Methods and systems for assigning damage to a property to causes of loss are provided. A smart home controller and/or an insurance provider remote processor (or server) may generate a time sequence of events for damage associated with an insure-related event. The time-sequence of events may be analyzed to identify causes of loss associated with damage to the property. The smart home controller or insurance provider remote processor may further analyze the time-sequence of event to determine a portion of the overall damage associated with each cause of loss. Subsequently, according to certain aspects, the smart home controller or insurance provider remote processor may automatically generate a prepopulated insurance claim for damage associated with the insurance-related event, and/or transmit the automatically prepared insurance claim to an insured for their review, approval, and/or modification, such as via wireless communication to a mobile device associated with the insured.

Methods and systems for automatically mitigating risks of insurance-related events to a property are provided. According to certain aspects, a smart home controller or insurance provider remote processor may analyze data received from a plurality of smart devices disposed on, within, or proximate to a property, as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller or insurance provider remote processor may automatically issue commands to one or more smart devices to take actions that mitigate the risk. The smart home controller may also transmit information about the actual or potential risks and any mitigative actions to an insurance provider. The insurance provider remote processor may interpret the transmitted data to perform insurance activities, such as providing a discount and/or adjusting an insurance premium or policy associated with the property.

A method (100) for controlling a plurality of devices (10) of a smart home system (20) is provided. The method (100) comprises: switching (S110) the smart home system (20) between a home mode (21) and an away mode (22); and upon the smart home system (20) being in the away mode (22), independently controlling (S140) a setting of each of the plurality of devices (10) based on a usage pattern (12) of the respective device (10); wherein the independently controlling (S140) a setting of each of the plurality of devices (10) comprises: for a specific device (10), determining (S141) a first point in time (31) to change a setting of the device (10) based on the usage pattern (12) of the device (10), wherein the first point in time (31) is limited to: any of a set of predetermined points in time during a day, and a point in time where the smart home system (20) is set in the away mode (22); calculating (S142) a second point in time (32) by adding a random offset in time to the first point in time (31); changing (S143) the setting of the device (10) at the second point in time (32); determining (S144) a stasis period (33) during which the setting of the device (10) should be maintained based on the usage pattern (12) of the device (10); and maintaining (S145) the setting of the device (10) for the stasis period (33). A smart home system (20) is also provided.

A control system for a central plant having devices serving energy loads of a building. The control system includes a central plant optimizer wizard generator that receives user input and generates a central plant model for the control system. The central plant optimizer wizard generator includes an equipment model generator that receives user input and generates equipment models for the devices in the central plant, a device layer generator that generates device layers, an asset layer generator that generates asset layers, and a scaled load profile generator that generates a scaled building load profile of the building using the asset layers and the user data. The central plant optimizer wizard generator generates the central plant model using the asset layers and the scaled building load profile. A demand response optimizer uses the central plant model to determine control decisions for the devices included in the central plant.

Methods and systems for identifying and correcting abnormal electrical activity about a structure are provided. An electricity monitoring device may monitor electrical activity including transmission of electricity via an electrical distribution board to devices about the structure. Electrical activity may be correlated with respective electrical devices to build an electrical profile indicative of the structure's electricity usage. Based on the electrical profile, abnormal electrical activity may be identified and corrective actions may be taken to mitigate or prevent structural damage.

An access management system includes a mobile device with a processor and a memory and a software platform including at least a processor and a memory. The software platform is configured to generate a polymorphic access key, and the mobile device is configured to receive the polymorphic access key and display the polymorphic access key or communicate the polymorphic access key to an access management device. The access management device is configured to provide access to an account, another device, a physical space, or a virtual space upon reading or receiving the polymorphic access key and verifying the polymorphic access key.

A control unit is communicatively coupled to multiple variable frequency drives. The control unit includes a controller, and each variable frequency drive may have a respective controller. The controller of the control unit may be communicatively coupled to each variable frequency drive controller and manage and/or configure the multiple variable frequency drives by sending instructions and/or receiving information from the variable frequency drive controllers. In some embodiments, the control unit may be implemented as a part of a mobile computing device, such that the controller may wirelessly and communicatively couple to each variable frequency drive controller. In this manner, managing or changing settings and/or control parameters of multiple variable frequency drives may be performed via a single control unit, avoiding the tedious, repetitive, and inefficient process of using multiple control units.

Methods and systems for automatically mitigating risks of water damage to a property caused by insurance-related events are provided. A smart home controller and/or insurance provider remote processor may analyze data received from a smart device disposed on, within, or proximate to a property associated with monitoring water flow, as well as data received from an insurance provider. If it is determined that an actual or potential risk of water leakage exists, the smart home controller or remote processor may automatically issue commands to the smart device to take actions that mitigate the risk of water damage. The smart home controller may transmit information about the actual or potential water leakage risks and any mitigative actions to an insurance provider. The insurance provider remote processor may interpret the transmitted data and perform insurance activities, such as providing a discount or premium, and/or adjusting an insurance policy associated with the property.

Methods and systems for processing insurance policies associated with properties may be provided. A property may be populated with a plurality of smart devices or devices that are connected to a central controller, such as via wired or wireless communication, whereby the plurality of devices are covered by an insurance policy, such as a homeowners, renters, or personal articles insurance policy. The central controller may receive identifications for the devices, and may update an inventory list to include the plurality of devices. A total market value of the devices may be calculated, and the central controller may estimate any modification to the insurance policy based upon the total market value. The controller may facilitate the modification to the insurance policy with a customer and an insurance provider. The smart devices may be, or be associated with, appliances, electronics, computers, televisions, jewelry, vehicles, furniture, or other equipment or personal belongings.

Described are platforms, systems, and methods for mapping data found in connected equipment from a manufacturer's selected schema, format, and protocol to a normalized data model. The platforms, systems, and methods identify a plurality of data sources associated with an automation environment; retrieve data from at least one of the identified data sources; generate a plurality of data source mapping profiles, each data source mapping profile specific to a particular data source configuration; maintain a data store comprising the plurality of data source mapping profiles; select a data source mapping profile specific to the at least one identified data source configuration; and apply an algorithm to map the retrieved data to a predetermined ontology based on the selected data source mapping profile for the at least one identified data source.