A device, a method, and a computer program for providing a game service. The game service providing device for changing a level of a target card by using a source card that includes a communicator configured to receive target card readout information of the target card and source card readout information of the source card, an account manager configured to change the level of the target card based on the target card readout information and the source card readout information, and a database configured to store information about the target card.

A credit card shaped element with a dynamic stripe which may be activated or deactivated, where the stripe is formed by a plurality of coils provided along the curve thereof, where the plurality of coils are activated in a sequential manner, where a plurality of proximity sensing coils are provided in series along the curve thereof, where the plurality of coils are formed by one coil contacted at multiple positions along its length by contact pads and where the signals fed to the coils cause an output of a reader coil to output a signals with a minimum slope or where one signal fed to one track has no peaks when the other signal is close to zero.

Systems and methods for identity verification to provide access to restricted goods or services. A first device may receive, from a second device operated on behalf of a user, a first request to purchase a restricted good or service. The first device may transmit, to the second device responsive to the first request, a second request comprising an identification of information of the user, and an identification of validation system; and may receive the requested information of the user. The first device may generate an attestation key comprising a hash of the requested information of the user and the identification of the validation system; and may determine that a record in a centralized or distributed ledger at an address corresponding to the attestation key is associated with a non-zero transaction value. Responsive to the determination, the first device may provide the restricted good or service to the user.

A point-of-sale terminal includes a plurality of module units, and a control unit configured to communicate with the module units to receive inputs for point-of-sale processing therefrom and transmit outputs of the point-of-sale processing thereto. Each of the module units includes substantially box-shaped casing, a peripheral device of the control unit disposed inside the substantially box-shaped casing, and an operational interface of the peripheral device, on a front wall of the substantially box-shaped casing. The module units have the same width and the same depth.

A gift card system and method for purchasing both physical and digital gift cards at a kiosk, both physical and virtual, is disclosed. The system/method includes a gift card distribution kiosk located at a retail establishment or online that provides a user with access to a multitude of different forms of gift cards that may be purchased and printed onto a customizable card with a personalized message. The kiosk includes a kiosk processor interface, a gift card dispenser, a card reader and gift card management server connected to a network. The gift card management server, through the kiosk processor interface, provides vendor options to users to select and pay via the card reader. The kiosk may be used to redeem unused user gift cards for a reduced value user selected gift card, reduced cash value, full value store card, rewards points, bank debit, and/or electronic code user towards online purchases.

Systems and methods are provided to electronically dispense a plurality of Electronic Instant Tickets (EITs) from a gaming microprocessor that is electronically programmed by a game service provider with a set of predetermined EITs. An Instant Ticket Vending Machine (ITVM) communicates with the gaming microprocessor to receive the EITs and display the results dictated by the EITs. The EITs allow the ITVM to operate independently of network communications with the game service provider and without providing predetermined outcomes embodied in a paper medium. Paper embodiments of the EITs associated with the gaming session and which are displayed on the display during the gaming session are printed. The dispensed printed paper embodiments of the EITs did not exist prior to the gaming session and are only printed upon game play of an EIT.

Systems and methods for crediting a customer account with change from cash based monetary transactions to avoid disbursing non-whole dollar change are provided. One such system includes a point of sale device configured to receive information indicative of a whole dollar cash amount received from a customer to complete a monetary transaction, read a customer account number from a customer account indicating device and generate a data set including a non-whole dollar change owed to the customer and the customer account number; and a payment processor configured to debit a bank of the retailer in an amount of the non-whole dollar change, and credit the customer account in the amount of the non-whole dollar change, and a bucket system configured to provide a software interface enabling the customer to withdraw a portion of a total of the customer account, and dispense the portion to the customer.

A method, programmed medium and system are provided for using a payment card with an embedded RFID device. In one example, a cellular telephone or other wireless device is used to generate a one-time password (OTP), which is then transmitted by a read-write RFID in the wireless device to the read-write RFID which is embedded within a payment card. The user's phone or other wireless device then activates the writing of the OTP to the RFID of the payment card. The payment card, with the one time password now saved in the card, is then handed to the waiter or store clerk for payment approval and/or further processing. The user's OTP is then read by the merchant's RFID reader and transmitted to an approving agency/server for approval or disapproval of the user's purchase.

A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to card remote transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for card present transactions, so called skimming fraud is eliminated. Various other features enhance the credit card system which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.

A credit card system is provided which has the added feature of providing additional limited use credit card numbers and/or cards. These numbers and/or cards can be used for a single or limited use transaction, thereby reducing the potential for fraudulent reuse of these numbers and/or cards. The credit card system finds application to card remote transactions such as by phone or Internet. Additionally, when a single use or limited use credit card is used for card present transactions, so called skimming fraud is eliminated. Various other features enhance the credit card system, which will allow secure trade without the use of elaborate encryption techniques. Methods for limiting, distributing and using a limited use card number, controlling the validity of a limited use credit card number, conducting a limited use credit card number transaction and providing remote access devices for accessing a limited use credit card number are also provided.