G06Q20/108

Banking as a service enabled virtual exchange computing platform

A computing system includes a first computing platform and a virtual exchange computing platform, where the first computing platform provides an application and a first electronic value token and the virtual exchange computing platform is communicatively coupled to the first computing platform. The virtual exchange computing platform receives the information corresponding to the first electronic value token and calculates, via API functions linking to banking as a service (BaaS) functionality processed by a valuation computing platform, a valuation of the first electronic value token. The virtual exchange computing platform causes presentation, via a network and on a first user device, a user interface screen presenting a visualization of a value of the electronic value token and comprising an input and triggers, based on a received trade input from the user interface, a virtual exchange of value involving the first electronic value token.

REAL ESTATE FUND TRANSFER FACILITATION SYSTEM
20230010355 · 2023-01-12 · ·

A real estate fund transfer facilitation system may include a digital platform for receiving requests to facilitate real estate fund transfers for deposit in accounts of a title company. An intake module may be configured to marshal a depositing party through a workflow to collect transaction information. A portal may be provided that includes a selectable link for accessing the intake module. An output module may be configured to output transaction instructions with respect to preparation of a financial instrument as a vehicle for the deposit of the real estate funds in the receiver account.

Financial account authentication

Methods, systems, and apparatus, including computer programs encoded on computer storage media, for receiving, from a user device, a request to include financial data describing a financial account in an interface, the financial account being associated with a particular financial institution; identifying one or more metadata attributes for accessing the financial account associated with the particular financial institution; obtaining a public digital key associated with the financial institution; providing, to the user device, data describing the one or more metadata attributes and the public digital key associated with the financial institution; receiving, from the user device, respective values for the one or more metadata attributes, the corresponding values having been encrypted by the user device using the public digital key; and storing the encrypted values for the one or more metadata attributes for use in accessing and aggregating financial data describing the financial account.

NETWORK COMPUTING SYSTEM EXECUTING PROGRAMMATIC ADAPTERS TO IMPLEMENT ASYNCHRONOUS COMMUNICATIONS
20230214799 · 2023-07-06 ·

A computing system can establish asynchronous network communications with exchanges to facilitate cross-medium transactions between originating and recipient clients. Such communications can result in filtering out errant responses that would otherwise cause an open transaction to fail.

Method, System, and Computer Program Product for Operating Dynamic Shadow Testing Environments
20230214313 · 2023-07-06 ·

Described are a method, system, and computer program product for operating dynamic shadow testing environments for machine-learning models. The method includes generating a shadow testing environment operating at least two transaction services. The method also includes receiving a plurality of transaction authorization requests. The method further includes determining a first percentage associated with a first testing policy of the first transaction service and a second percentage associated with a second testing policy of the second transaction service. The method further includes replicating in the shadow testing environment, in real-time with processing the payment transactions, a first portion of the plurality of transaction authorization requests and a second portion of the plurality of transaction authorization requests. The method further includes testing the first transaction service using the first set of replicated transaction data and the second transaction service using the second set of replicated transaction data.

METHOD AND APPARATUS FOR REMITTANCE SERVICE

A method and apparatus for a remittance service are disclosed. An operation method of a server providing a remittance service includes receiving, from a remitter participating in an anonymous chatroom by using a first temporary profile, a request for a remittance to a second temporary profile participating in the anonymous chatroom, verifying a remittance qualification of an account of the remitter, generating remittance transaction information for remitting an amount corresponding to the remittance request to an account of a remittee corresponding to the second temporary profile, and transmitting, to the account of the remittee a remittance notification including information on the first temporary profile as remitter information.

BANK-BASED ONBOARDING FOR MERCHANT INTEGRATION

Embodiments disclosed are directed to a computing system that performs steps for entity integration. The computing system receives, from a user device, an electronic request to associate a first online account of a user associated with a first entity with a second online account of the user associated with a second entity. The computing system authenticates the user device to verify that an identity of the user is authentic. The computing system determines whether the second online account exists and, if so, identifies a match between a first user property of the first online account and a second user property of the second online account. Based on the identified match, the computing system links the first online account with the second online account and updates, based on a first online account property of the first online account, a second online account property of the second online account.

Network computing system executing programmatic adapters to implement asynchronous communications

A computing system can establish asynchronous network communications with exchanges to facilitate cross-medium transactions between originating and recipient clients. Such communications can result in filtering out errant responses that would otherwise cause an open transaction to fail.

GAMING MACHINE HAVING SECONDARY GAMING CONTROLLER AND PRIMARY AND SECONDARY CREDIT BALANCES
20230215242 · 2023-07-06 ·

A gaming machine has a main or master gaming controller for presenting primary games based upon wagers of primary credits associated with a primary credit balance. A secondary controller is associated with the gaming machine for presenting secondary games or based upon wagers of secondary credits associated with a secondary credit balance. The secondary controller may present additional features and may effectuate transfers of credits between the primary and secondary credit balances.

Computer-based systems configured to provide a portal for migrating one or more existing relationships from one entity to another entity and methods of use thereof
11551192 · 2023-01-10 ·

Systems and methods associated with providing an automated portal to migrate one or more relationships with one entity to another entity are disclosed. In one embodiment, an exemplary method may comprise: providing a portal enabling automated migration of existing relationships from existing entities to a first entity; generating a first UI configured for identifying and providing access information regarding existing relationships for potential migration; generating a second UI to display information regarding the existing relationships and provide UI elements enabling the user to receive migration offers; determining terms of replacement relationships that the first entity can offer the user; generating a third UI to (i) compare terms between the existing and new relationships, and (ii) enable the user to authorize the relationship migration; performing an automated generation process to create the new relationship(s); and performing an automated transfer process to transfer all objects to the new relationship.