Digital transaction apparatus including a Data Assistance Device (DAD), including a user interface that is operable to at least select data, and a DAD transmitter, a Digital Transaction Card (DTC), including a Digital Transaction Processing Unit (DTPU), and a DTC receiver, wherein the DAD and DTC are operable to transfer data from the DAD to the DTC and when subsequently using the DTC to effect a digital transaction, the DTC operates in accordance with the data selected and transferred from the DAD to the DTC, wherein the digital transaction apparatus further includes a remaining battery life estimation system operable to detect an occurrence of at least one electrical event and to measure the duration of the at least one electrical event, each electrical event having an associated power usage amount, and, subsequent to detection of an occurrence of an at least one electrical event, the remaining battery life estimation system calculates the total energy usage using the associated power usage amount in respect of the at least one electrical event and the duration of the at least one electrical event.

The present disclosure generally relates to techniques for managing contextual transactions. In some examples, at a sender electronic device, a first user provides authorization to purchase an item for a second user. In some examples, at a recipient device, the second user selects one or more attributes for the item and requests to claim the item. In some examples, an electronic device displays a representation of an item and a purchase affordance for purchasing the item using a payment system that is available on the electronic device.

Systems and methods for determining transaction locations are disclosed. In one embodiment, a method includes receiving, from a computing terminal, information indicating the completion of a transaction associated with a mobile device, sending, to the mobile device, a confirmation of the completion of the transaction, receiving, from the mobile device, location information indicating latitude and longitude information of the mobile device, confirming that the location information is within a predetermined distance of a stored location of the computing terminal, updating the location information associated with the computing terminal to include the received location information, and determining, based on the location information associated with the computing terminal, a location of the computing terminal..

The disclosure relates to a deferred real-time payment (RTP) in a trusted and secure system environment to pay for a deferred fulfillment order. The deferred fulfillment order includes products or services that may be fulfilled in part or in full after authorization of the deferred RTP. To facilitate trust and security, a deferred payment system may digitally sign certificates issued to various entities in the system environment. Devices in the system environment may transmit and receive messages to create and later settle deferred RTPs that are trusted based on authentication of the digitally signed certificates, which mitigate against security threats such as man-in-the-middle attacks in a communication network.

A method for identifying an object or product for purchase includes scanning, by the user, an example object for a code or marking; reading the code or marking; communicating with a database to index the code or marking with information about the example object, wherein the information includes contact information or a contact link for a manufacturer or supplier of the example object; and receiving the information and providing the information to the user. A method for purchasing a product based on the information can include receiving an order for a product using the contact information or contact link for the manufacturer or supplier; receiving payment for the order; and delivering a portion of the payment to an entity that displayed the example object from which the code or marking was scanned.

A method for addressing a shopper's eligibility for frictionless checkout may include identifying at least one shopper in a retail store designated as not eligible for frictionless checkout; in response to the identification of the at least one shopper designated as not eligible for frictionless checkout, automatically identifying an ineligibility condition associated with the at least one shopper's designation as not eligible for frictionless checkout; determining one or more actions for resolving the ineligibility condition; causing implementation of the one or more actions for resolving the ineligibility condition; receiving an indication of successful completion of the one or more actions; and in response to receipt of the indication of successful completion of the one more actions, generating a status indicator indicating that the at least one shopper is eligible for frictionless checkout and storing the generated status indicator in a memory.

An equipment rental system comprising a kiosk, the kiosk comprising a user interface configured to receive user input and provide outputs to a user, a processor configured to receive the user input from the user interface, generate user output and control a locker system; and a locker system configured to store the equipment and allow access to the equipment under control of the processor, the processor configured to: receive log in and credential information form a user via the user interface, present the user a choice of equipment, receive a selection of equipment through the user interface, gather payment information from the user through the user interface, wherein the payment information corresponds to a period of use for the selected equipment, and control the locker system to make the selected equipment available to the user.

An equipment rental system comprising a kiosk, the kiosk comprising a user interface configured to receive user input and provide outputs to a user, a processor configured to receive the user input from the user interface, generate user output and control a locker system; and a locker system configured to store the equipment and allow access to the equipment under control of the processor, the processor configured to: receive log in and credential information form a user via the user interface, present the user a choice of equipment, receive a selection of equipment through the user interface, gather payment information from the user through the user interface, wherein the payment information corresponds to a period of use for the selected equipment, and control the locker system to make the selected equipment available to the user.

Systems and methods for real-time account access, allowing access to accounts (such as deposit, credit, or debit accounts) through network processing infrastructures such as Electronic Funds Transfer (EFT). In some embodiments, consumers and/or merchants are able to effect transaction requests against accounts, using a pseudo-identifier or other identifier, and without the need to provide an account number or card number. In other embodiments, payment networks are able to route and process transaction requests against accounts, without having a card number or account number. In other embodiments, account processing systems are able to determine an appropriate account based on transaction requests that do not contain card numbers or account numbers.

Systems and methods for real-time account access, allowing access to accounts (such as deposit, credit, or debit accounts) through network processing infrastructures such as Electronic Funds Transfer (EFT). In some embodiments, consumers and/or merchants are able to effect transaction requests against accounts, using a pseudo-identifier or other identifier, and without the need to provide an account number or card number. In other embodiments, payment networks are able to route and process transaction requests against accounts, without having a card number or account number. In other embodiments, account processing systems are able to determine an appropriate account based on transaction requests that do not contain card numbers or account numbers.