A new generation online e-commerce and networking system is disclosed. According to the embodiments of the present invention, the online e-commerce and networking system enables: 1) a user to obtain estimated market value or appraisal value of assets associated with said user wherein said assets data scattered in multiple computer systems are centrally retained in said computer system; 2) automatic calculation of said user's estimated wealth; 3) said user or an entity to request or solicit sponsorships from sponsors for purchasing or selling assets; 4) automatic determination the ratings of said user's wealth among wealth figures of groups; and 5) automatic display said user's wealth and rating information within said computer system with said user's controls. These are revolutionary technologies to disrupt the traditional distributed user data on the Internet and in business systems to create a favorable digital infrastructure environment or user-data-interconnected Internet fabric for the rapid acceleration of the next generation Internet.

A kiosk for accepting a portable electronic device from a client in exchange for payment includes a display, one or more cameras, a portable device receiving arrangement, a payment dispensing arrangement, and a communication connection to a remote server and/or operator. The kiosk is configured to, in conjunction with the remote server and/or operator, perform one or more of associating a fundraising even with an amount payable for the accepted portable electronic device, change or defer payments in accordance with at least some attributes that are yet to be evaluated, and to perform authentication of the accepted portable electronic device.

A kiosk for accepting a portable electronic device from a client in exchange for payment includes a display, one or more cameras, a portable device receiving arrangement, a payment dispensing arrangement, and a communication connection to a remote server and/or operator. The kiosk is configured to, in conjunction with the remote server and/or operator, perform one or more of associating a fundraising even with an amount payable for the accepted portable electronic device, change or defer payments in accordance with at least some attributes that are yet to be evaluated, and to perform authentication of the accepted portable electronic device.

Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.

Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.

Card-linked fundraising is disclosed. Purchase information and a customer identifier are received at a fundraising platform. The purchase information is associated with a transaction between a merchant and a customer associated with the customer identifier. A cause associated with the customer identifier is determined. The customer identifier was previously registered with the cause at the platform. A donation is determined based at least in part on the purchase information. Payment of the donation to the cause is facilitated at the platform.

Merchants provide incentives for customer transactions on accounts issued to them by issuers. Incentives include a merchant making a donation to entities with whom the merchants and/or the consumers have an affinity such as residence in the community. Each merchant can define the donation to be percentage of the transaction amount. Cryptographically secure chains are provided for uniquely labeling each such transaction and each such donation by way of incorporating role-based digital wallets and multiple synchronized transactional blockchains. Where the donations are used to purchase an Internet-of-Things (IOT) enabled system, real and/or near-real time usage information can be received and transmitted to the logical addresses of the customers and or the merchants so as to confirm efficacy of the donations.

Merchants provide incentives for customer transactions on accounts issued to them by issuers. Incentives include a merchant making a donation to entities with whom the merchants and/or the consumers have an affinity such as residence in the community. Each merchant can define the donation to be percentage of the transaction amount. Cryptographically secure chains are provided for uniquely labeling each such transaction and each such donation by way of incorporating role-based digital wallets and multiple synchronized transactional blockchains. Where the donations are used to purchase an Internet-of-Things (IOT) enabled system, real and/or near-real time usage information can be received and transmitted to the logical addresses of the customers and or the merchants so as to confirm efficacy of the donations.

Systems and methods for storing and managing blockchain transactions may include receiving a transaction request on a distributed ledger transaction machine that is part of a distributed ledger network including distributed ledger transaction machines, each storing an identical copy of a blockchain. The method may include extracting percentage allocations for each transaction in the transaction request as well as a set of identifying information indicating a charitable owner for at least one of the transactions. The method may further include recording a first transaction in a block on the distributed ledger transaction machine, which can be freely exchanged and transferred on the distributed ledger network and is unmarked, and a second transaction on the block on the distributed ledger transaction machine, including restricting the second transaction via a marking in the second transaction's data where the marking enables a centralized machine to control access and use of the second transaction.

Systems and methods for storing and managing blockchain transactions may include receiving a transaction request on a distributed ledger transaction machine that is part of a distributed ledger network including distributed ledger transaction machines, each storing an identical copy of a blockchain. The method may include extracting percentage allocations for each transaction in the transaction request as well as a set of identifying information indicating a charitable owner for at least one of the transactions. The method may further include recording a first transaction in a block on the distributed ledger transaction machine, which can be freely exchanged and transferred on the distributed ledger network and is unmarked, and a second transaction on the block on the distributed ledger transaction machine, including restricting the second transaction via a marking in the second transaction's data where the marking enables a centralized machine to control access and use of the second transaction.