G07F7/12

Multi-address population based on single address
10887097 · 2021-01-05 · ·

A physical card (in some cases without any on-board source of power or computing capabilities) is configured to maintain access information for digital bearer assets. The physical card may include disposed thereon a single address operable to receive digital bearer assets in one or more transactions on a decentralized computing platform, like a blockchain-based decentralized computing platform. Other decentralized computing platforms utilize different address generation protocols, thus preventing use of a single address on those other platforms. A set of addresses is generated, each address corresponding to a given decentralized computing platform. Each address is based on a same underlying key-pair, and a primary address is selected from the set for a given card. The remaining addresses in the set are stored, without storage of the public key or private key, and returned in a response to a request for additional addresses of the currency card.

AUTOMATED VENDING MACHINE WITH CUSTOMER AND IDENTIFICATION AUTHENTICATION

Implementations include actions of receiving consumer-specific data and ID-specific data from an identification presented by a consumer to a vending machine, processing at least a portion of the ID-specific data to determine one or more of whether the identification is unexpired and whether the identification is authentic, and serving the consumer from the vending machine at least partially in response to determining that the identification is unexpired and that the identification is authentic and determining that the consumer is authentic relative to the identification.

AUTOMATED VENDING MACHINE WITH CUSTOMER AND IDENTIFICATION AUTHENTICATION

Implementations include actions of receiving consumer-specific data and ID-specific data from an identification presented by a consumer to a vending machine, processing at least a portion of the ID-specific data to determine one or more of whether the identification is unexpired and whether the identification is authentic, and serving the consumer from the vending machine at least partially in response to determining that the identification is unexpired and that the identification is authentic and determining that the consumer is authentic relative to the identification.

Transaction token that exhibits indication-related detectable changes on the transaction token
10860911 · 2020-12-08 · ·

In certain embodiments, indication-related detectable changes on a transaction token may be facilitated. In some embodiments, a transaction card may determine a state of the transaction card (e.g., during an interaction with a transaction terminal). The transaction card may generate a signal related to a color based on the state of the transaction card and cause the signal to be transmitted to a change element of the transaction card. The change element may be configured such that the change element causes one or more edges or other portions of the transaction card to be (i) a first color in response to the signal being a first signal and (ii) a second color in response to the signal being a second signal. As an example, the portions of the transaction card may turn red when the signal is a first voltage and green when the signal is a second voltage.

Systems, methods and devices for detecting unauthorized devices at transaction devices
10854031 · 2020-12-01 · ·

Systems, methods and devices for detecting unauthorized devices at transaction devices are disclosed. A method for detecting an unauthorized device in a card slot of a transaction device may include inserting a card slot insert into a card slot for a transaction device, wherein the card slot insert has a width and thickness based on a manufactured width and thickness of the transaction device, and comprises a first indicator indicating that the card slot is secure and a second indicator indicating that the card slot is not secure. When the card slot insert is inserted to a manufactured depth of the card slot, the first indicator is visible outside the card slot, and the second indicator is not visible outside the card slot. When an object is in the card slot, the first indicator and at least a portion of the second indicator are visible outside the card slot.

Systems, methods and devices for detecting unauthorized devices at transaction devices
10854031 · 2020-12-01 · ·

Systems, methods and devices for detecting unauthorized devices at transaction devices are disclosed. A method for detecting an unauthorized device in a card slot of a transaction device may include inserting a card slot insert into a card slot for a transaction device, wherein the card slot insert has a width and thickness based on a manufactured width and thickness of the transaction device, and comprises a first indicator indicating that the card slot is secure and a second indicator indicating that the card slot is not secure. When the card slot insert is inserted to a manufactured depth of the card slot, the first indicator is visible outside the card slot, and the second indicator is not visible outside the card slot. When an object is in the card slot, the first indicator and at least a portion of the second indicator are visible outside the card slot.

Identification verification system
20200327765 · 2020-10-15 ·

A method and apparatus is provided for verifying the validity of ID cards. A card reading device reads an ID card and transmits a request to a database server. A database is queried and a reply is sent back to the card reading device indicating whether the ID is valid. If desired, the reply can include additional information, such as a description of the ID holder. The ID verification system can be used to help verify whether an ID belongs to the ID holder. The system can also log and timestamp events for future access.

System and method for authorizing financial transactions with online merchants
10803692 · 2020-10-13 · ·

A system for authorizing a financial transaction of a financial presentation device such as a credit or debit card being presented from a customer to an online merchant. The system includes a peripheral device having a processor configured to generate a dynamic verification value for the card which changes for each financial transaction, and to transmit the dynamic verification value to a user computer via an I/O interface during an online transaction. The system also includes an authentication computer having a memory for storing information used to generate a comparison verification value, a communication device for receiving the dynamic verification value originating from the peripheral device, a processor and an authentication module executable by the processor adapted to generate the comparison verification value using information stored in memory. The authentication computer determines whether to authorize the financial transaction based on whether the comparison verification value matches the received dynamic verification value.

METHOD FOR SECURING AN ELECTRONIC DEVICE AND CORRESPONDING ELECTRONIC DEVICE
20200320535 · 2020-10-08 ·

A security method performed by an electronic device (CD) and the electronic device. The method includes determining a current time point during which a current transaction is carried out; selecting, from a log file (LG) in which at least one past transaction is stored, each transaction carried out by the electronic device (CD) during a predefined time period terminating at the current time point; analyzing risk from log data stored in the log file in association with each selected transaction in order to detect whether an abnormal use of the electronic device (CD) has occurred during the predefined time period; and if so, triggering at least one security operation for the electronic device (CD) in response to the current transaction.

METHOD FOR SECURING AN ELECTRONIC DEVICE AND CORRESPONDING ELECTRONIC DEVICE
20200320535 · 2020-10-08 ·

A security method performed by an electronic device (CD) and the electronic device. The method includes determining a current time point during which a current transaction is carried out; selecting, from a log file (LG) in which at least one past transaction is stored, each transaction carried out by the electronic device (CD) during a predefined time period terminating at the current time point; analyzing risk from log data stored in the log file in association with each selected transaction in order to detect whether an abnormal use of the electronic device (CD) has occurred during the predefined time period; and if so, triggering at least one security operation for the electronic device (CD) in response to the current transaction.