Patent classifications
G06Q20/127
Decentralized architecture for property-backed vehicles and creation, publication, and distributed investment
A method comprising navigating to a first investment interface publishing a first particular loan opportunity among different loan opportunities, the loan opportunity being based on first loan terms and first property information, receiving different loan opportunities based on the first query, providing a selection of the first particular loan opportunity, receiving details of the first particular loan opportunity, providing a first commitment from the first investor system to partially fund a first partial funding of a loan amount associated with the first particular loan opportunity, a second commitment from the second investor system being already provided to the investment system to partially fund a second partial funding, receiving an indication that a first loan is to be provided to the first property owner when the loan amount is completely funded, and receiving distributions, every day, of daily returns by the first investor.
Method and system for synchronizing start of group ride rentals
A method and system for synchronizing the start of group ride rentals of electric transport devices is described. In one embodiment, a method for initiating a group ride for a plurality of users of electric transport devices includes receiving a request from a first user of an electric transport device to initiate a group ride from a first location to a second location. The method also includes adding one or more additional users to the group ride. Each user is associated with a separate billing account with a service provider for the electric transport devices. The method further includes delaying a start of billing for each user included in the group ride by the service provider until each user has located an electric transport device.
Artificial intelligence system for content presentation impact estimation
Interaction data sets of consumers of an offering set with an application associated with an offering set are obtained. At least some of the interactions are associated with respective content presentation operations. A neural network model is trained, using the interaction data sets, to generate predictions of actions of a consumer at whom a set of content presentation operations is directed, and to provide action-attribution scores for the content presentation operations. The model includes convolutional layers and an attention module. Weights learned in the attention module are used to estimate the action-attribution scores. A trained version of the model is stored.
System for collecting weekly payments from a customer, holding those weekly payments in escrow, and then making monthly loan payments toward the customer's auto loan using the escrowed payments
The Advantage2U® system is an on-line system that increases the buying power of customers, enables customers to pay down a vehicle loan more quickly than the standard payments for the loan term would allow, and enables customers with negative equity in a vehicle loan to more quickly reach a position of positive equity. The Advantage2U system accomplishes this by collecting weekly payments from customers, instead of monthly payments from the customers. Since vehicle loans require monthly payments, the Advantage2U system collects one quarter of the total monthly payment per week. However, since this results in the customer paying one quarter of the monthly payment for 52 weeks in a given year, instead of the customer making 12 monthly payments, the customer has effectively made 13 monthly payments in a given year, and the extra amounts paid are directly applied to the principal of the loan.
Grid-integrated electric vehicle charging as a service
Method for managing charging service comprising independent Installers, independent utilities, independent electric charging customers, CO2 levels, and independent energy markets, the method comprising: electronically calculating cost of service on a periodic basis based on a plurality of dynamically changing influencing parameters; electronically determining a capital cost of installation; obtaining customer's zip code to determine regional variations in installation cost; estimating customer's location from customer's IP address to determine regional variations in installation cost; Soliciting information about conditions at an installation location which may affect installation cost by soliciting customer input in response to an online questionnaire; soliciting an address of the installation location, then obtaining data comprising age of a building, size of the building and number of units from publicly available data bases, to determine installation cost.
ELECTRIC VEHICLE (EV) CHARGE UNIT RESERVATIONS
A computer implemented method for managing charge availability of a charge unit (CU) to obtain charge for a battery of an electric vehicle (EV) is provided. The CU includes a computer for processing at least part of the method and for communicating with a server over a network. The method includes receiving, by the server, status information from the computer of the CU. The method includes sending to the computer of the CU instructions to make a reservation for the CU. The reservation is for a user account that has requested a desire to charge the battery of the electric vehicle of the user at the CU or another CU. The method includes sending, by the server, a confirmation for the reservation to the user account. The confirmation is viewable via a device having access to the server via the user account. The method includes sending, by the server, a data regarding a time of availability of the CU to the user account for the reservation. The computer of the CU is configured to display a visual indicator regarding the reservation of the CU.
Systems and methods for unmanned positioning and delivery of rental vehicles
A managing apparatus for positioning rental vehicles includes a memory storing instructions and a processor configured to execute the instructions to cause the managing apparatus to access model information and location information for a plurality of autonomous vehicles, receive a request including a delivery location and a chosen model for renting, select an autonomous vehicle of the chosen model from among the plurality of autonomous vehicles based on the model information, the location information, and the delivery location, instruct the selected autonomous vehicle to fully-autonomously or semi-autonomously travel to the delivery location, and instruct the selected autonomous vehicle to switch to manual operation mode at the delivery location for manual operation by a vehicle rental customer.
SMART INCLUSION OF TECHNOLOGY AT TIME OF USE
Apparatuses, methods, systems, and program products are disclosed for modifying the enabled features of a hardware component at the time of use. An apparatus includes a processor and memory that stores code executable by the processor. The code is executable by the processor to obtain a feature of the hardware component that is not enabled and generates an encrypted code associated with the feature of the hardware component to be enabled. The apparatus processes a payment for the cost of enabling the hardware component and enables the feature of the hardware component in response to the association of the payment processed with the encrypted code for the feature of the hardware component.
METHODS AND SYSTEMS FOR FACILITATING PROMOTION OF A CONTENT BASED ON PLAYING AN AUDIO
The present invention provides methods and systems for facilitating promotion of a content based on playing an audio. The present invention includes a process of receiving a promotional content from a user device; transmitting the promotional content to a second user device; selecting a promotional content based on the at least one indication; transmitting a promotional content to a promoter device; generating a promotional content notification, wherein the promotional content notification includes statistical representations of the audience data; and transmitting the promotional content notification to the user device, the promoter device and the second user device.
Delivery system having robot vehicles with temperature and humidity control compartments
An autonomous robot vehicle in accordance with aspects of the present disclosure includes a conveyance system and a compartment coupled to the conveyance system. The conveyance system autonomously drives the autonomous robotic vehicle between one or more storage locations and one or more delivery locations. The compartment receives one or more items stored at the one more storage locations. The compartment includes a temperature control module configured to maintain the compartment within a predetermined temperature range to provide temperature control for the one or more items as the conveyance system drives between the one or more storage locations and the one or more delivery locations.