Provided are a method and apparatus for operating a blockchain system, a device and a storage medium. The method is described below. To-be-processed blockchain data is acquired through a kernel engine of the blockchain system. The to-be-processed blockchain data is processed through the kernel engine, a consensus component call request is generated according to a consensus component interface during a processing process of the to-be-processed blockchain data, and a corresponding consensus component is called according to the consensus component call request, where the corresponding consensus component is configured to execute a consensus mechanism between blockchain nodes.

A group of inventions relates to a method for performing currency exchange operations with a safe and quick transactionality, the method comprises steps of requesting an initiation of the currency exchange operation, confirming that the exchange operation is possible, providing the currency to be exchanged from depending on the selected money type, verifying depending on the selected money type, additional initiation of selecting the currency type, and performing the exchange, and a system that implements the method by combining a hardware and a software parts and enables an organization of a single access point to perform bidirectional operations with cash and/or cashless and/or digital money types, while providing their reliable verification.

An apparatus for providing a bundled set of individually redeemable healthcare services in a purchase data record, determining a Good Faith Estimate (GFE) for the at least one healthcare service of the bundled set, associating the purchase data record with user debt for purchase of the healthcare services, providing a digital health asset token representing the purchase data record identified by and with a unique confirmation number, said purchase data record comprising the associated user debt of the at least one bundled set of healthcare services, and providing marketplace access to the token to finance the debt. The marketplace may use the token for buying, selling or trading the bundled set of healthcare services to finance the debt. The token and a Good Faith Estimate (GFE) may be provided to an Independent Dispute Resolution (IDR) process for resolving a dispute under the No Surprises Act.

A method and apparatus for improving the management of cash and liquidity of an organization utilizing a plurality of ledger accounts and a plurality of currency accounts is described. One improvement in the accuracy of the forecasts comes from the uses of individual ledger accounts. The improvements optimize the interest earnings for the cash balances in each currency account and minimizes the expenses related to funding the currency accounts. Machine learning techniques are incorporated to forecast payments, receipts, interest rates, and currency exchange rates, and then the cash is transferred or borrowed or loaned to fund the payments and utilize available cash.

An offer processing system is configured to receive transaction data associated with user purchases from third party point of sales devices and/or third party payment processing systems. The offer processing system may then identify offers or savings that are applicable to the transaction data and redeem the offers on behalf of the users.

A securitization, exposure, portioning, and exchange platform for enabling the securitization or fixing of quantitative values of asset data parcels, which correspond to external assets, and the exchange of asset data parcels between account systems operating via computers over a network. The security of asset data parcels, which corresponds to their quantitative integrity, is controlled by removing their exposure to changes in their corresponding external assets.

In one aspect, an example methodology implementing the disclosed techniques includes, responsive to a determination, by a computing device, of a scheduling of an online conference between a plurality of conference participants, the online conference including food service, determining a food service application that is appropriate for at least one conference participant in the online conference. The method also includes sending to the at least one conference participant a notification regarding the scheduling of the online conference that includes food service, wherein the notification includes a link to the food service application. The method may also include, responsive to a receipt of a bill for a food order placed with the food service application by the at least one conference participant, collecting an amount from a conference organizer to pay for the food order and making an appropriate payment to the food service application to pay for the food order.

What is disclosed is a system for accessing the value of real property. The system includes a real property; a computer readable medium for storing a computer program; a graphical user interface for viewing the real property and a value of the real property; a blockchain ledger, that records and stores information and transactions; cryptocurrency coins; a governing entity with authority over the possession; an issuing entity, which creates and issues cryptocurrency. The computer program communicates with the blockchain, and the computer program and blockchain are adapted to communicate with the governing entity and the issuing entity. Once the property has been entered into the program the governing entity authorizes the issuing entity to create cryptocurrency coins and issue those cryptocurrency coins to the owner of the possession. The computer program ensures that the cryptocurrency coins are recorded in the blockchain ledger.

A cryptocurrency system that allows multiple different forms of coins to be handled by a single system, and using a single distributed ledger, where each operation iterates through the mathematical operations for each of the different forms of coins.

A method and system for interfacing heterogenous computing networks to accomplish a cross-network that spans at least two networks and has a source node and a destination node. A graph structure is traversed to define a transaction path. The graph structure includes transaction nodes within transfer networks and bridges that span networks. Each node in the graph structure exists on a network and has an associated set of attribute variables that specify supported tokens. A bridge path defined by two nodes spanning two logical networks is determined. The source node and the destination node are also connected via one or more out of band network paths which are separate from the bridge path. Disclosed implementations link the speed and convenience of P2P conversion models with B2B trading channels using a ledger-agnostic overlay and computing architecture to enable value transfers and conversion spanning dissimilar digital communication networks.