G06Q20/16

Enhanced security for transaction requests utilizing automatic source identification

Described herein are methods and systems for enhancing security of transaction requests from POS terminals by utilizing ANI-DNIS information. The header of the transaction request can include automatic source information (“ASI”), which can be extracted from the header by the line handler. The ASI information can be provided to the front end interface, which can compare the ASI information with known customer information. The comparison can provide information indicating whether the transaction is legitimate or fraudulent. If fraudulent, the transaction request can be declined. The ASI information can further be stored in a security analysis database and further queried to identify larger threats including denial of service attacks.

METHOD AND APPARATUS FOR CALL CORRELATION
20170344963 · 2017-11-30 ·

There is provided a method of correlating a telephone call between a first party and a second party with information that is to be used in a third party service implemented in relation to the telephone call. The method comprises routing telephone calls involving the first party via a third party service system that implements the third party service. The method further comprises, at a communication management system of the first party, determining call identification data for the telephone call and session data associated with a session of the third party service to be implemented in relation to the telephone call, and sending the call identification data and the session data to the third party service system; and, at the third party service system, receiving the call identification data and the session data from the communication management system, using the received call identification data to identify the telephone call, using the received session data to determine the information that is be used in the third party service, and correlating the information with the identified telephone call.

METHOD AND APPARATUS FOR CALL CORRELATION
20170344963 · 2017-11-30 ·

There is provided a method of correlating a telephone call between a first party and a second party with information that is to be used in a third party service implemented in relation to the telephone call. The method comprises routing telephone calls involving the first party via a third party service system that implements the third party service. The method further comprises, at a communication management system of the first party, determining call identification data for the telephone call and session data associated with a session of the third party service to be implemented in relation to the telephone call, and sending the call identification data and the session data to the third party service system; and, at the third party service system, receiving the call identification data and the session data from the communication management system, using the received call identification data to identify the telephone call, using the received session data to determine the information that is be used in the third party service, and correlating the information with the identified telephone call.

Network switch and terminal device

An apparatus and a computer implemented method for managing data streams to a terminal device according to peak levels is disclosed. A streaming device (e.g., exchange device) may provide the data streams in response to requests received from the terminal devices. A network device in the communication path between the streaming device and the terminal device may route the data streams. At least one of the exchange device, the network device, and the terminal device is configured to identify an extended time period for a data stream between a streaming device and a terminal device, determine at least one representative time period within the extended time period, determine a quantity of discrete messages for the at least one representative time period, and calculate the coincident value for the streaming device and the terminal device over the extended time period based on the quantity of discrete messages, for the at least one representative time period, from the exchange device to at least the terminal device.

Network switch and terminal device

An apparatus and a computer implemented method for managing data streams to a terminal device according to peak levels is disclosed. A streaming device (e.g., exchange device) may provide the data streams in response to requests received from the terminal devices. A network device in the communication path between the streaming device and the terminal device may route the data streams. At least one of the exchange device, the network device, and the terminal device is configured to identify an extended time period for a data stream between a streaming device and a terminal device, determine at least one representative time period within the extended time period, determine a quantity of discrete messages for the at least one representative time period, and calculate the coincident value for the streaming device and the terminal device over the extended time period based on the quantity of discrete messages, for the at least one representative time period, from the exchange device to at least the terminal device.

ROUTING TRANSACTION DATA OVER A DATA PIPE
20170344962 · 2017-11-30 ·

A method and system for facilitating, via a first device, an electronic financial transaction with a second device having limited network connectivity. The method includes the first device detecting initiation of a financial transaction with the second device. The financial transaction is remotely processed by a transaction service. The method further includes facilitating an establishment of a data pipe that directly connects the first device and the second device to enable the second device to exchange transaction data with the transaction service, via the first device operating as an intermediary device. In response to the data pipe being established, the first device routes, via the primary connection to the transaction service, all transaction data received from the second device over the data pipe.

PAYMENT MEANS OPERATION SUPPORTING METHOD AND ELECTRONIC DEVICE FOR SUPPORTING THE SAME
20170337542 · 2017-11-23 ·

An electronic device is provided. The electronic device includes a display and a processor. The processor transmits registration information relating to a user's payment means to an external electronic device, receives state information on the payment means, which is generated by the external electronic device using the registration information, from the external electronic device, and displays an indication corresponding to the state information in relation to an object for representing the payment means, through the display.

SECURELY AND EFFICIENTLY PROCESSING TELEPHONE ORDERS
20170330161 · 2017-11-16 ·

An apparatus includes a communications module that establishes a telephonic connection between a customer service representative of a merchant and a customer. An identification module receives an identifier. The identifier alerts a computer system of the merchant that the customer is associated with a billing profile stored on a computer system external to the computer system available to the merchant and the customer service representative. A billing profile access module receives information from the billing profile. The billing profile includes billing information of the customer. The billing profile is electronically accessed using the external computer system, via a network, to process a sales order between the customer and the merchant. A transaction module processes the sales order using the billing profile of the customer in response to a customer approval of the sales order. The transaction module shields the billing information of the billing profile from the customer service representative.

SECURELY AND EFFICIENTLY PROCESSING TELEPHONE ORDERS
20170330161 · 2017-11-16 ·

An apparatus includes a communications module that establishes a telephonic connection between a customer service representative of a merchant and a customer. An identification module receives an identifier. The identifier alerts a computer system of the merchant that the customer is associated with a billing profile stored on a computer system external to the computer system available to the merchant and the customer service representative. A billing profile access module receives information from the billing profile. The billing profile includes billing information of the customer. The billing profile is electronically accessed using the external computer system, via a network, to process a sales order between the customer and the merchant. A transaction module processes the sales order using the billing profile of the customer in response to a customer approval of the sales order. The transaction module shields the billing information of the billing profile from the customer service representative.

Information processing method, information processing apparatus, and program

An information processing method executed by one or more processors included in an information processing apparatus. The method includes obtaining a notice indicating that a deferred payment has been selected for a settlement of a price of a product on a website; identifying a seller to which the settlement is to be made; receiving a request for settlement on an amount of money determined based on information including information on delivery of the product and information on the price of the product; and advancing the settlement in a case where the amount of money is less than or equal to an upper limit of an amount of settlement using the deferred payment allowed for a user.