A system is provided for netting obligations between entities of a cycle of obligations. Each obligation specifying a quantity of an item that a from-entity of the cycle is obligated to provide to a to-entity of the cycle. For each entity, the system determines whether the sum of its inventory of the item and the quantity of the obligation on which it is a to-entity is sufficient to satisfy the obligation on which it is a from-entity. When sufficient, the system identifies one or more netting transactions to settle the obligations of the cycle. The system then directs the execution of the netting transactions and settlement transactions to effect and record the settling of the obligations.

Provided is a method for configuring at least one rule, e.g., using a graphical user interface. The method may include displaying a graphical user interface including a polygon having at least three edges and an icon at a first position within the polygon. Each edge of the polygon may be associated with a potential outcome of at least one rule. An input to move the icon to a second position within the polygon may be received. The graphical user interface may be displayed with the icon at the second position within the polygon. A distance from the second position of the icon to each edge of the polygon may be determined. The rule(s) may be adjusted based on the distance from the second position of the icon to each edge of the polygon. A system and computer program product are also disclosed.

Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.

A system for performing a coordinated transaction is disclosed, involving a digital asset transaction performed on a blockchain and a payment transaction performed at a payment processing system. The system comprises a blockchain subsystem arranged to interface with the blockchain and to execute a main workflow process including the digital asset transaction and an interface to the payment processing system. A plurality of interface operations are provided which can be invoked by the main workflow process. Each operation is arranged to communicate via the interface with the payment processing system to control execution of a respective stage of the payment processing transaction at the payment processing system; and to maintain on the blockchain minor transaction data tracking a status of the payment processing transaction at the respective stage. The system is further configured to synchronize execution of the digital asset transaction with the payment transaction using the interface operations.

A banknote includes a security element with a processor and a memory. A private cryptographic key of an asymmetric key pair of the banknote is stored in a protected memory area of the memory. The asymmetric key pair is assigned to a banknote-specific blockchain address in a blockchain. A payment method executed with the banknote includes receiving a payment request for a payment with the banknote in the form of a transaction of an amount to be paid from the blockchain address of the banknote to a blockchain address of a payee, signing a transaction approval with the private cryptographic key of the banknote, and sending the signed transaction approval.

A method of providing access to securely held data is provided. A user interacts with the service provider to obtain access to a service by using a device to provide a digital identifier to the service provider, without the digital identifier being made known to the user. At a later date the user wishes to retrieve securely stored data relating to their use of the service. However, because the user does not know the digital identifier, they are unable to identify themselves to the service provider using the digital identifier. The present disclosure provides a secure method for exchanging private identifiers, which allows the user to identify themselves to the service provider in order to gain access to securely stored data relating to the user's previous use of the service. The user can do this using the device on which the digital identifier is stored, or another device.

Systems and methods for providing services to smart devices connected in an Internet of things (IoT) platform. It detects the user and connected registered smart devices in it's vicinity, authenticates them, and receives and processes various requests from them. The user may also provide inputs in natural language and the invention maps context associated with the user utterance to an intent to utilize the one or more services. It may also generate one or more customized responses for one or more outlier requests based on historical data stored in the database. It may automatically processes payment pertaining to one or more services subscribed by the user, wherein information specific to the payment is obtained based on the configuration preferences stored in a database and the one or more services being analyzed by the Process Orchestration Layer module.

Systems, methods, and computer program products for detecting merchant data shifts may identify a shift in transaction volume of a merchant system across Merchant Category Codes (MCCs) using a combination of time series analysis and machine learning.

In an example, an ecosystem is disclosed that may facilitate digital exchange of a digital asset stored as a computer executable file. The ecosystem may include a plurality of participant systems, wherein the plurality of participant systems may include at least one of an asset user system, an asset holder system, and an asset mining system. The ecosystem may include an asset wrapper associated with the digital asset and configured in the form of a multi-layered structure and computer-executable document. The ecosystem may include a codec configured as a computer executable file and associated with the asset wrapper, wherein the codec may be executed when an external request for the asset exchange is initiated. The ecosystem may include a blockchain device to execute a blockchain smart contract for the asset exchange, wherein the smart contract is executed against a pre-defined number of right tokens characterizing a specific cryptocurrency-value.

A system supports symmetric release of cryptologically-locked asset transactions. A leading exchange party and a reciprocal exchange party establish, at least in part, a peer challenge in a pre-exchange proposal. The reciprocal party uses the peer challenge to lock a cryptologically-locked asset transaction. The solution to the peer challenge corresponds to an exchange key controlled by the leading exchange party. After establishment of the cryptologically-locked asset transaction, the leading party may request that exchange logic initiate release of the cryptologically-locked asset transaction. In response to the request, the exchange logic may execute a symmetric release of the exchange key and/or signature to the reciprocal exchange party and cryptologically-locked asset transaction (such that the asset is transferred to the leading exchange party).