G06Q20/0855

Computerized systems and methods for providing a dynamic pricing system
11507988 · 2022-11-22 · ·

Systems and methods are provided for dynamically adjusting payout to deliverers, comprising receiving a plurality of delivery orders, wherein each of the plurality of delivery orders is associated with a delivery address in a geographic region, and wherein the geographic region is associated with a plurality of configurations; determining a base fee for fulfilling the plurality of delivery orders in the geographic region based on the plurality of configurations associated with the geographic region; adjusting, using a pricing algorithm, the base fee for fulfilling the plurality of delivery orders based on the determined configurations; receiving one or more features associated with the plurality of delivery orders; and adjusting the adjusted base fee based on the received one or more features, wherein the pricing algorithm used to calculate the base fee is selected among a plurality of pricing algorithms based on the geographic region.

SYSTEM AND METHOD FOR RECOMMENDING PORTABLE FINANCIAL DEVICE FOR A PAYMENT TRANSACTION
20230056297 · 2023-02-23 ·

A system and method for recommending portable financial device for a payment transaction is disclosed. The method includes establishing a secure communication session with one or more external APIs during a payment transaction stage and fetching data representative of banking accounts associated with a customer from the one or more external APIs. The method further includes determining one or more transactional parameters associated with the payment transaction stage and generating an optimal score for each of the one or more portable financial devices by using Machine Learning (ML) based transaction model. The method includes identifying best suitable portable financial device with maximum optimal score and recommending the identified best suitable portable financial device for completing the payment transaction stage based on the identification. Further, the method includes outputting the recommended portable financial device on a graphical user interface of one or more electronic devices associated with the customer.

Method and system for hosted order page/silent order post

Generally, embodiments of the invention are directed to methods, computer readable medium, servers and systems for enabling merchants to use hosted order pages (HOPs) and/or silent order posts (SOPs) and thereby avoid handling payment information and the costs associated Payment Card Industry (PCI) compliance, while at the same time utilize third-party fraud detection screens and thereby avoid costs associated with fraudulent transactions.

Subscription aggregation system

In some embodiments, a method to generate a user interface for a subscription management system may include receiving first order data relating to a first subscription offering, receiving second order data related to a second subscription offering, combining the first and second order data into a subscription data structure that, calculating a combined one-time payment amount for both the first and second subscription offerings based on the quantity data, calculating a combined periodic monthly subscription payment amount for both the first and the second subscription offerings based on the quantity and period data, and/or causing presentation of both the combined one-time payment amount and the combined monthly subscription payment amount in the user interface for the subscription management system.

Method and system for massage apparatus-based user information transaction
11587048 · 2023-02-21 · ·

Provided are a method and a system for a massage apparatus-based user information transaction. According to one embodiment of the disclosure, a method for a massage apparatus-based user information transaction includes the steps of: inquiring whether a user gives prior-consent to provision of user information to the outside; if the user gives prior consent to the provision of user information to the outside, collecting, from the massage apparatus, user information including the user's biometric information, and storing same; providing the stored user information to a third party company server; calculating an amount of money to be paid to the user in accordance with the provision of the user information to the outside; and paying the calculated amount of money to the relevant user's account.

Vehicle floating fleet systems and methods
11587194 · 2023-02-21 · ·

Embodiments herein are directed to a vehicle floating fleet vehicle system for determining a location of a user and one or more car-sharing vehicles. The system includes a server computing device operated by a floating fleet service provider. The server computing device includes at least one processor; a memory communicatively coupled to the at least one processor; and machine readable instructions stored in the memory. The machine readable instructions cause the vehicle floating fleet system to perform at least the following when executed by the at least one processor receive a request for the one or more car-sharing vehicles, determine the one or more car-sharing vehicles in one or more nearby gated parking facilities, send information about the one or more car-sharing vehicles to the user, and receive a selected car-sharing vehicle in a nearby gated parking facility of the one or more nearby gated parking facilities from the user.

Combining user device identity with vehicle information for traffic zone detection

The described technology is generally directed towards combining user identity information, corresponding to user profile data, with vehicle information, such as for use by a traffic zone management system that charges a fee for vehicle usage in a traffic zone. A user device, such as a mobile communications device, can be coupled to vehicle information such as via a transponder that is detected by roadside units, or by uploading the combined information to a wireless communications system. Based on the combination of information, different billing rates or the like can be applied to different users and vehicle types. The technology can work with various communication systems, including roadside units and wireless communication networks.

System and methods for facilitating content promotion transactions between content promoters and artists
11587115 · 2023-02-21 · ·

A system and methods for facilitating transactions relating to slots in a content promoter's performance. The system allows content promoters to publish available slots in their performances and receive submissions from artists requesting their content be presented in those slots. The system facilitates transactions between promoters and artists using an escrow and “proof of play” system. The escrow system charges an artist in advance for content submitted to be presented, but holds payment of those charges until after the promoter has presented the content and proof of play has been confirmed. Proof of play may be directly confirmed by the artist, may be confirmed by the system, or may be provided to the artist in an audiovisual recording made by the promoter. The escrow and proof of play system helps protect promoters and artists against potential default by either party to the transaction.

Mobile agent point-of-sale (POS)

Systems and methods are disclosed for conducting transactions and financial transfers utilizing a mobile device communicatively coupled with a mobile communications network and executing a mobile point-of-sale application. According to some embodiments, the mobile point-of-sale application is adapted to conduct money transfer transactions by communicating transaction information through the mobile communications network to a money transfer provider system that processes the money transfer and communicates receipt information to the mobile point-of-sale application. Additionally, according to some embodiments, an account associated with an agent of the money transfer provider can be used in money transfer transactions conducted by the mobile point-of-sale application.

Method and system for merchant acceptance of cryptocurrency via payment rails

A method for acceptance of blockchain payment at a traditional point of sale device direct to a merchant includes: receiving an authorization request for a fiat payment transaction including a transaction account number, transaction amount, and merchant identifier; identifying blockchain payment acceptance for a transaction account associated with the transaction account number; transmitting an address request to an exchange server including the merchant identifier; receiving a destination address associated with the merchant identifier for a blockchain network from the exchange server; transmitting a new blockchain transaction to a blockchain node in the blockchain network including the destination address and a cryptocurrency amount based on the transaction amount; and transmitting an authorization response for the fiat payment transaction to a payment network for routing to a point of sale device, the authorization response including an indication that clearance and settlement of the fiat payment transaction is not required.