G06Q20/29

DYNAMIC REVISION OF WEBPAGES WITH CUSTOMIZED OPTIONS

Described herein are methods and systems to generate and display interactive graphical user interfaces that receive data inputs from users. A server receives, from a web server, a request to display electronic content comprising at least one interactive graphical element corresponding to a payment option on a webpage hosted by the webserver displayed on a user device, the request comprising a unique identifier associated with a user interacting with the webpage; calculates an attribute of the payment option for the user; transmits for presentation on the webpage, at least one graphical element comprising the payment option, the interactive graphical element configured to receive an input from the user interacting with the webpage; and upon receiving an indication of interactions with the graphical element, transmits a monetary amount to an account of a merchant associated with the webserver.

Systems and methods related to resource distribution for a fleet of machines

Systems and methods related to resource distribution for a fleet of machines are disclosed. A system may include a fleet of machines each having an associated resource capacity and a resource requirement to perform a task. The system may further include a controller having a resource requirement circuit to determine an aggregated amount of the resource requirement and an aggregated amount of the resource capacity. A resource distribution circuit may adaptively improve, in response to an aggregated amount of the resource capacity, an aggregated resource delivery of the resource.

User interface for transactions

The present disclosure generally relates to techniques for managing contextual transactions. In some examples, at a sender electronic device, a first user provides authorization to purchase an item for a second user. In some examples, at a recipient device, the second user selects one or more attributes for the item and requests to claim the item. In some examples, an electronic device displays a representation of an item and a purchase affordance for purchasing the item using a payment system that is available on the electronic device.

Method and system for assisting transactions
11605069 · 2023-03-14 · ·

A method for assisting transactions preferably includes a relayer wherein the relayer maintains an orderbook, and wherein the relayer is specified as the taker on all orders in the orderbook. The method incorporates matching buy and sell orders into a single, atomized batch order, price adjusting for spread, and passing the gain from the spread to the second order in the orderbook.

Context-aware peer-to-peer transfers of items
11636462 · 2023-04-25 · ·

In one embodiment, techniques include systems and methods for facilitating context-aware peer-to-peer transfers of items utilizing at least one of short-range wireless technologies embodied by user devices or device-accessible contact lists. After receiving a request to transfer an item, a server can cause a device of a first peer user to detect devices of second peer users in the proximity of the device of the first peer user using short-range wireless technology. Based at least in part on the detected nearby devices or a contact list of the first peer user stored by the device of the first peer user, a second peer user to receive the item is determined. Upon receiving confirmation of authorization to transfer the item, requested and provided via an electronic message between the respective devices and the server, the item is disassociated from the first peer user and associated with the second peer user.

Recommendation engine for bill splitting

Disclosed herein are system, method, and computer program product embodiments for providing recommendations for splitting bills. The approaches disclosed include the ability to obtain information about a bill to be split (such as a photo of the bill), and then use several machine learning models to determine the ‘who,’ ‘what,’ and ‘where’ of the underlying transaction. In particular, machine learning models described herein are used to perform facial recognition of a ‘selfie’ taken when a transaction was made against social media accounts to determine participants of the transaction. The machine learning models may also identify expected pricing from data about a merchant associated with the transaction, and expected amounts for each participant based on the expected pricing.

PROCESSING ATTENDEE INFORMATION FOR A VIRTUAL EVENT
20220327436 · 2022-10-13 ·

A computer-implemented method and a computer system process attendee information for a virtual event. The method includes receiving a registration for a virtual event from a computing device of an event organizer. The method also includes transmitting an entitlement token to each of a plurality of participant computing devices. In addition, the method includes receiving attendee information from two or more of the plurality of participant computing devices. The attendee information for each of the two or more participant computing devices includes the entitlement token and information for a proposed transaction. The method further includes determining if the proposed transaction is authorized by the event organizer. The method also includes generating aggregate transaction data, which includes a sum of the proposed transactions determined to be authorized by the event organizer. Lastly, the method includes transmitting the aggregate transaction data to the computing device of the event organizer.

UNIVERSAL PAYMENT CHANNELS

Systems and methods for transferring value. A method includes posting, by a user device to a blockchain, a deposit transaction comprising a deposit value and conditions and updating, by the user device, a state according to a transaction amount. The method also includes transmitting, by the user device, a state update of the state to a server computer and responsive to transmitting the state update, and receiving, by the user device, a payment complete message comprising a tuple from the server computer. The method also includes verifying, by the user device, the conditions and processing, by the user device, a server deposit transaction on the blockchain in response to verifying.

Method and system of transferring cryptocurrency credits through a blockchain with leaf blocks
11605080 · 2023-03-14 ·

A method of transferring cryptocurrency credits employs leaf blocks to transfer cryptocurrency credits which are settled by cryptocurrency through blockchain transaction(s). It comprises: maintaining two types of accounts—one for cryptocurrency and the other for cryptocurrency credits; creating at least a leaf block, by a sending financial institution, containing a plurality of business transactions that intend to transfer customers' cryptocurrency credits to customers at a receiving financial institution; calculating a mathematical summary of said leaf block; creating at least a blockchain transaction tying to said leaf block through said mathematical summary serving as a settlement to said leaf block; submitting said blockchain transaction to a blockchain; sharing said leaf block with the receiving financial institution; accessing said leaf block by the receiving financial institution, validating it and crediting transaction amounts in it to corresponding customer accounts at the receiving financial institution. A system configured to implement said method.

Charge splitting across multiple payment systems

A consumer may initiate a transaction using a transaction account. The transaction account issuer may transmit a notification to the consumer that the transaction has been authorized. The consumer may select requestees with whom to split the transaction. The transaction account issuer may transmit instructions via APIs to peer-to-peer payment systems to request payment from the requestees. The peer-to-peer payment systems may transfer the payment to the transaction account issuer, and the transaction account issuer may apply to payment to the consumer's transaction account.