Systems and methods for one-click payments are disclosed. A method may include a backend for a financial institution: receiving, from a user electronic device, enrollment of a user in a payments process; generating a token comprising an identification of an API exposed to the backend; communicating the token to the user electronic device; receiving, from a content provider, enrollment of the content provider in the payments process; receiving, at the API, an identifier for the content provider, a cost for content provided by the content provider, and the user identifier; transferring the cost from the user account to the content provider account; and notifying the content provider of completion of the transfer, wherein the content provider is configured to make the content available to the user electronic device after completion of the transfer.

Disclosed is a method of managing a project of a client, the method comprising: receiving a client-created project which comprises at least one task; and, each of the at least one task comprises an associated cost; displaying the associated costs for each of the at least one task; displaying a graphical user interface of each of the at least one task of the project; obtaining a client-indicated invitation for a crowdsourcing freelancer for each of the at least one task; receiving a crowdsourcing freelancer-submitted proposal; receiving a client-awarded crowdsourcing freelancer job; obtaining a client-proposed request for funding for each of the at least one task; receiving a crowdfunder-provided funds for a crowdfunder specified task; displaying a progression of the crowdfunder-provided funds; obtaining a crowdsourcing freelancer-inputted performance of work for each of the at least one task; and, displaying a progression of performance of work.

The invention relates to computer-based, electronic ledgers, and in particular distributed ledgers known as “blockchains”. The invention is suited for use with the Bitcoin blockchain and associated protocol, but is not limited in this regard and can be deployed using other blockchain platforms. The invention provides a novel and advantageous technique for executing a micropayment channel in which the number of transactions (TXs) that need to be submitted to the blockchain can be greatly reduced. An initial transaction (Tx) can be replaced by one or more subsequent transactions which another party can hold onto until a selected transaction is completed (signed) and submitted to the network. In one embodiment, the invention provides a computer-implemented method for performing an exchange via a blockchain, comprising the step of submitting a funding transaction to the blockchain network, wherein the funding transaction i) comprises a tokenised contract relating to an asset to be transferred from a second user to a first user; and ii) is signed by the first user. It also comprises the step of sending, from the first user to the second user, one or more subsequent transactions wherein each said subsequent transaction spends an output of the funding transaction and is signed by the first user. It includes the step of submitting one of the subsequent transactions to the blockchain network, the submitted transaction having been signed by the second user.

Transaction-enabling systems including a controller are disclosed. The controller can access a distributed ledger including an instruction set, tokenize the instruction set, interpret an instruction set access request, and, in response to the instruction set access request, provide a provable access to the instruction set.

A network control method relates to the communications field, includes receiving, by a controller, a packet forwarded by a forwarder, detecting, by the controller, a status of a virtual currency identifier of the packet, querying, by the controller according to a user identifier in the packet, whether the user has permission to improve service quality when the status of the virtual currency identifier of the packet indicates that a user is willing to pay virtual currency to raise a network priority, and raising, by the controller, the network priority of the user, starting charging, and sending a network priority of the user to the forwarder when the user has the permission to improve the service quality such that the forwarder forwards a packet of the user according to the network priority of the user.

A computer enabled system for facilitating electronic micropayments in which an accounting application receives a vendor submission a remote vendor server via a public communications network. This includes identifiers for the vendor, the customer and an item selected by the customer. The accounting application then checks the status of the customer's account. If it has sufficient funds, the transaction proceeds. The customer account is conditionally debited, and the vendor account conditionally credited with the transaction amount, including fees. A transaction confirmation is sent to the vendor application which then confers usage rights for the item to the customer. The accounting application periodically reconciles the vendor and customer accounts, deducts any service fees, and makes a single payment to each vendor. This single payment only incurs a single per-transaction credit-card company fee, thereby spreading it across multiple purchases and clients, making micro-transactions profitable.

Exemplary systems, methods, and computer-accessible mediums can include, for example, receiving a first location of a user(s) and time information associated with that location, initiating a record for the user(s) based on the location and the time information, receiving a second location of the user(s), where the second location can be in a second bounded area, storing in record, a transaction(s) associated with the user(s) based on the second location, and automatically initiating a single payment for the transaction(s) when the user(s) leaves the first location.

Systems and methods are provided for constructing a digital money from concatenated or otherwise linked bit strings. Several applications of digital coins include (i) means to secure the use of money according to the prevailing understanding between payer and payee, (ii) a method by which a mint entity that mints and redeems digital money collaborates with traders to jointly earn interest, or jointly gamble in the stock market, or other markets, (iii) a method by which a mint entity that mints and redeems digital money collaborates with merchants, their customers, and credit-extending entities (CEE) to allow the CEE to extend credit to selected group of customers, so that these customers can shop with any participating merchant, and (iv) a method for utility consumption on a real-time basis by splitting digital coins at a rate that pays exactly for the utility measure being consumed.

A brokerage sweep account amount and a brokered financial institution account amount are identified for a client. The brokered financial institution account for the client pays a higher interest rate than the brokerage sweep account and the brokered financial institution account pays a higher interest rate than a standard savings account. A request is received to purchase a security for a first dollar amount. When the brokerage sweep account amount for the client is not equal to or greater than the first dollar amount: the brokerage sweep account amount for the client is used as a partial payment for the security; a second dollar amount is automatically obtained from the brokered financial institution account for the client to fund a remainder of the first dollar amount; and the second dollar amount is used to pay for a remainder of the security.

This web enabled system is capable of facilitating the management of unlimited projects within which an unlimited number of parties may participate to complete an unlimited number of stages, sub-stages and tasks. The system facilitates the efficient disbursal of monies while reducing the inefficiencies that result when money is not timely disbursed. Included is functionality for requesting, managing, allocating, and disbursing funds in accordance with allocation factors. Allowed inputs by users are governed by each party's function and the password security level provided therefore, in balance with checks against required approvals or releases by other affected parties and intrasystem consistency checks. The system provides net payment function management to provide payor credit for faster payment.