G07F19/201

Automated teller machine (ATM) onlooker detection

An ATM system is provided. The system may include a back-end server, an ATM CPU that receives information relating to the ATM, an ATM dispenser configured to dispense a cash withdrawal amount in the event that the ATM CPU receives information relating to a selection of a cash withdrawal amount and a mobile computer. The mobile computer may include a CPU, a keypad, a touch screen having a diagonal dimension of between 9 inches and 17 inches, and an interface system that interfaces between the ATM CPU and MC CPU, wherein the back-end server is configured to format and transmit an API call to request information regarding an ATM session. The ATM may be configured to respond to the API call and the back-end server is configured to respond to an API call response. The back-end server response may be further configured for display on the touch screen.

SYSTEMS AND METHODS FOR EMPLOYING A CARD ROTATION SEQUENCE TO AUTHENTICATE A USER
20230137988 · 2023-05-04 ·

Systems and methods for authenticating identification information are disclosed. For example, an Automated Teller Machine (ATM) may comprise a user interface. The user interface may comprise a card reader. The card reader may be configured for card rotation about an axis of a bank card. The user interface may be configured to receive card rotation input from a user. The ATM may comprise at least one memory storing instructions. The ATM may comprise at least one processor configured to execute the instructions to perform operations. The operations may comprise receiving identification information from the user. The operations may comprise receiving the card rotation input. The operations may comprise extracting a card rotation sequence from the card rotation input. When the card rotation sequence is within a predetermined threshold from a stored card rotation sequence corresponding to the identification information, the operations may comprise authenticating the user for an ATM operation.

ATM security apparatus and method of use
11688248 · 2023-06-27 · ·

A security device or apparatus for use with an ATM includes a pair of base assemblies selectively connected by a beam assembly. The beam assembly is designed to prevent access to one or more service doors of the ATM. In one version of the device the beam assembly includes a horizontally extending beam with vertically oriented posts extending from the beam. The device allows for the beam of the beam assembly to be moved from a locked position or state to an unlocked position or state. In the locked position access to the one or more service doors of the ATM is restricted or prevented, while in the unlocked position access to the one or more service doors of the ATM is permitted.

SYSTEMS AND METHODS FOR EMPLOYING A JOYSTICK SEQUENCE TO AUTHENTICATE A USER
20230195864 · 2023-06-22 ·

Systems and methods for authenticating identification information are disclosed. For example, a system may include an Automated Teller Machine (ATM). An ATM may comprise a user interface. The user interface may comprise a joystick. The user interface may be configured to receive joystick input from a user. The ATM may comprise at least one memory storing instructions. The ATM may comprise at least one processor configured to execute the instructions to perform operations. The operations may comprise receiving identification information from the user. The operations may comprise receiving the joystick input. The operations may comprise extracting a joystick sequence from the joystick input. When the joystick sequence is within a predetermined threshold from a stored joystick sequence corresponding to the identification information, the operations may comprise authenticating the user for an ATM operation.

Systems and methods for providing automatic teller machine security

Computer implemented systems and methods are provided for an automatic teller machine. In some embodiments, an automatic teller machine may comprise a display, a physical barrier configured to intersect a line of sight from a location adjacent the automatic teller machine to the display, one or more memory devices storing instructions, and one or more processors. The one or more processors may be configured to determine that a user is operating the automatic teller machine. The one or more processors may be further configured to alter a degree of opacity of the physical barrier, based on the determining.

Payment sanitizing system for point of sale

A sanitizer is described which frames a payment media, such as a bill, a coin and a credit card, in an irradiation zone between narrowly spaced support walls having associated ultraviolet lamps arranged to irradiate the payment media for at least a predetermined minimum time period. In one approach a motorized transport transports the payment media to an entry point from which it falls into the irradiation zone. In another aspect, a gravity feed approach is employed to return the irradiated media item to a dispense zone. One application is to alleviate concern at a point of sale where customers and merchants are concerned about whether payment media may be carrying a dangerous virus.

PERSONALIZED QR CODES FOR ATM AUTHENTICATION
20230186277 · 2023-06-15 · ·

Disclosed herein are system, method, and computer program product embodiments for creating a personalized barcode for an account holder at an Automated Teller Machine (ATM). An embodiment operates by storing account holder unique data and a first rule for generating a personalized barcode unique to the account holder based on the account holder unique data. After receiving a request for completion of a transaction from the first account holder, placing the account holder unique data and the first rule in a pairing service. Thereafter, the ATM is configured to retrieve the account holder unique data and the first rule from the pairing service, generate the first personalized barcode based on the first rule and the account holder unique data, and present the first personalized barcode to the first account holder.

CONTEXTUALIZED USER RECAPTURE SYSTEM

Systems are provided for providing contextualized user recapture solutions. A user interaction contextualization system may receive a notification of a user accessing one of the organization's services via a user device. Responsive to the notification, the user interaction contextualization system may collect and analyze contextual data from various data sources, and real-time and historical user engagement data associated with the user. The user interaction contextualization system may then use the collected data to determine the user's likelihood of abandonment of the organization's services. Based on the likelihood of abandonment, the user interaction contextualization system may initiate one or more user recapture solutions.

Media sanitizing cassette and method of operation

A valuable media sanitizing/cleansing cassette is provided for sanitizing/cleansing surfaces of valuable media dispensed to a consumer during a dispense transaction at a transaction terminal. Dispensed media is urged from one or more media cassettes within the terminal along a transport path. The transport path is altered to pass the media through the sanitizing/cleansing cassette where the top and bottom surfaces of the media are illuminated with Ultraviolet (UV) radiation to eradicate any bacteria or virus that may be adhered to the top or the bottom surfaces of the media. Once the media passes through the sanitizing/cleansing cassette, the now sanitized/cleansed media is urged along a remainder of the transport path and dispensed from a media interface of the terminal to the consumer. In an embodiment, media deposited at the terminal is also sanitized/cleansed by passing through the sanitizing/cleansing cassette before being stored in the appropriate media cassettes.

INTERACTIVE KIOSK HAVING DOCUMENT READER
20220058384 · 2022-02-24 ·

An interactive kiosk for reading a document, the kiosk comprising: a transparent platform for supporting a document; a first camera disposed below the transparent platform; a mirror assembly comprising at least one mirror disposed below the transparent platform, the mirror assembly being arranged to reflect light from the underside of the transparent platform to the lens of the first camera; and a control unit connected to the first camera, the control unit being configured to receive content from the first camera and extract data from a document disposed on the transparent platform.