Techniques are disclosed for exchanging digital gaming currency directly between an online service system platform and an online gaming system platform. Various techniques disclosed describe integration of the online service system platform with the online gaming system platform and linking user accounts between the platforms. Integrating the online service system platform with the online gaming system platform and linking user accounts between the platforms allows for direct transferring of digital gaming currency between user accounts located in the online service system platform. Additionally, digital gaming currency may be directly deposited into a user's account on the online gaming system platform from the online service system platform.

When a consumer checkouts out, the transaction interface presents a buy now pay later option selected by the consumer for payment of a transaction. Consumer information is collected through the interface and a registered financial institution (FI) is presented the transaction details and information for servicing a loan. Terms are provided from the FI and presented to the consumer through the interface. Acceptance by the consumer causes a smart contract with the terms and parties of the loan to be generated in a blockchain (BC) and payment processed by the BC by transferring funds from a FI wallet to a retailer wallet associated with the transaction.

The disclosed technology for distributing a portion of a sales profit to purchasers if a product selling event is successful, thereby promoting product sales, wherein the sales profit distribution system may include a product payment unit adapted to allow a payment for the product to be made through a terminal of the purchaser; and a profit distribution unit adapted to calculate an individual distribution profit to be distributed to the purchaser from the distribution profit, and the sales profit distribution method may include the steps of: (a) performing a payment for the product by a terminal of the purchaser through a product payment unit; and (b) calculating an individual distribution profit to be distributed to the purchaser from the distribution profit through a profit distribution unit.

A computer-implemented method, a computer program product, and a computer system for computer assistance in a transaction with a foreign currency. The computer system receives from a user a picture of a foreign currency taken by the user using a mobile device, identifies the foreign currency, receives from the user a notification that a transaction is to be proceeded with the foreign currency, displays on the mobile device one or more ways of combining bills and coins for payment in the transaction, displays on the mobile device an amount of a domestic currency equivalent to an amount of the foreign currency needed for the payment in the transaction, receives from the user a user selected way of combining the bills and coins for the payment in the transaction, and displays on the mobile device one or more ways of change given to the user.

Methods, systems, processes and others are provided for digital administration of gaming units including, for example, receiving a real-time request for gaming units; determining that the gaming unit administration application executing on the mobile device is located at the particular gaming location of the gaming establishment; determining that the real-time request for gaming units does not exceed the gaming unit limit of the account pre-approved by the gaming establishment; identifying a gamer distribution module associated with the particular gaming location for the current gaming activity associated with the request; and providing an authorization to distribute to the gamer associated with the request one or more requested gaming units.

The disclosed systems and methods make derivatives contracts based on an underlying virtual currency available for trading. Certain derivatives contracts have a settlement value based on the transaction fees associated with recording and/or performing transactions for the selected virtual currency. The contracts can be used, for example, by virtual currency miners against certain risks associated with mining virtual currency.

A method, performed at a mobile device, for accessing a service, comprises: determining, from payment card information stored on or obtained at the mobile device, a list of services that are available in relation to the payment card; receiving a selection of one of the services; determining at least one corresponding communication channel by which the selected service is accessible; and opening the at least one corresponding communication channel to thereby access the service.

According to an example for virtual currency exchange management, a list of virtual currencies that can be exchanged between a first application and a second application is determined, and a virtual currency exchange rate between a first virtual currency in the first application and a second virtual currency in the second application is calculated. The user is authenticated to the first and second application, and in the event that authentication is successful, the first virtual currency associated with the user is decremented based on the exchange rate and the second virtual currency associated with the user is incremented based on the exchange rate. In some examples, a redeemable asset, digital currency, cryptocurrency, or combinations thereof may be exchanged for a virtual currency based on a calculated exchange rate.

A method and a system of exchanging assets between a plurality of parties, each party having an asset to exchange for a target asset, comprising: converting assets of each of the parties into bridge assets owned by the respective parties and represented in a transaction system, converting said system bridge assets of the respective parties to target assets requested by said parties.

In a method of providing funds to a monetary repository, information is received identifying a payee and request by the payee to convert a negotiable instrument made to the payee to funds. In response to the information, confirmation is received whether to convert the negotiable instrument to funds. An image of the endorsed negotiable instrument is received. If a determination is made to convert the negotiable instrument to funds, an amount of funds corresponding to a value of the negotiable instrument is directed to a repository.