G06Q20/308

PROXIMITY-BASED TOKEN ISSUANCE SYSTEM
20220374903 · 2022-11-24 ·

A token issuance system receives a first purchase request for at least one of a good or a service from a merchant at a merchant location. The system generates a payment token based on the purchase request such that the payment token is associated with a proximity condition. The system then determines that a location of a user device that is associated with the purchase request satisfies the proximity condition. In response to the determining that the location of the user device that is associated with the purchase request satisfies the proximity condition, the system provides the payment token to the merchant.

METHOD AND SYSTEM FOR BLOCKCHAIN-BASED VEHICLE IDENTIFIERS AND WALLETS FOR DECENTRALIZED PAYMENTS
20220374875 · 2022-11-24 · ·

A system for blockchain-based unique identifiers and decentralized payments including a first computerized system that includes a unique identifier, a second computerized system including a gateway device that can communicate with a blockchain network, generate a transaction to transfer a token value responsive to receiving the unique identifier and synchronize the generated transaction to the blockchain network. One of the first computerized system and the second computerized system is installed in a vehicle and the other is installed in a fixed structure

Method for exploiting charging stations
11507893 · 2022-11-22 · ·

Method for exploiting a network of electrical charging stations for motor vehicles. The method includes (a) a step in which a station is reserved via a reservation center and the center transmits to the vehicle a response comprising access data providing access to the station, and (b) a step in which, when the vehicle is less than 100 meters from the station, the vehicle requests access to the station and the station provides access to the electrical power available via a socket of the station. In step (b), the communication between the vehicle and the station is a local electromagnetic communication, preferably at a frequency comprised between 2400 and 2500 MHz.

Platform for providing customizable user brand experiences, sponsorship junctions, and conversion attribution
11507985 · 2022-11-22 · ·

A computer-readable medium that, when executed on a server, establishes processes for providing a brand sponsorship environment, the processes including providing a computer-implemented platform establishing a sponsorship junction involving, in case 1, a set of trigger-monitorable activities defined by a set of sponsoring brands or, in case 2, a subset of the trigger-monitorable activities defined by the set of sponsoring brands.

Method and apparatus for obtaining multiple user credentials
11509475 · 2022-11-22 · ·

A method for a system includes forming within an app running upon a user smart-device, an ephemeral ID having data associated with a server and anonymous data, outputting the ephemeral ID to a first receiver associated with a first computer and to a second receiver associated with a second computer system separate from the first, receiving from the first receiver an identifier and a nonce, providing the identifier and the nonce to the server, receiving from the server a token associated with the first computer system authorizing access to the first computer system but not the second computer system by the user smart-device, storing the token for facilitated authentication of the user smart-device, and providing the token to the first receiver.

Vehicular safety monitoring

Disclosed herein is a vehicle theft prevention device. The device can include a data store including event configuration data. The device can include one or more sensors that can sense various types of measurements proximate to a vehicle. The device can include a computing device in communication with the sensors. The computing device can read measurements from the sensors and determine that a particular event has occurred. The computing device can analyze the measurements to determine the particular event occurred based on the event configuration data. When the particular event occurs, the computing device can perform one or more remedial actions.

SYSTEM AND METHOD TO PRESERVE USER'S PRIVACY IN A VEHICLE MILES TRAVELED SYSTEM
20230056836 · 2023-02-23 ·

A road usage charge system uses a proprietary blockchain to conduct transactions for road usage fees. While driving, a mobile device or equivalent tracks the vehicle location, speed, time of day, day of week, and any other parameter that may be used to modify a base road use fee are tracked and applied to conditional modifiers of the smart contract to create a new transaction block. As a result, the tedious reconciliation process normally associated with vehicular payments can be avoided.

VEHICLE PAYMENT COMMUNICATIONS SYSTEMS AND METHODS

Vehicle payment communications systems and methods are disclosed herein. An example method can include identifying a shared payment device, the shared payment device being a connected vehicle, transmitting a shared payment request to the shared payment device, the shared payment device authorizing a shared payment for the payment of a good or service to a merchant, receiving an indication that the shared payment has been authorized and completed in accordance with the shared payment request, and obtaining the good or service from the merchant.

Method and system for massage apparatus-based user information transaction
11587048 · 2023-02-21 · ·

Provided are a method and a system for a massage apparatus-based user information transaction. According to one embodiment of the disclosure, a method for a massage apparatus-based user information transaction includes the steps of: inquiring whether a user gives prior-consent to provision of user information to the outside; if the user gives prior consent to the provision of user information to the outside, collecting, from the massage apparatus, user information including the user's biometric information, and storing same; providing the stored user information to a third party company server; calculating an amount of money to be paid to the user in accordance with the provision of the user information to the outside; and paying the calculated amount of money to the relevant user's account.

Enabling secure internet transactions in an unsecure home using immobile token
11502843 · 2022-11-15 · ·

This specification discloses devices and methods for a security concept that includes an immobile hardware token (e.g., a “wall token” that is fixed within a wall) which ensures that the more sensitive actions of electronic banking (e.g., money transfers of large sums to foreign bank accounts) can only be done from the account owner's home, but not from a remote place. However, other less sensitive (and lower security risk) actions can still be done from anywhere else. In some embodiments, the hardware token includes sensors to ensure that the token is not moved or tampered with, interfaces to provide distance bounding, and a crypto-processor to provide secure authentication. The distance bounding can be used to determine if the authentication device is in close proximity to the hardware token, which can in turn ensure that the authentication device is within the account owner's home.