G06Q20/386

Payment application based fund transfer
11568418 · 2023-01-31 · ·

Various embodiments are related to apparatuses and methods for enabling a sender to perform monetary transactions for a requestor. A sender can use, for example, a payment application associated with a payment processing system to perform a monetary transaction for a requestor. The payment processing system can send information related to the monetary transaction to, for example, a sender-requestor association component. When the monetary transaction is a deposit, the sender can receive funds for the deposit from the requestor. The platform can debit the requestor's financial account for the deposit amount and credit the sender's financial account with the debit account as a physical cash transaction occurs between the sender and the requestor.

Voice Payment Method and Electronic Device
20230021413 · 2023-01-26 ·

A voice payment method and an electronic device are provided. The method includes: A first electronic device receives voice information of a user, where the voice information is used to indicate a payment operation performed by the user; when a voiceprint feature of the voice information meets a preset condition, the first electronic device requests a second electronic device to authenticate the user; the second electronic device prompts the user to perform an authentication process, where the authentication process includes one or more of fingerprint authentication, facial recognition, password authentication, verification code authentication, and near field communication NFC authentication; when authentication performed by the second electronic device on the user succeeds, the second electronic device indicates to the first electronic device that authentication performed by the second electronic device on the user succeeds; and the first electronic device completes the payment operation with a payment platform.

PRINTING DEVICE CAUSING EXTERNAL DEVICE TO ACQUIRE PAYMENT INFORMATION OF FEE REQUIRED FOR EXECUTING PRINT JOB WITH THE PRINTING DEVICE

A printing device includes: a printing unit; and a controller. The printing unit is configured to print an image on a print medium. The controller is configured to perform: (a) receiving; (b) transmitting; (c) receiving; and (d) transmitting. The (a) receiving receives a print job from an external device. The (b) receiving receives a print job from an external device. The (b) transmitting transmits the print job to a data processing server. The (c) receiving receives, from the external device, destination information representing a destination of payment information of a fee required for executing the print job with the printing unit. The (d) transmitting transmits the destination information to the data processing server to cause the data processing server to provide the payment information to the external device.

Systems and methods for providing dynamic and interactive content in a chat session

Methods and systems are presented for providing dynamic and interactive content in an online chat session. When it is determined that an online chat session is established between two devices, an interactive chat engine may begin monitoring chat messages exchanged between the devices to derive a context for the online chat session. A particular workflow from multiple workflows may be selected and initiated for the online chat session based on the derived context. The interactive chat engine may generate a chat object for presenting dynamic and interactive content to the user related to the workflow within the online chat session. The chat object may be inserted into the chat flow of the online chat session. Once inserted the chat object may generate and subsequently modify presentations for the devices participating in the online chat session.

Method for sharing and searching playlists

A system that provides for the accessing and playing of media files having differing associated rights such as non-DRM media files, purchased and downloaded media files, subscription download files such as tethered downloads, and subscription streamed DRM files. The system also provides a method and user interface for sharing a media collection among computing devices in communication via a network. The system allows access and playback, from each computing device on a network, of all media files in a media collection, regardless of their associated rights.

Processing a mobile payload

In one embodiment, a method includes receiving, by a payment server and from a messaging application executing on a first mobile device operated by a first user, a request to initiate a payment transaction using a payment application. The request includes a payment amount and an identifier associated with the first user. The method includes facilitating a first adjustment to a balance associated with the financial account of the first user in the data store identified based on the identifier. The method includes generating a link associated with the first adjustment and transmitting the link to the first mobile device. The method includes, upon receiving from a second user operating a messaging application, an indication that the second user has interacted with the link within the messaging application, facilitating a second adjustment of a balance of a financial account of the second user according to the payment amount.

Financial messaging transformation-as-a-service

A transformation-as-a-service apparatus, system and method are described, where the transformation converts financial messages from one format to another (such as SWIFT format to ISO 20022 format, etc), storing the original and transformed messages for future access by a token. The transformation service also includes a permissions and access control mechanism for allowing access to the financial messages based on requestor permissions when requested via the token.

Generating and accessing video content for products
11706167 · 2023-07-18 · ·

In one or more implementations, video content generated using a client application may be provided to users of the client application in association with one or more products offered for purchase via the client application. Video content items presented to a user may be identified based on a level of interest of the user in relation to the respective video content items. A level of interest of the user in relation to a video content item may be based on profile information of the user.

METHOD, COMPUTER DEVICE, AND NON-TRANSITORY COMPUTER-READABLE RECORDING MEDIUM FOR SHARING PAYMENT INFORMATION AND SETTLEMENT
20230019577 · 2023-01-19 · ·

A method of processing a settlement includes setting a chatroom for interaction with a payment method; and sending payment details using the payment method to the chatroom and sharing the payment details with a member participating in the chatroom.

System, Method, and Computer Program Product for Updating an Application Programming Interface Field of a Transaction Message
20230222459 · 2023-07-13 ·

Methods for updating an application programming interface (API) field of a transaction message may include receiving, with at least one processor, a payment transaction message, wherein the payment transaction message comprises data associated with a payment transaction; determining, with at least one processor, one or more API fields of the payment transaction message based on the data associated with the payment transaction; and modifying, with at least one processor, one or more API fields of the payment transaction message. Methods may also include transmitting, with at least one processor, a modified payment transaction message based on modifying the one or more API fields of the payment transaction message. Systems and computer program products are also disclosed.