The present disclosure relates to an information processing apparatus and method, an electronic device and computer readable medium. According to an embodiment, an information processing apparatus includes processing circuitry configured to compare environment data acquired by a user equipment with reference data; determine, based on the comparison, an adjustment for an acquisition manner of the environment data; and perform a control to notify the user equipment of indication information related to the adjustment.

The blockchain generation apparatus 1 includes: a parameter calculator 122 that identifies a parameter type to be used for linkage of the new block, based on block approval method data 114, and calculates a value for the identified parameter type based on transaction datasets which are related to an identifier of a generating party; a block generation condition checker 125 that determines whether the generating party is qualified to generate the new blockchain data, based on the value calculated by the parameter calculator 122; and a blockchain generator 126 that tries to generate the new blockchain by referring to the shared data when the block generation condition checker 125 determines that the generating party is qualified. An identifier of the blend pattern included in the block approval method data 114 specifies a combination of the plurality of parameter types that conflict with each other.

A method, system, and apparatus for performing a transaction for a customer having a fiat account with a financial institution. The method includes receiving a transaction request from the customer, the transaction request including a request to transfer a first amount of fiat currency to a receiving account held at a partner financial institution; determining a second amount of math-based currency (“MBC”) corresponding to the first amount of fiat currency, wherein the MBC is held in an MBC wallet account; transmitting the second amount of MBC to a partner financial institution computing system of the partner financial institution via a permissioned blockchain system; updating the MBC wallet account to reflect the transaction; debiting a fiat account balance associated with the fiat account of the customer by the first amount; and transferring fiat currency between the financial institution and the partner financial institution to settle a plurality of transactions.

A cryptographic blockchain computer network digital cryptocurrency loan system that rewards both the loan holder and the loan paying network users with system utility fund tokens for each loan payment made. System utility fund tokens entitle the system users to receive dividend distributions of passive income from a system digital cryptocurrency investment fund.

Cryptocurrencies may be used within the current Four Party Model to settle transactions between a merchant and a consumer who may use or accept fiat and/or cryptocurrency. An intermediary wallet entity may assume the risk of cryptocurrency transactions. For example, a fiat-fiat transaction may follow the usual settlement process of the Four Party Model. In a crypto-crypto transaction, settlement may occur in real time. But in a fiat merchant/crypto customer transaction, settlement may be made from the customer's crypto wallet to an intermediary wallet. Fiat settlement would then occur between the intermediary and merchant following the Four Party Model. In a crypto merchant/fiat customer transaction, a transfer may be made from the intermediary wallet to the merchant's crypto wallet. Fiat settlement between the customer's bank (issuer) and intermediary can happen in the usual settlement process.

A server system of an embodiment for transaction processing includes a virtual point-of-sale server to register data of a customer transaction based on data received from a first terminal operated by the customer in a selling area and a management server. The management server generates a machine-readable code including information for acquiring the transaction data and an electronic settlement method. The management server transmits the machine-readable code to the first terminal upon receiving a checkout instruction. Upon receiving information for acquiring the transaction data from a second terminal, the management server acquires the transaction data from the virtual point-of-sale server, and processes an electronic payment if the information regarding the electronic settlement method is received from the second terminal.

Arrangements for providing multi-party exchange functions are provided. In some aspects, a request for exchange may be received by a computing platform. The request for exchange may include identification of parties involved in the exchange, identification of goods, services, property, or the like, involved in the exchange, and the like. In some examples, the computing platform may determine a value of property, goods, or services associated with the exchange. The computing platform may request additional exchange data from one or more other parties. For instance, data associated with the exchange and another party to the exchange may be requested and received. In some examples, unique exchange identifiers may be generated linking each party to the exchange to the goods, services or property being exchange, a value, or the like. An indication of acceptance may be received and one or more exchange processing functions may be executed.

A system and method for pay-to-print printing allows a pay-to-print user to pay from any source currency to target currency through the use of a cryptocurrency service. A user selects a job to be performed on an MFP, and a job cost is generated and displayed. The MFP generates and displays a barcode on its touchscreen. The user scans the barcode and their smartphone is directed to a payment service portal, such as Google Pay or Apple Pay. The user directs payment to a crypto currency sever, along with payment target and target currency for the job. The cryptocurrency server converts payment to its cryptocurrency, and then to the target currency, and relays the target currency to target. The MFP completes the job once payment has been made.

A digital identity wallet system includes a web wallet and Identity Cloud. The web wallet leverages browser APIs, platform authenticators, and secure device hardware to create, store, and use cryptographic keys. The Identity Cloud stores data encrypted on a per-user basis, so only a specific user can decrypt it, using the web wallet in a particular web browser, on a particular device. The web wallet, in conjunction with the browser and device, leverages cryptographic keys to perform all cryptographic operations locally. This allows the Identity Cloud to only handle sensitive data that's already been encrypted on a per-user basis before it receives it.

A non-fungible blockchain token (NFT) transferable from wallet to wallet on a blockchain represents ownership of a physical diamond custodied in a secure vault. The NFT can be sold and resold to investors wishing to use the diamond as a store of value. The NFT owner, who may only be known by a blockchain wallet address, can communicate with the custodian, the issuer, auditors, and more by writing signal messages into the blockchain NFT. A diamond custody controller unit at the custodian includes a trusted program module to handle private cryptographic key functions and to output retrieval and shipping instructions when a signal message indicates the NFT owner instructs the custodian to move the diamond to a new custodian. The NFT owner can also write signal messages into the NFT to instruct other parties, such as auditors, to perform services relating to the diamond.