G06Q20/2295

Peer forward authorization of digital requests

Embodiments may enable a user to forward authorize a specific amount to a member of their payment pool by distributing a subtoken generated from a token issued to the user. The member of the payment pool may receive the subtoken through a delivery channel (e.g., by e-mail) and may utilize the subtoken during a purchase by providing a corresponding delivery channel identifier (e.g., e-mail address) as an authentication credential. In some embodiments, the subtoken may be time-sensitive and may be valid during a time period designated by the user.

Service processing method, apparatus and server

The present application provides a service processing method, apparatus and server, and the method includes: when a first user logs on a client device based on a first account, receiving an operation request for requesting a service operation from the first user; according to the first account, searching account binding relationship which has been stored; if a second account of a second user bound with the first account is found, permitting the first user to accomplish the service operation using the second account authority of the second account; after the first user accomplishes the service operation using the second account authority of the second account, updating the second account information of the second account according to the operation result of the service operation.

Programmable currency platform
11790348 · 2023-10-17 ·

Disclosed is a currency management application to facilitate customized transfer of value between two parties via a digital coin. The digital coin can be personalized and programmed. For example, the digital coin can be personalized with a set of attributes, such as a design, color, shape or theme, and can be programmed with a set of rules, such as where the digital coin can be redeemed and/or who the digital coin can be transferred to. The digital coin is associated with a value, which is determined in terms of a fiat currency or cryptocurrency. This digital coin can be used for peer to peer payments, merchant payments and redeemable/withdrawn through a financial institution, such as a bank account.

System and method for integrating data from a remote server with a client application

The electronic device may invoke a host application. The device may display a first host user interface on the display, the first host user interface including a first host user interface component associated with a child application. In response, the device may invoke, using the host application, the child application executed at the electronic device. The device may transmit, using the host application, a request for data associated with a child user interface component to the child application. The device may transmit, using the child application, the request for data associated with the child user interface component to a child application server, wherein the data associated with the child user interface component is inaccessible by the host application. The device may receive, using the child application, the data associated with the child user interface component from the child application server. The device may display the child user interface component.

Children's earn-to-play app

A process for controlling device use, the process comprising: receiving, from a first user having a token credit amount, a request to use a play app having a required token amount; determining a play response based on the token credit amount, wherein the determination corresponds to the following: if the token credit amount is greater than the required token amount, then the request is granted; and if the token credit amount is less than the required token amount, then the request is denied.

Child Support & Centralized Distribution Network
20230316276 · 2023-10-05 ·

Child/family support payments are made on a multilayered consortium ledger network using blockchain, loT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.

Child Support & Centralized Distribution Network
20230289798 · 2023-09-14 ·

Child/family support payments are made on a multilayered consortium ledger network using blockchain, IoT, and other technologies to expedite the process and disbursement of child/family support payments. The multilayered consortium ledger network may cater to local and/or global child support agencies and/or local and global Parties/Parents/family members who elect to send child/family support payments to their family(ies) outside the traditional child support agencies/district attorney offices. The plurality of technologies used support payments made/received using, but not limited to, domestic/foreign fiat, cryptocurrency, tokens, an/or native tokens.

System and Method for Authorizing Temporary Use of Accounts

A system and method are provided for authorizing temporary use of accounts. The method is executed by a system and includes detecting that an account holder has selected a payment card to be shared with a recipient, the payment card being associated with an account. The method also includes determining a spending limit for the payment card by the recipient that has been set by the account holder and generating a pending transaction for the payment card with an amount corresponding to the spending limit and against which purchases made by the recipient are deducted. The method also includes providing the recipient with an electronic mechanism to add a temporary payment card to an application on a mobile device associated with the recipient, the temporary payment card being linked to the account to have purchases made using the temporary payment card be applied to that account. The method also includes detecting a purchase made by the recipient using the temporary payment card and modifying the pending transaction details based on the detected purchase.

METHOD AND APPARATUS FOR REMITTANCE SERVICE

A method and apparatus for a remittance service are disclosed. An operation method of a server providing a remittance service includes generating a family account including at least one of an administrator account and at least one member account in response to a request to generate the family account, receiving, from a terminal of the administrator account, a request to set a remittance condition for the at least one member account, and processing a remittance request of the at least one member account, based on the remittance condition set for the at least one member account.

COLLECTING AND LINKING DIGITAL CONSUMER SURVEY PANEL DATA TO A SEMI-PERSISTENT IN-STORE CONSUMER LOYALTY CARD IDENTIFIER
20230267500 · 2023-08-24 ·

A method for providing survey consumer data to a centralized server via a consumer panel application is provided. The method includes receiving in a server, from an application installed in a mobile device of a consumer, a transaction data linking a consumer identification with a selected retailer and associating a consumer segment with the transaction data based on a demographic attribute shared between a server account for the consumer and the consumer segment. The method also includes determining a sales lift factor for the consumer segment based on an adjustment factor and the transaction data, and updating a scalable measurement protocol in the application installed in the mobile device of the consumer based on the sales lift factor. A system and a non-transitory, computer-readable medium storing instructions to perform the above method are also provided.