Systems and methods are disclosed for associating a player identifier with a financial account. The financial account can holds funds that are accessible through the player's use of a payment vehicle. Information associated with transactions using the payment vehicle can be used for player relationship purposes.

A multimedia keepsake is created containing multimedia content created by a customer and stored online as content information. After the customer selects the type of keepsake, the content information is converted to keepsake information having a format appropriate for storage in the selected type of keepsake. The keepsake information is stored online so as to be accessible via an access code, and it is downloaded to a vendor providing the access code.

A computer-implemented method for prepaid card funding for sponsored purchases includes receiving a payment request for funding a sponsored purchase using a payment vehicle, deducting funds from a financial account associated with the payment vehicle, such that the financial account has a negative balance, and loading additional funds into the financial account associated with the payment vehicle, such that the financial account has a zero balance.

Disclosed herein is a computer-implemented method of managing sensitive information and the communication thereof. The method comprising: receiving, by a first server from a second server, first sensitive information relating to a user having an account with the second server; receiving, by the first server from a user device, second sensitive information via a data entry page hosted by the first server, wherein the data entry page is configured to receive second sensitive data associated with the user and the second sensitive information is different to the first sensitive information; and associating, by the first server, the first sensitive information with the second sensitive information. The first server and the second server communicate via a first communication channel and the first server and the user device communicate via a second, different communication channel.

An intermediary application enables loyalty program members to redeem their loyalty points or miles through purchases with a merchant different from the business entity associated with the member's loyalty program. Members of a loyalty program pay merchants using loyalty points in exchange for goods and services. A virtual credit card is created to complete the purchase from the online merchant. Customer behavior is collected at the SKU level to help a loyalty program get to know their members better and further enhance the customer experience overall.

A method includes receiving, by a marketplace server, a sharing request regarding an exchange item from a first computing device, where the sharing request indicates a sharing approach for sharing the exchange item with one or more other computing devices and includes dynamic exchange item information generated by the first computing device. The method further includes verifying, by the marketplace server, the dynamic exchange item information received from the first computing device. When the verification is favorable, the method includes generating shared exchange item security parameters for the one or more other computing devices, generating shared exchange item information in accordance with the sharing approach, and sending the shared exchange item security parameters and the shared exchange item information to the one or more other computing devices for facilitating utilization of the exchange item by the one or more other computing devices in accordance with the shared approach.

Disclosed is a plurality of computer servers operating a rewards-based, universal, integrated code base in which each respective platform operating on the rewards-based, universal, integrated code base agrees to an information exchange, payment and rewards framework. Enhanced rewards can be provided by identifying an offer associated with a merchant platform associated with a rewards-based, universal, integrated code base, determining that the offer involves goods or services from the merchant platform that might cause the user, when using the goods or the services, not to need the authorized user device to yield a determination, receiving a purchase of the offer by the user via the authorized user device, monitoring, after the purchase of the offer, a time in which the user does not use the authorized user device to yield a free time analysis and providing, based on the free time analysis, enhanced rewards associated with the offer to one of the user and the merchant platform.

Real-time evaluation and enhancement of image quality prior to capturing an image of a document on a mobile device is provided. An image capture process is initiated on a mobile device during which a user of the mobile device prepares to capture the image of the document, utilizing hardware and software on the mobile device to measure and achieve optimal parameters for image capture. Feedback may be provided to a user of the mobile device to instruct the user on how to manually optimize certain parameters relating to image quality, such as the angle, motion and distance of the mobile device from the document. When the optimal parameters for image capture of the document are achieved, at least one image of the document is automatically captured by the mobile device.

Automatically communicating information related to a user computing device from a central computing system to a transaction computing system prior to initiation of a transaction between the user computing device and the transaction computing system comprises a digital wallet application and a central computing system. A digital wallet application receives a beacon signal from a transaction computing system indicating the specific identification of the terminal with which the user intends to conduct a transaction. The user computing device communicates the terminal identification to the central computing system. The central computing system communicates customer data, such as loyalty information and offers, to the transaction computing system associated with the terminal. The transaction computing system communicates the customer data to the terminal. When the user taps the user computing device to initiate the transaction, the terminal provides any benefits associated with the customer data.

Embodiments described herein provide a client system for facilitating enhanced offline payment. During operation, the system obtains a location indicator, which indicates the location of a service, from a charging system. The system then generates an offline code that allows access to the service and corresponds to the location indicator. The offline code can be readable by the charging system, and the client system and the charging system can both be offline. Subsequently, the system encodes the historical data associated with the service in a field of the offline code and sends a message comprising the offline code to the charging system.