tracked and applied to conditional modifiers of the smart contract to create a new transaction block. As a result, the tedious reconciliation process normally associated with vehicular payments can be avoided.

Generally, embodiments of the invention are directed to methods, computer readable medium, servers and systems for enabling merchants to use hosted order pages (HOPs) and/or silent order posts (SOPs) and thereby avoid handling payment information and the costs associated Payment Card Industry (PCI) compliance, while at the same time utilize third-party fraud detection screens and thereby avoid costs associated with fraudulent transactions.

Vehicle payment communications systems and methods are disclosed herein. An example method can include identifying a shared payment device, the shared payment device being a connected vehicle, transmitting a shared payment request to the shared payment device, the shared payment device authorizing a shared payment for the payment of a good or service to a merchant, receiving an indication that the shared payment has been authorized and completed in accordance with the shared payment request, and obtaining the good or service from the merchant.