An information processing apparatus includes a first reader electrically reading a first information in a non-contact manner; a second reader electrically or magnetically reading a second information; a touch panel electrically detecting the contact or proximity of an object; and a CPU electrically connected to the first reader, the second reader, and the touch panel. The CPU exclusively controls an ON/OFF of the first reading function of the first reader and an ON/OFF of the input detection function of the touch panel, based on a detection that the communication medium is placed in a predetermined position with respect to the first reader or a detection that the card is placed in a predetermined position with respect to the second reader.

A holding device for an identification element wherein the identification element is inserted in an identification system. The holding device includes a holding unit by which the identification element is held, and a data transceiver by which data is transferred between the holding device and the identification system. The data is transferred between the identification element and the holding device by the data transceiver even when the identification element is arranged outside of the holding unit. Also disclosed is an identification unit including a holding device and an identification element and to an identification system having an identification unit.

An embodiment includes a multi-function electronic device capable of generating a programmed magnetic field of alternating polarity based on a speed of a card swipe, and methods for constructing the device for the purpose of emulating a standard credit card. An apparatus is described to allow the device to emulate behavior of a credit card when used in electronic credit card readers. Additionally, methods are described to allow user control of the device for the purpose of authorizing or controlling use of the device in the application of credit, debit and cash transactions, including cryptocurrency and device-to-device transactions. Methods are also described for generating a limited-duration payment number when performing a transaction for the purpose of creating a limited-use payment number, which is limited in scope of use to a predetermined number of authorized transactions. Furthermore the device may interact with other similar devices in proximity for the purpose of funds or credit/debit transfers.

The present disclosure is drawn to, among other things, a method of providing a payment terminal application on an electronic device, the electronic device comprising a volatile storage module, a user input module and a network interface module. In some aspects the method includes receiving user credentials from the user input module, transmitting an authentication request message to a remote data center via the network interface module, the authentication request message including the user credentials, receiving an authentication response message from the remote data center, the authentication response message including an indication as to whether authentication was successful, and if the authentication was successful, receiving at least one encryption key from the remote data center; and storing the at least one encryption key in the volatile storage module.

Provided are a disturbing magnetic field generator and a card reader capable of suppressing the generation of noise caused by vibration of a core. A disturbing magnetic field generator that generates a disturbing magnetic field for disturbing unauthorized reading of magnetic data recorded on a card includes a coil to generate the disturbing magnetic field, a bobbin including a tubular body part in which the coil is wound on an outer peripheral side, and a core disposed inside the tubular body part. A first gap is provided between the tubular body part and the core.

Systems and methods for authenticating identification information are disclosed. For example, an Automated Teller Machine (ATM) may comprise a user interface. The user interface may comprise a card reader. The card reader may be configured for card rotation about an axis of a bank card. The user interface may be configured to receive card rotation input from a user. The ATM may comprise at least one memory storing instructions. The ATM may comprise at least one processor configured to execute the instructions to perform operations. The operations may comprise receiving identification information from the user. The operations may comprise receiving the card rotation input. The operations may comprise extracting a card rotation sequence from the card rotation input. When the card rotation sequence is within a predetermined threshold from a stored card rotation sequence corresponding to the identification information, the operations may comprise authenticating the user for an ATM operation.

Various aspects of the disclosure generally relate to point-of-sale credit card processing devices. More specifically, the disclosure relates to synchronizing device communications with other device functions in order to reduce cross-platform interference and meet certification requirements.

Disclosed is a card payment apparatus. An aspect of the present invention is directed to provide a card payment apparatus, which is accessed to a portable communication apparatus or a computer without a card terminal, and then, performs a payment process by using a contactless card or a contact card.

A payment card reader for reading integrated circuit (IC) payment cards is disclosed. The payment card reader includes a microcontroller having non-programmable logic, coupled with a data input from the IC payment card, configured to effect a first implementation of a communication standard for communication between the microprocessor and the IC payment card, the non-programmable logic comprising a non-programmable hardware timer. The microcontroller also includes extensible logic, coupled with the data input via a general-purpose input/output (GPIO) pin, the extensible logic configured to include an extensible timer and interrupt logic, the extensible timer and interrupt logic for use with the non-programmable logic and the data input to effect a second implementation of the communication standard for communication between the microprocessor and the IC payment card.

A card reader includes a digital connector such as a Universal Serial Bus (USB) plug or an Apple® Lightning® plug. The digital connector includes a corresponding connector interface, which provides voltage to at least a card reader interface and an integrated circuit (IC) of the card reader. The card reader interface outputs an analog transaction information signal upon reading the card. The IC generates a digital version of the analog transaction information signal, encrypts the digital version, converts that into an analog audio signal. The audio signal can then be sent to the connector interface, which converts it into a digital signal such as a USB or Apple® Lightning® signal that is sent by the digital connector to a mobile device. Alternately, the audio signal can be sent to a microcontroller that converts the audio signal to a digital format such as USB, and then to the digital connector.