A method for coordinating transactions for domain names to register a plurality of domain names with a domain name portfolio stored in a storage, such that each of the domain names in a plurality of domain names belongs to only the domain name portfolio as a unique member of the domain name portfolio; associate a portfolio account with the domain name portfolio, the portfolio account configured for managing a pool of funds available for use in payment of the transactions for said each of the domain names of the plurality of domain names; receive credit payment instructions attributed to the portfolio account, the credit payment instructions containing a credit payment amount; record the credit payment amount against the pool of funds in order to increase a level of the pool of funds; receive debit payment instructions associated with a domain name of the domain name portfolio and domain name transaction information associated with the transaction for the domain name; record the debit payment amount against the pool of funds in order to decrease the level of the pool of funds; and generate and send a periodic report over the network detailing the level of the pool of funds and the transaction applied against two or more of the domain names as members of the domain name portfolio.

A method for coordinating transactions for domain names to register a plurality of domain names with a domain name portfolio stored in a storage, such that each of the domain names in a plurality of domain names belongs to only the domain name portfolio as a unique member of the domain name portfolio; associate a portfolio account with the domain name portfolio, the portfolio account configured for managing a pool of funds available for use in payment of the transactions for said each of the domain names of the plurality of domain names; receive credit payment instructions attributed to the portfolio account, the credit payment instructions containing a credit payment amount; record the credit payment amount against the pool of funds in order to increase a level of the pool of funds; receive debit payment instructions associated with a domain name of the domain name portfolio and domain name transaction information associated with the transaction for the domain name; record the debit payment amount against the pool of funds in order to decrease the level of the pool of funds; and generate and send a periodic report over the network detailing the level of the pool of funds and the transaction applied against two or more of the domain names as members of the domain name portfolio.

A method for controlling a charge transfer of an electric vehicle using an electric vehicle charging station, a mobile device, and a cloud server is disclosed. The method includes: receiving, at a mobile device, a message for an electric vehicle of a user from the electric vehicle charging station, wherein a user of the mobile device is associated with the electric vehicle to be charged; sending, from the mobile device, the message for the electric vehicle of the user to the cloud server, wherein the charge transfer request relayed from the mobile device includes identification information; in response to a charging control signal being authorized using identification information received from the mobile device, receiving the charging control signal from the cloud server at the mobile device to be forwarded to the electric vehicle charging station, wherein the charging control signal is configured to adjust a charging parameter at the electric vehicle charging station.

A method for controlling a charge transfer of an electric vehicle using an electric vehicle charging station, a mobile device, and a cloud server is disclosed. The method includes: receiving, at a mobile device, a message for an electric vehicle of a user from the electric vehicle charging station, wherein a user of the mobile device is associated with the electric vehicle to be charged; sending, from the mobile device, the message for the electric vehicle of the user to the cloud server, wherein the charge transfer request relayed from the mobile device includes identification information; in response to a charging control signal being authorized using identification information received from the mobile device, receiving the charging control signal from the cloud server at the mobile device to be forwarded to the electric vehicle charging station, wherein the charging control signal is configured to adjust a charging parameter at the electric vehicle charging station.

A system and method enable participants of a program to specify beneficiaries/recipients to receive a percentage of the rewards earned by such participation. For example, cashback rewards for both physical and virtual debit and credit card transactions earned by the cardholder may be issued to the party specified as a beneficiary/recipient. In some embodiments, the subject technology may be tied to an online host platform which runs the application process, the card transaction tracking process, and rewards distribution process.

A system and method enable participants of a program to specify beneficiaries/recipients to receive a percentage of the rewards earned by such participation. For example, cashback rewards for both physical and virtual debit and credit card transactions earned by the cardholder may be issued to the party specified as a beneficiary/recipient. In some embodiments, the subject technology may be tied to an online host platform which runs the application process, the card transaction tracking process, and rewards distribution process.

A method is provided comprising receiving, at a first node, transactional data associated with a consumer (wherein the first node comprises a processor and a tangible, non-transitory memory), receiving, at the first node, a credit approval request associated with the consumer, wherein the credit approval request is associated with a proposed transaction, determining, by the first node, whether the transactional data conforms with the proposed transaction, and at least one of approving and denying the credit approval request in response to the determination.

Systems and methods for facilitating card transactions via a mobile wallet on a user's mobile device are described. More particularly, the present disclosure relates to the use of codes with network tokens for validation during payment processing. The codes may be transmitted optically (e.g., by presenting a two-dimensional barcode or three-dimensional barcode on a display of the mobile device that is scanned by a POS terminal) or wirelessly (e.g., via near-field communication (“NFC”), Bluetooth®, Wi-Fi®, etc.). The mobile wallet is implemented on the user's mobile device (e.g., the user's smartphone) and is associated with a financial institution. The mobile wallet may utilize credit and debit cards issued by the financial institution or by another financial institution. Generally, the mobile wallet system utilizes host card emulation via a network-generated token that is processed by the network to complete the contemplated transaction.

Systems and methods for facilitating card transactions via a mobile wallet on a user's mobile device are described. More particularly, the present disclosure relates to the use of codes with network tokens for validation during payment processing. The codes may be transmitted optically (e.g., by presenting a two-dimensional barcode or three-dimensional barcode on a display of the mobile device that is scanned by a POS terminal) or wirelessly (e.g., via near-field communication (“NFC”), Bluetooth®, Wi-Fi®, etc.). The mobile wallet is implemented on the user's mobile device (e.g., the user's smartphone) and is associated with a financial institution. The mobile wallet may utilize credit and debit cards issued by the financial institution or by another financial institution. Generally, the mobile wallet system utilizes host card emulation via a network-generated token that is processed by the network to complete the contemplated transaction.

Disclosed are various embodiments for transfers using credit accounts. A request to send a specified amount of funds from a specified credit account to a recipient is received from a first client device. A transaction identifier for the request to send the specified amount of funds to the recipient is requested from the computing device. A first notification is sent to a second client device, wherein the first notification comprises the transaction identifier and the second client device is associated with the recipient. A second notification is received from the second client device that the recipient has accepted the specified amount of funds. A funds transfer is then initiated to the monetary account for the specified amount of funds.