A method includes providing a user interface in fundraising page to a computing device of a donor, receiving a selection of a graphical element, providing a user interface presenting a donation form generated based on a second template, and receiving a donation request from the computing device. The method also includes receiving a second donation request from a second computing device presenting a second donation form. The method also includes accumulating a lump sum of the item, generating a list of information required by the campaign to comply with a rule, a law, a regulation, or some combination thereof, and transmitting the lump sum of the item and the list to a third-party account of the candidate via an application programming interface (API) and the commission to a second third-party account of the fundraiser and the second commission to a third third-party account of the second fundraiser.

System for peer-to-peer lending, comprises a first borrowing customer application and a second lending customer application. The borrowing customer application requests a loan and detects a current location, the current location being transmitted with the loan request. The current location is inserted along with the loan request into a view shown at the second lending customer application to enable lending customers to consider a borrower's location when deciding whether to provide a loan.

It is an object of the present invention to provide an information processing device related to electronic commerce that can efficiently or constantly obtain information on consumer needs regarding the specifications of products, etc. that have not yet been provided from information in search queries entered by general consumers.

The present invention provides an information processing device comprising: a storage means for storing information such as product or service information related to products or services; a product or service information search and acquisition means for searching for and acquiring product or service information registered in the storage means based on a search query inputted by a first user; a search result displaying means for displaying results searched for and acquired by the product or service information search and acquisition means to a first user in a selectable manner; and a search query information outputting means for integrating or associating the products or services displayed by the search result displaying means with the information indicating whether or not the products or services have been selected by the first user and outputting or storing the information in the search query inputted by the first user.

A method for employing adaptive credit decisions in relation to extension of a loan to a user may include receiving user information associated with the user and transaction information associated with a transaction of the user with respect to a product or service offered by a vendor, employing a first credit decision model to execute a first credit extension decision with respect to a first type of financing option based on the user information and the transaction information, employing a second credit decision model to execute a second credit extension decision with respect to a second type of financing option based on the user information and the transaction information, and determining, based on the first and second credit extension decisions, whether to extend a credit offer to the user when the user proceeds to checkout for the transaction.

A billing system with multiple billing features, which is the technical idea of the present invention, is disclosed. According to an embodiment of the present disclosure, it includes: a kiosk including an environment setting unit for environmental setting of information on a plurality of servers being connected to a billing menu and a receipt format that is a billing result, and a billing menu unit providing a plurality of billing menus being connected to the plurality of servers; and a billing menu unit configured to provide a plurality of billing menus connected to the plurality of servers; and a plurality of servers in conjunction with the kiosk, wherein the plurality of servers may include any one or more among a first service provider server, a second service provider server, a representative service provider server, and a server of a card company

A new generation Giga App for seamlessly merging online e-commerce system(s) with social networking system(s) is disclosed. According to the embodiments of the present invention, the Giga App incorporates a virtual mail application that enables: 1) transformation of a traditional email application into a virtual mail application with an envelope view, letter view or e-card view for better online advertising presentation effect; and 2) improvement of online advertising results through integration of user-interactive sponsor advertisements into said virtual mail application. These are revolutionary technologies to disrupt the traditional unfriendly list-view email online advertising process, to effectively address the thorny issue of user-ignored marketing emails, and to significantly improve the poor response rates of traditional email marketing through embedded user-interactive sponsor advertisements. Thus, a win-win situation of email infrastructure environment is created for all parties involved.

A new generation Giga App for seamlessly merging online e-commerce system(s) with social networking system(s) is disclosed. According to the embodiments of the present invention, the Giga App incorporates a virtual mail application that enables: 1) transformation of a traditional email application into a virtual mail application with an envelope view, letter view or e-card view for better online advertising presentation effect; and 2) improvement of online advertising results through integration of user-interactive sponsor advertisements into said virtual mail application. These are revolutionary technologies to disrupt the traditional unfriendly list-view email online advertising process, to effectively address the thorny issue of user-ignored marketing emails, and to significantly improve the poor response rates of traditional email marketing through embedded user-interactive sponsor advertisements. Thus, a win-win situation of email infrastructure environment is created for all parties involved.

A system including a user interface adapted to receive a user input and communicatively connected with a communications module, a foodstuff database stored in memory including a set of available foodstuff transactions, and a controller module adapted to receive the user input receive at the user interface by way of the communications module, and configured to query the foodstuff database based on the user input, identify at least a subset of available foodstuff transactions based on the query, and send the identified subset of available foodstuff transactions to the user interface by way of the communications module.

A system and process for coordinating streaming content or messages is provided. A network-connected server maintains a database containing media content-related data, such as the text of a message, accompanying media, time of airing, payment and related comments. A user can view these feeds or streams of these consciousness messages by downloading a mobile application or browsing to a website. The application can also be used to create, schedule and pay for a media content message.

A system and process for coordinating streaming content or messages is provided. A network-connected server maintains a database containing media content-related data, such as the text of a message, accompanying media, time of airing, payment and related comments. A user can view these feeds or streams of these consciousness messages by downloading a mobile application or browsing to a website. The application can also be used to create, schedule and pay for a media content message.