A method and system for decentralized transaction management in project resourcing is provided that ensures transparent and decentralized tracking of data across all stakeholders. It also provides ease of compliance for organizations on one hand, and ease of monitoring for the administrators on the other. Multiple beneficiaries and benefactors are registered with a primary administrator. Each beneficiary has a list of projects listed. A benefactor identifies a project which he wants to resource. The benefactor virtually transfers a unit of resource to a secondary administrator, for the identified project and receives credit points in exchange of the units of resource. The benefactor approves transfers of credit points to the identified project of a beneficiary. The beneficiary redeems the required credit points with the resource units. The secondary administrator will also validate the resources received by the beneficiary in exchange for the credit points.

Provided is a blockchain-based crowdfunding device and a crowdfunding service method using the platform, the blockchain-based crowdfunding device, comprising: a blockchain unit comprising: a membership certification part configured to treat admission and certification of the patentee and the investor as members, and function to form an electronic wallet; an electronic coin issuance part configured to issue an electronic coin which can be traded in an electronic money exchange bureau and can be used in a scope of all the business carried out in the patent value coin platform; and a patent value coin issuance part configured to issue a value coin that is intended for securing a right and value owned by the patentee and investor and can be used for the right and value only when crowdfunding is performed in the crowdfunding device; and a funding service unit comprising: a patent art provision part configured to quantify value of a patent art, thereby calculating an amount of money corresponding to the quantifying value; a funding channel management part configured to connect the investor and the patentee with each other, cause them to hold mutual information in common, and provide a code corresponding to the patent art; and a service promotion management part configured to provide the patentee and the investor of a funding channel with various service promotions.

Embodiments are directed to executing one or more campaigns. Initialization identifiers may be provided to campaign agents associated with campaign owners. The campaign agents may be associated with campaigns based on the initialization identifiers. Resource collection requests may be provided to sources based on source information provided by the campaign agents. Metrics may be provided based on monitoring actions of the sources. Outlier characteristics associated with the resource collection requests may be identified based on a comparison of the metrics to other campaigns. The resource collection requests may be modified based on predicted metrics associated with the outlier characteristics. The modified resource collection requests may be provided to the sources associated with the outlier characteristics. Resources provided from the sources may be distributed to the campaign owners.

Embodiments are directed to executing one or more campaigns. Initialization identifiers may be provided to campaign agents associated with campaign owners. The campaign agents may be associated with campaigns based on the initialization identifiers. Resource collection requests may be provided to sources based on source information provided by the campaign agents. Metrics may be provided based on monitoring actions of the sources. Outlier characteristics associated with the resource collection requests may be identified based on a comparison of the metrics to other campaigns. The resource collection requests may be modified based on predicted metrics associated with the outlier characteristics. The modified resource collection requests may be provided to the sources associated with the outlier characteristics. Resources provided from the sources may be distributed to the campaign owners.

A user analytics computing device for processing mobile device telematics data and generating user offerings includes at least one processor in communication with a memory device. The processor is programmed to: (i) form a first group, (ii) receive first telematics data, (iii) parse subsets of the first telematics data, (iv) receive second telematics data, (v) parse subsets of the second telematics data, (vi) retrieve at least one eligibility condition that defines eligibility for the first group to qualify for a user offering, (vii) aggregate one subset of the first telematics data and one subset of the second telematics data associated into first group telematics data, (viii) determine whether the first group telematics data satisfies the at least one eligibility condition, and (ix) compare the first group telematics data to a plurality of other group telematics data to determine whether the first group has won the user offering.

A user analytics computing device for processing mobile device telematics data and generating user offerings includes at least one processor in communication with a memory device. The processor is programmed to: (i) form a first group, (ii) receive first telematics data, (iii) parse subsets of the first telematics data, (iv) receive second telematics data, (v) parse subsets of the second telematics data, (vi) retrieve at least one eligibility condition that defines eligibility for the first group to qualify for a user offering, (vii) aggregate one subset of the first telematics data and one subset of the second telematics data associated into first group telematics data, (viii) determine whether the first group telematics data satisfies the at least one eligibility condition, and (ix) compare the first group telematics data to a plurality of other group telematics data to determine whether the first group has won the user offering.

When change back is due to a customer at a transaction terminal after a cash payment made by the customer during checkout, a code is generated and rendered on a display of the terminal. The customer captures the code with a camera of a customer-operated device causing a mobile application to launch on the device requesting that the customer designate how the customer wants the change back to be provided. The customer can select a loyalty wallet, a digital wallet, and/or a donation wallet for transferring some or all of the change back. The designated amount of the change back is transferred to the customer-selected wallet(s) and any remaining cash bills still due to the customer as remaining change back is provided to the customer and the transaction concludes at the terminal.

An Internet game for recording and transmitting the activity of each group of golfers participating in a golf tournament at a tournament site and permitting contest players to win points in the game by accurately predicting the golfers who will shoot par during the last round of the golf tournament. In preferred embodiments the game is designed to increase public interest in the game of golf and in the best golfers in the world and provide to the entire world a system and method for providing a real time view of every golf shot in the final day of golf tournaments such as the weekly PGA golf tournaments.

Users form custom-defined communities for performing a defined activity amongst themselves. An actor defines the activity and restrictions associated with the activity. Members of the community place requests for the actor to perform member-specific actions during the activity on behalf of the members. The actor performs the activity with the member-specific actions and arranges procurement of results associated with each of the members. The actor and the members may also settle up with one another at least upon procurement. The activity is crowd sourced within the custom-defined community, thereby reducing the need for the members to each individually perform the activity.

An intelligent peer-to-peer fundraising campaign platform is provided for managing charitable and for profit campaigns. The platform includes capabilities for creating and managing campaigns by supporters, retrieving person data for supporters and leads for the campaign, relationship data and other attributes including affinity data, donation history data, potential and financial data and storing such data in the form of social graph. The campaign platform also helps supporters of a campaign to identify leads, send personalized communication to the leads for enlisting support to the campaign, determine donor outcomes with respect to each personalized communication sent to the lead; and updating or reinforcing a donor prediction model based on the donor outcome.