A mobile device is provided. The mobile device includes a display unit, a sensor configured to sense user’s touch done on a surface of the display unit in a disabled state of the display unit, a storage unit configured to store preset gesture information, a controller configured to enable the display unit when a user’s touch operation matched with the gesture information is sensed, execute a wallet application, and display an execution screen, and a communication unit configured to transmit information for a selected payment option to an external apparatus when the payment option is selected on the execution screen and perform a payment. The payment is simply done.

The present invention relates to a system and method for integrating player tracking and cash access in a casino or other gaming environment. One aspect of the invention relates to integrating player tracking and cash access transactions by allowing a player to utilize a player tracking card for each financial transaction conducted in a gaming environment, wherein financial account information for the player, such as bank or credit card information, is linked to their player tracking account and card.

A product exchange system includes a controller and a memory coupled to the controller. The controller is configured to provide an interface configured to receive a request from a first user for purchase of an item; assign a unique transaction code to a transaction associated with the request, wherein a plurality of parties scans the unique transaction code during a process of the transaction; receive a notification in response to the scanning of the unique transaction code by one of a plurality of parties; and trigger an action, upon receipt of the notification, in connection with the one of the plurality of parties.

A system for reconciling invoices includes: an input port receiving benefits information related to insurance benefits recipients and invoices from one or more benefits vendors; a rules engine enforcing rules on the benefits information, the rules engine being configured to monitor the benefits information for determining exceptions based on the rules; a processing unit including a reconciliation module, the reconciliation module analyzing and comparing each invoice against the benefits information to detect any inaccuracies in each invoice, the inaccuracies being designated as exceptions. For each invoice where there is at least one exception, the processing unit is configured to determine whether to include, exclude, or modify the invoice based on a feedback signal from a client device. In response to the feedback signal indicating exclude, the processing unit calculates an adjusted invoice amount by excluding at least one fee associated with the at least one exception.

A system for managing a fleet of vehicles having autonomous or semi-autonomous control based upon real-time data analysis of live driving conditions including traffic conditions, weather conditions, pollution conditions, vehicle operations, vehicle emissions, legal restrictions, and fleet conditions. Older vehicles may be retrofitted with partial or total compatibility with the system via an aftermarket dongle that connects to the vehicle through a diagnostic port.

Location polygons are defined along traffic lanes and parking spaces to facilitate determination of the location of a vehicle relative to features associated with the location polygons. The location polygons are used, in one application, to identity entrance and exit of a special toll lane along a roadway, and to ensure that the vehicle properly enters and exits the tolling lane. The location polygons define geofenced regions, and each definition for a geofenced region can include one or more rules that are used to evaluate location information reported by a user’s equipment. The rules dictate whether an action it taken or inhibited, such as charging a toll or not charging a toll, based on other location information reported by the user’s equipment.

Described herein are systems and techniques for implementing a third-party item tracking and payment system that enables a user to walk out without a manual checkout process. The techniques include receiving user identifying information associated with a payment account and conveying an identifier of the account to a management system of the retailer. Items, as selected by the user, are added to a virtual cart that is checked out automatically when the user exits the store and the third party system communicates the cart contents to the retailer for cost calculation and then instructs payment using the stored payment information without disrupting existing inventory and account management systems.

A payment terminal, including: a display, an input device configured to generate input signals indicative of a user input, a payment instrument reader configured to receive payment instrument data from a financial payment instrument, a secure processor connected to the payment instrument reader, a main processor connected to the display, the main processor separate and distinct from the secure processor, a secure input processor connected to the input device and the secure processor, wherein the secure processor is operable between an unsecured mode, wherein the secure processor sends input coordinates based on the input signals received from the secure input processor to the main processor; and a secured mode, wherein the secure input processor ceases input coordinate forwarding to the main processor.

A bi-directional digital asset point-of-sale (POS) computing device includes a display and a digital asset POS module. The digital asset POS module is operable to: initiate a digital asset-based interaction with the user computing device, obtain an amount of first desired assets from the user computing device, send real-time information regarding the digital asset-based interaction to a digital asset-based interaction computing entity, and obtain a confirmation from the digital asset-based interaction computing entity regarding backing the digital asset-based interaction with an amount of system digital assets. When the digital asset-based interaction is backed with the amount of the system digital assets, the digital asset POS module is further operable to process the digital asset-based interaction by connecting to the digital asset-based interaction computing entity to exchange the amount of the first desired assets to an amount of second desired assets and distributing the amount of the second desired assets.

Systems and methods are disclosed for payment transactions, alerts, dispute settlement, and settlement payments, using multiple blockchains. One method includes: entering, in a first blockchain, a transaction identifier indicating the initiation of and identification of a transaction; receiving an identifier of a currency or cryptocurrency account for participants of the payment transaction; performing one or more iterations of: identifying a new transaction event in the series of transaction events stored in the first blockchain; presenting the new transaction event to participants of the transaction, wherein the presentation enables a participant to indicate a dispute of an attribute of the transaction; relaying one or more attributes of the transaction to a second blockchain for processing the transaction; and receiving, from the second blockchain, an indication of a transfer of funds between the two or more participants, using the identifiers of the currency or cryptocurrency accounts of the two or more participants.