G06Q20/384

Location-based verification of user requests and generation of notifications on mobile devices

Various techniques for facilitating communication with and across a network platform and one or more user computing devices are described. For example, these techniques may include (i) generating preference data based on capturing and analyzing user interactions with respect to a set of training photographs, (ii) generating, verifying, and processing search requests to allow users to identify other users and/or target objects on the network platform, and (iii) generating, verifying, and processing link requests to allow users to create links to or associations with other users and/or target objects on the network platform, among others.

Method and system for providing remittance function by recognizing content of a message in a messenger application with remittance function
11514413 · 2022-11-29 · ·

A remittance processing method includes recognizing an amount of money in a message being input into a chatroom of a messenger run on an electronic device, calling a remittance function to the chatroom in response to the amount of money being recognized in the message, and processing a remittance transaction to another user in the chatroom as a remittance target with respect to the amount of money, in response to a remittance request from a user of the electronic device.

METHODS AND APPARATUS FOR PROMOTING FINANCIAL BEHAVIORAL CHANGE
20220374978 · 2022-11-24 · ·

Some embodiments of the invention provide tools for promoting a user's financial well-being by encouraging positive financial behavior through timely feedback, counseling and instruction. For example, some embodiments of the invention may provide real-time (e.g., in response to a transaction being performed, or in response to the user indicating he/she is contemplating a transaction) useful analysis and advice designed to encourage the type of ongoing financial behavior that leads over time to financial well-being.

Smart retail analytics and commercial messaging
11507957 · 2022-11-22 · ·

A real-time fraud prevention system enables merchants and commercial organizations on-line to assess and protect themselves from high-risk users. A centralized database is configured to build and store dossiers of user devices and behaviors collected from subscriber websites in real-time. Real, low-risk users have webpage click navigation behaviors that are assumed to be very different than those of fraudsters. Individual user devices are distinguished from others by hundreds of points of user-device configuration data each independently maintains. A client agent provokes user devices to volunteer configuration data when a user visits respective webpages at independent websites. A collection of comprehensive dossiers of user devices is organized by their identifying information, and used calculating a fraud score in real-time. Each corresponding website is thereby assisted in deciding whether to allow a proposed transaction to be concluded with the particular user and their device.

Platform for providing customizable user brand experiences, sponsorship junctions, and conversion attribution
11507985 · 2022-11-22 · ·

A computer-readable medium that, when executed on a server, establishes processes for providing a brand sponsorship environment, the processes including providing a computer-implemented platform establishing a sponsorship junction involving, in case 1, a set of trigger-monitorable activities defined by a set of sponsoring brands or, in case 2, a subset of the trigger-monitorable activities defined by the set of sponsoring brands.

Synergy rules for distributed product or service
11593827 · 2023-02-28 · ·

The present disclosure is directed to a system and method to allow sellers of products to establish individual products. A user is provided a code such that the code may be passed onto followers and allowed to advertise the product to a second purchaser. The second purchaser is allowed to purchase the product and provide advertisements to other purchasers. Commissions paid to respective downline purchasers for a single product may be limited by a preset number of defined levels after a product is purchased and potential product conflicts are detected.

EFFICIENT AND SECURE COMMUNICATION USING WIRELESS SERVICE IDENTIFIERS
20230057111 · 2023-02-23 ·

Systems and methods are provided for reducing communications between servers and a mobile device and providing enhanced security and privacy to wireless beacon services. This can involve a broadcast device transmitting a beacon transmission using a short range wireless radio, such a Bluetooth or WiFi, and including a MAC address, a first unique identifier, and a beacon service identifier. The mobile device then selects one or more unique identifiers from received beacon transmissions, by filtering (that is, selecting) those beacon transmissions which include the beacon service identifier. The wireless device then takes further action, if the first unique identifier is present among the selected one or more unique identifiers, using stored information from the server. The stored information may be delivered to the wireless device in response to the wireless device sending the first unique identifier to a server, or the stored information may have been previously downloaded.

SOCIAL MEDIA INTERFACE
20230054681 · 2023-02-23 ·

The present invention provides a method for displaying an ad file within a social media platform to provide the user with a more intuitive and tailored way to conduct transactions from within a within a social media platform browser. A dedicated transactional resource is used to complete all the intermediate steps relating to the required transaction from within application libraries within an e-commerce platform. In preferred embodiments, social media platform browser is configured to deploy an ad file from a server or other content delivery network (CDN). The social media platform browser is further configured to be redirected to a location defined by a transaction URL associated with an interaction element displayed within the social media platform browser. The content owner can upload the ad files to a server or other CDN via a dashboard/user interface. The dedicated transactional resource can be configured to enable the desired functionality to be achieved.

INFORMATION MARKETPLACE SYSTEM INCLUDING A VIDEO MONETIZATION SERVICE AND A SOCIAL NETWORKING PLATFORM
20220366389 · 2022-11-17 ·

The present disclosure is directed towards implementing a video monetization service into a social networking platform to form an information marketplace, enabling users to monetize information and digital content. A creator of a monetized video session can configure the monetized video session to his/her user preference and invite as many participants, e.g., all associations, a limited group of associations, including just one association, or other social media users in general. The associations may be followers, circles, friends, connections, or any other form of association.

Personal data ecosystems

Embodiments of the present disclosure leverage distributed ledger technologies to exert user-centric control over data shared with third party service providers. User access provider (UAP) devices manage user-configured permissions and metadata that control access to user data by the third party service providers. Permissions may enable service providers to access, write, and share user data with other service providers having appropriate permissions. Users may provide data to various service providers as they interact with services supported by the platform and as the data is received it may be validated and then stored on the distributed ledger. Data may be periodically synchronized across different service provider nodes responsible for maintaining the distributed ledger to ensure consistency with respect to each user's data. Additionally, users may revoke permissions, such as if the user stops using a service, and data associated with revoked permissions may be purged or deleted from the distributed ledger.